So I'm 25 and flat-out own a house and a car, paid for with

>>1319215
If you can get a loan at 1%, and can invest your cash at 4%+... you're a dipshit to not use credit. The couple hundred thousand dollars you dumped into a house or car could have been in your investments earning you money, while the Jew gave you their money at a lower rate to spend on the property.

There is a reason every billionaire richfag still uses the banks instead of spending the money hidden under their mattress. The Jewry is designed to make the rich money by stealing it from the stupid poorfags.

>>1319215

If he's 25, I'm assuming he inherited his house and didn't buy it with cash himself.

>>1319235
I only spend like $40k for the both of them, though.

>>1319243
No, I did. I bought the house I live in for $30k and spent a winter and $5k fixing it up. My car ran me $5k.

But these don't exactly answer my questions...

>>1319235
Where the hell do you invest at 4% in the US?

>>1319235
>thinks he can get loans with less interest than what safe investments dish out
kek

>>1319215
Drug dealer detected

>>1319249
what place has 30k houses? detroit?

I would just get a flat cash back card
This categories shit is annoying

in the end its always nice to have a line of unsecured credit available to you at all times