I am a student starting college this fall. I just got a credit

>>1236707
> Using credit to invest in an extremely risk asset
What is this, 2008?

>>1236712
I was just joking about buying memecoin.

>>1236707
I suggest you skip college and make your own money so you don't have to use the banks

>>1236707
>creditboards dot com
it's free and it's a really good forums that will teach you all about how the credit agencies report your credit; how lenders judge your credit worthiness; and tips to develop your credit and improve your score.
If you play your cards right, you can buy real estate in your early twenties, and really be on the right path to accumulate some wealth.

>>1236707
How financially well off are you? If you can afford 300$ every month then dont worry about it. Pay off in full.

I would use the credit card only when eating out. That way you can see how much money you piss away on meals muuuch easier