First time poster on this board. I'm a young adult trying to build credit. I've applied for two credit cards and have been denied both times. How the hell do I build credit before getting a credit card. Could someone explain this stupid system to me?
>>1079048
Try getting a small loan, and making sure to pay it off regularly?
You take out $40,000 in student loans and make $300 payments to the bank for a new car, obviously.
>>1079050
Who should I apply a loan with? Is there a best bank to get a loan from? I bank with usaa