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One of these. Post whatever you want, this ain't no census

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Thread replies: 96
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One of these. Post whatever you want, this ain't no census

>Age
>Occupation
>Education
>Net worth
>Debt
>Credit Score

I'll go first
>Age
25

>Occupation
Programmer

>Education
AAS in computer programming

>Net worth
$91k condo
$25k car
$8k in bank/savings
$1.5k in Roth IRA/mutual funds

>Debt
$65k on condo
$20k on car
$1k on credit cards

>Credit Score
730 last I checked
>>
>>1009169
20
Unemployed
Currently going for a BS in business
$10000 total.
No Debt
No credit score (yet)
>>
>>1009175
I was where you were at that age, you're doing fine. Don't blow all your money on a car like I did, that's my biggest financial regret.
>>
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22
English Teacher
BBA
$40000
$0
I have no fucking idea what my score is
>>
22
IT Systems Admin
Patrial School company thinks i went to a 2year
45K salary
0 savings
25K student loans
560
>>
>>1009169

>>Age
19
>>Occupation
sales associate at "The source"
>>Education
high school grad
>>Net worth
maybe around $1k, only been at the job for like 1.5 months, first real job
>>Debt
$0
>>Credit Score
dont know
>>
>>1009169
>91k condo
I'm so jelly of your market, anon. 140k here for a crime neighborhood condo with 300 in HOA fees. Rent forever because you'll never have a down payment
>>
>>1009195
Ouch. I'm in a nice white gated communiy with a 280 HOA
>>
>Age
21
>Occupation
Technically NEET atm. Close to getting a Teller job, and finishing an AS next semester.
>Education
58 credit hours toward a BS in CS
>Net worth
Around ~$2000
>Debt
$4,500 in subsidized federal loans. Free money. Making gainz in the stock market with it.
>Credit Score
690 and counting. Got a $600 credit limit increase on my card today.
>>
>>1009169
is a programmer, has no bitcoin wtf
>>
>>1009169
>>Age
38
>>Occupation
Retired
>>Education
High school
>>Net worth
Enough to retire on and live middle class.
>>Debt
About $3000 in credit cards. Pay it off monthly.
>>Credit Score
810
>>
>>1009205
That would be nice by chance do you invest in stocks?
>>
>>1009202
Not al programmers are financially illiterate, bro.
>>
>Age
26
>Occupation
Deli clerk
>Education
B.A. in International Studies
>Net worth
~$2500
>Debt
$0
>Credit Score
734
>>
>28
>MBA student and work part time at a hedge fund
>200k net worth
>780

We just popped bottles of Dom and Crystal at our holiday party, finance life is for me
>>
>>1009218
>illiterate
>pro grammar
There's a joke in there somewhere
>>
>>1009236
>thinks a missing "l" is poor grammar and not a typo
Oh geez. I can't even...
>>
>>1009240
I didn't even notice the missing l
>>
24
Pharmaceutical manufacturing supervisor
BS in pre-med/business from a top tier school going for an MBA in the fall.
27 k in 401k, 11 k in IRA, 3k in savings, living rent free in family owned house atm, 14k car.
No debt and 750 credit score
>>
>>1009243
>calls someone illiterate
>is truly illiterate himself
Lmao. I still can't even...
>>
>>1009250
I wasn't calling you illiterate. Calm down
>>
>>1009255
You were referring to him. I'm an idiot. Sorry.
>>
>>1009169
>Age
30

>Occupation
Data Scientist

>Education
BS Mathematics + Physics
MS Physics

>Debt
55K to sister-in-law (wife's debt)
20K car (wife's car)

>Net Worth
Salary 120K (starting in 3 weeks, ~80K right now)
~90K savings
~15K floating around in checking usually

>Credit Score
790 last time I checked
>>
>>1009264
How did you get into data science?
>>
>>1009169
>Age
23

>Occupation
Structural engineer

>Education
Bachelors degree in mechanical engineering

>Net worth
43k

>Debt
0

>Credit score
Idk
>>
>>1009284
Friend of mine went into it after gradschool. Seemed pretty cool, and I had most of the stats/programming knowledge and could fake the rest, so I just applied until a consulting firm took me.
>>
>>1009210
Yes, mostly international stocks, gives me a reason to travel. also REITs.
>>
>>1009169
>Net worth
>assets only, separate section for debts
Well, at least you're a programmer and not an accountant.
>>
>>1009296
Why does investing in international stox give you a reason to travel? Do you check out the companies in person or somthing?
>>
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>>1009169
>>Age
21
>>Occupation
Farmer
>>Education
trade
>>Net worth
92k
>>Debt
0
>>Credit Score
No clue
>>
>Age
23
>Occupation
Seafarer
>Education
Fuck all. A few 6 month courses
>Net worth
about 75k
>Debt
nothing
>Credit Score
Fuck knows. Its not a big thing over here.
>>
>age
37
>occupation
Consulting software engineer
>education
Bs comp sci & engineering
>assets
440k(condo) + 30k(car) + 14k(motorcycle) + 128k(401k) + 185k(cash/short term investments) + $10k(misc liquidatable) = $807k
>debt
$335k mortgage @ 4.125% for 27 years
$14k car loan @ 2.25% for 15 months
$20k student loan @ <3% for 10 more years
$55k business line of credit balance @ 2.25% for 9 years
Credit card balance paid in full monthly
>credit score
830
>>
Age 27
>Occupation Plant Supervisor
>Education High School, some.college credits
>Net worth 10k in savings, 20k car, 30k in stocks and 30k in 401k
>Debt none.
>Credit Score 720ish

Should I go back to school?
>>
>>1009361
Oh 65k salary.. No kids, no wife. Just a girlfriend and living in soCal.
>>
>>1009361
If you want to advance in the company, yes do school while working, only if the company will foot the bill. If you are comfortable where you are then no.
>>
>>1009364
They provide tuition assistance, something like up to 5.5k a year. Thanks for the feedback.. I do know I cant do what im doing now forever. Ill go insane.
>>
>>1009366
I feel you man, I'm in similar situation but I do have a degree, and I'm already realizing that I'm going to need a masters to advance at the pace I'm planning to. Manufacturing blows but for right now it's great pay and good experience
>>
>Age
35
>Occupation
investment analyst
>Education
BSc economics, MSc finance
>Net worth
$200k on house, ($500k less - $300k on mortgage), $350k in company equity, $250k in retirement assets, $40k in checking/savings, $20k car
>Debt
$300k mortgage at 3.75%
about $150 balance on credit card
>Credit Score
800
>>
>>1009382
You made it son, what are the rules on that company equity? Can you trade, sell, or do you have to keep to duration?
>>
>>1009385

It's a small private company, so the equity is not liquid until you leave or the company is sold. It does come with some dividends.
>>
>Age
30
>Job
Retired (ex software engineer)
>Education
BS in Comp. Sci
>Net worth
520k in savings and various long term investments
>Debt
zip
>Credit Score
no clue

I live on less than 25k a year and I never want a family. I don't get to buy anything I want whenever I want, but I never have to work for money again. I'm free, and that's all I ever wanted.
>>
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>Oh look, it's another marketer thread
>>
>>1009453
Your personal value, not your parent's
>>
>>1009169
I think you are missing the point of "net" in "net worth". Isn't net worth just the assets minus the debt owned?
>>
>>1009169
You do know net worth = assets minus debt.


Anyway me:

25
Investment Banker
Net worth = $150k bond portfolio, less $5k student loans
>>
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Is this the thread where teenagers post their wildest dreams
>>
>>1009298
>>1009609
>>1009670
I know, I made a whoopsie boo-boo. I meant to have
>Net worth
>Assets
>>
How the fuck do you guys count your unpaid condo or house as an asset if you haven't even paid off your mortgage yet?

Smh
>>
>>1009169
Age: 22

Occupation: General labour

Education: high school

Net worth:
$5000 car
$8834 cash
~$1700 investments

Debt:
-$1453 credit card (to be paid off at end of month)

Credit score:
I've never checked but I have to imagine 700+ as I have no problem getting approved for loans and credit cards and I have always paid everything off on time

Still figuring out what to do with my life
Pretty disappointed so far
>>
>>1009396
$520k will last you a little less than 21 years without taking inflation into account, are you planning to kill yourself when you're 50?
Not judging if so. That's what I'd do
>>
>>1009333

what do you do specifically, where are you based
>>
>>1009169

>age

18

>Occupation

Roofer

>Education

A levels (ABB)

>Net Worth

£4000

>Debt

zilch

>Credit

none

dubs decides career goal for next 10 years
>>
>>1009169
>makes a thread about net worth
>doesn't know what net worth is.

This board is fucking hopeless. It attracts the least informed people .
>>
>>1009811
>dubs decides career goal for next 10 years
niiiiice
>>
>Age
42
>Occupation
Business Intelligence (telecom)
>Education
Lol associates in Music
>Net worth
$240k home but just a few months in
Two vehicles one worth $16k one worth $9k
$3000 savings, $2000 mutual funds, $5000 401k
$3000 LOC, 5 credit cards with a total of about $25k credit limit, $2000 in mutual funds
>Debt
Nearly $240k on the home
$13k on one car, $3-4000 on the other
Probably $2-3000 credit card limit
>Credit Score
770 when I bought the home haven't checked since
>>
>age
29
>occupation
pro gambler
>education
master's degree in philosophy
>net worth
$450k, all very liquid, used for gambling
0 investments
>debt
0
>credit score
780
>>
age:25
occupation: electrician
education: university drop out, 2 year tech school certificate
net worth: 10k
debts: 4500 car
>>
>>1009726
Same plan
What do you think is the most effective way?
>>
>>1010545
How are you guys considering your home as an asset when you have debts on it?

Legit question
Someone answer pls
>>
>>1011899

Homes are assets because they tend to appreciate in time (all things being equal)
>>
>>1009169
>Age
22
>Occupation
Freelancer translator. I´m also writing some books to get into self publishing

>Education
Classic Philology, maybe Computer Science next year

>Net worth
A few thousands in the bank, slowly growing. I´m living abroad, which kinda swallowed everything I had.

>Debt
None

>Credit score
We don´t have that shit in Europe
>>
>Age
19
>Occupation
Student
>Education
Currently pursuing a law degree (Brazil)
>Net Worth
Some thousands in savings account
>Debt
None (free education :^)
>Credit score
That's not a thing over here
>>
>>1009169
18
Checker
Going for software engineering next year.
$quite a lot because my old relatives are dropping like flies.
No debt.
What's a credit score?
>>
>>1009396
Hope that's me in 12 years, though I would probably go for $1m in savings while living on as little as possible. Currently 18 with $17,000 saved thanks for working and not spending (and living at home).
>>
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>>1009169
>23
>Student
>Soon B.A
>2m € give or take
>0
>Americucks
>>
>>1009302
Perhaps I should say an "excuse" to travel. But I do try to do research in the country. Get a feel for the country, you know. Maybe it just feeds my cognitive biases, but it kept me from investing in Greece in 2007. When I was there things just didn't make sense.

If you are old enough to remember, it is like how the housing bubble was obvious on the ground even though the prices were still rising.
>>
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>Age
22
>Occupation
Security guard
>Education
30 college credit hours
>Net worth
$25,000 investment account
$1200 checking
$10,000 maybe in the car
>Debt
$15,000 on the car
>Credit Score
760
>>
>>1012973
How do you have a 760 credit score at 22?
>>
>>1012982
Car+utility payments since age 18, always paid in full on time. Do not have a credit card at this time.
>>
27

Babysitter/Dog Groomer

Officially, some college. I suck at school.

1,000 in cash
1,000 in items

No debt

No credit

I feel like I'm fucked and I'm not going anywhere.
>>
>>1009169

>Age
25

>Occupation
Aircraft Mechanic

>Education
Tradeschool, some community college

>Net worth
Could get probably $1K for my car and $1k for my firearms. There's $2500 in the bank.

>Debt
$11k


>Credit Score
72(?)
Don't remember exactly.

Don't trust a girl who says she's on the pill. They ALL want kids eventually, and you & the gov footing the bill is just icing on the cake.
>>
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>>1013040

>Don't trust a girl who says she's on the pill

I thought this was a meme or only for black grills

So are you saying avoid them even when you're broke?
>>
>>1009169
18
Kiosk Salesman
Obtaining Associates Degree in Accounting
$30,000 in Savings, $500 in Checkings.
No Debt
No Credit Score
>>
>Age
20
>Occu
eCommerce
>Edu
Some CC
>Net
$8k bank
$6k car (bought $4k)
>Debt
$3k
$Tax
>Credit Score
750+
>>
>>1013044
Yes. In this case she knew I could make decent money, but even if I didn't, the gov gives her all kinds of money and free housing. Plus she gets a little person who loves her unconditionally. It's a no-brainer.
>>
>Age
26 1/2
>Occupation
Pump Engineer
>Education
Bachelor(hons) Electrical & Electronics
>Net worth
5,000.00 Ringgit Malaysia
>Debt
None
>Credit Score
>>
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>>1013058
>>
>>1013058
Underaged b&

unoriginal comment
>>
20
Computer Science Student
Mediocre State School
~4k
None
Credit report companies don't have enough data, the report that I got after applying for cards said ~700 but I doubt it.
>>
>>1012997
You aren't fucked. But you aren't going anywhere. If in USA and you think you can trust yourself, get a bank account and credit card (secured, if necessary.) Build up an emergency savings. Use the credit card a little, always pay it off at the end of the month. (Set up an automatic minimum payment just so you don't completely forget to pay and get a big fee charge.) A good credit rating can prove useful, such as getting a zero percent loan on a car. Plus using a credit card helps me from accidentally over-drafting my checking account. (Don't keep lots of money in your no-interest checking account.) Also learn about investing once you have more than a year emergency funds saved.
>>
>>1013046
How the fuck do you have 30k in savings at 18?
>>
>>1009811
Computer science
>>
>>1009169

>28
>B.A.
>anywhere from $1-5m (illiquid assets mostly)
>zero
>811 at last look
>>
>>1013390

Self employed (trading for myself and others) and also real estate brokering on the side
>>
>Age
25 years old.

>Occupation
Accountant.

>Education
Bachelors in accounting. Currently studying to sit for the CPA exam.

>Net worth
$15.6k in CD #1.
$.5k in CD #2.
$2.3K in CD #3.
$.5k in savings #1.
$16.3k in checking #1.
$2k FMV stocks.
$1.5k in 401k investment.
$10k FMV car.
$1k FMV sports memorabilia.
$1k FMV electronics (computer, cell phone, etc.).
$1.5k FMV miscellaneous items (jewelry, bicycle, home gym equipment, etc.).
$.3k various online website credits (gambling website, etc.)

>Debt
Literally nothing.

>Credit Score
~730
>>
>>1009169
>>Age
25
>>Occupation
Security Guard

>>Education
Bachelors in Criminal Justice.

>>Net worth
Approximately zero, if debt subtracts from assets directly.

>>Debt
$11000
>>Credit Score
between 650 and 700.
>>
>>1009169

Age
21

Occupation
Business Development

Education
BBA Finance

Assets
$50k Stocks
$30k Car (depreciated to say $15k)
$300k Equity from startup

Debts
$10k car loan

Credit Score
760
>>
>Age
23
>Occupation
office job with high security but only small potential for advance
PT bartending
>Education
useless arts degree
>Net worth
bout ~81k after i pay off the taxes i'll owe
>Debt
0
>Credit Score
idk but one of the big banks tried to give me a 10k limit card a few months ago
>>
>>1009169
>Age
22

>Occupation
Stripper

>Education
Bachelor's, Associate, and Diploma all in Music (kek right?)

>Net worth
$1000 vehicle
$1000 computer
$800 audio equipment

$20k in savings account
$10k in buffer savings account
$10k in cash

>Debt
$22k in HECS loans, currently voluntarily paying off from 25k so go me (AUS university scheme thing)

>Credit Score
Ausfag, but I'm pretty sure it's 0? No credit cards, HECS doesn't count towards credit score, never had any outstanding bills/whatever.
>>
18
Failed student

$500 cellphone
$50 earned in fiverr
$10 on bank
That's pretty much it.

No debt, no credit card
How the fuck do I get out of this shithole?
>>
>>1009169
>>Age
23

>>Occupation
Investment banking

>>Education
BS engineering. Considering an MBA in 3-4 years.

>>Net worth
~$100k

>>Debt
$0

>>Credit Score
I can't remember off the top of my head
>>
>>1013393
>>1013390
if you're not full of shit, I'm jelly as fuck. How can one into real estate? Do you need money right away to buy/flip? And what sort of trading do you do? Just stocks? What's your system?
>>
>Age
18
>Occupation
HS Student
>Education
HS
>Net worth
~€1,800
>Debt
0
>Credit Score
No credit card
>>
>>1009169
>Age
26
>Occupation
Student (Studying accounting, had to leave school for a couple years to support myself by working shit job)
>Education
3 more semesters until my BA is done.
>Net worth
$2K Car
$2K Cash
($12K school loan)
($8K debt)
>Credit Score
715
>>
17
Student
High School (private), planning on going to college and majoring in business
~10k+, have a car, 2 computers, phone, lots of historical items.
>0, also have college fund.
>don't have a credit card
>>
>>1014044
forgot i also have around 3k, 1k of which is in cash, and then 20k of an inaccessible-until-im-20-something account
Thread posts: 96
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