So I was chilling in my apartment and my roommate came home and

go to the police first

>>727037294
niggers detected

Nigger them back. You haven't driven your car, so they must have hit your car (if your car is involved at all).

Call the po-po and file your claim.

Go to polizia and tell them he hit your car and is spinning some bullshit about you hitting him to get out of paying for it.

>>727037294
Well if they're driving without insurance they aren't gonna call the police because their car shouldn't be driving it anyway. Call the cops about it and file your own report

>>727037294
>molly bar will have video proof in the morning

so wait for the video proof. this is a civil matter, the police wont give a shit. if you legitimately didn't do it, wait for the proof.

if he doesn't provide convincing video, then you take his note to the police and say he's a scammer.

>>727037564
This. And also, if they haven't got the proof, prepare to have your car vandalised by these niggers.

>>727037294
getting niggered op. meet up with them and kill the nigger

they dont have insurance, let them call the cops

>>727037294
tell em to fuck off

>>727037294
call them up and tell them the truth, you havent used your shit and to fuck off because they have the wrong person

>>727037294
>>727037294
also report them for not driving with insurance to the police, that is illegal.

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Set up a video cam or something on your truck in case they fuck it up so you have proof of that when they inevitably learn you won't be niggered by them

bad scammer, admits doing something illegal while blaming you for something they have no legitimate proof of.

what are the vehicles involved?

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>>727037294
also "the video proof" lol. fucking tell them to get the video proof because it will exonerate you. and for fucks sake report them to the police for not driving with insurance

>>727037748
This. Too true, happened to one of my friends and his riced out civic in highschool

>>727037544
Not an murican, so don't know how insurance works around there. But around here the mandatory insurance only pays for damages you cause to others. If you want something more it costs more.

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>>727037971
I don't even know who the hell I "backed into" this is the "white paint" that they took a picture of on my bumper

>>727037294
If you're over 25 take the letter to the police. If not pay him off or ignore it. Your insurance will be raised it's a common scam to threaten new drivers who look under 25 for quick cash. I dunno where you live for that price, but you're retarded OP

They aren't going to call the cops if they don't have insurance your can get out of this by not giving the niggers free money tell them to get a fucking job

>>727038083
That just looks like a scratch... lol

>>727037294
Take photos of your vehicle, set up a camera if you have the cash to spare, inform police/your lawyer of an attempted scam, so that they can confirm your vehicle is in the clear before any illiterate urban monkeys attempt to smear it with paint.

>>727038083
Is all that white from scratches?...If so, did you paint your own truck?

>>727038414
I bought it used but I haven't painted it whatsoever

I would call the cops first just to get a report on file for when the vandalize your shit.

>>727038062

Not sure about all of the states, but there are some states that it's illegal to drive without insurance.

>>727038550
lol pretty sure it's illegal in every state to drive without insurance.

>>727038479
>I bought it used but I haven't painted it whatsoever
Is that white paint under the black?

>>727037294
It's illegal to drive without insurance. Where was the car when he left the note... Obviously it's been driven. Tell him you want to meet him in a public place, like a busy parking lot, and call the police a couple minutes before he's supposed to meet you.

Well op did you actually bump their car? If not then they are trying to scam you. Don't give them a cent or even talk to them. They'll probably try and get in your face so you hit them, do not fall for it. Not having insurance on a car is very illegal btw. If I was you I would ignore them. If they are persistent tell them you didn't do shit and to call your insurance company or stfu. If someone hit and ran on your car you wouldn't write them a long ass letter, you would call the cops. They can't event fucking spell. And that is a bullshit quote no shop would charge a retarded amount like that. I bet they took it to a shop before they wrote you that note. Also if you are responsible for this, that's why you have insurance. You don't pay a goddamn thing. Call the cops and tell them your getting blackmailed and scammed.

>>727037748
Yes but if he keeps the note as evidence then surely that could result in charges for the dude with the civic? For trying a confidence trick or scam or whatever? And then for criminal damage.

Op if you did hit their car apologize and tell them you'd be happy to give them your insurance info. That's what it's for after all. If these niggers are trying to scam you I would follow them one day, call the cops and say you think they pointed a gun at you op and give their location. If they really don't have insurance they will be in some serious trouble

>>727037294
OP are fucking 12?? No shit your getting niggered dumb fuck. Its illegal everywhere!! To drive with no insurance. Take this note to the police station. Tell them you fear these niggers are gonna attack your vehicle. Dont be a dumb fuck thinking you have to do anything you said yourself also that you havent been driving...fuck your useless cunt arent ya? Dont be such a bitch dude. Give copy the note give original to the cops. Set up cheapass camera by your vehicle for extra protection. The end. Also i am a cop

>>727039566
Also they will get possible jail time for fraud

Op if I was you I would get a friend to fuck their car up while you are somewhere else with a good Alabai. Set up a camera at your car and get them locked up when they coon out.

Honestly your apartment people probably don't fucking care. They know without proof nothing will come of it and just want them to stop bitching.

>>727039566
dubs of truth

>>727037294
Call the pigs and report it as extortion.

>>727039821
>a good Alabai
du yu engrish alot?

>>727039360

around here, no insurance is like...a $100 ticket and maybe a point on your license

>>727037294
If you actually didn't do it then DONT FUCKIN PAY THEM. They have 0 proof, you have an alibi, there will be video proof, and they could have easily hit your car and made this turn around on you like all people do. Do not speak to them directly because anything you say can be mixed up on you. Go straight to the police and file a report with any proof possible that you haven't gone anywhere. Get your friends to back you up as witnesses. Take pictures of your whole car ASAP. Record everything. If you don't have insurance then say you haven't renewed your insurance and that's why you haven't driven it.

>>727040164
No insurance around here is 300 dollar fine, license suspended for 3 months, and registration is suspended for 3 months. Or 500 with no suspension.

>>727040164
In my state no insurance is a $500 ticket and a year suspension on license.

Extortion is illegal. Let them call the police.

Pay us my money you asshole.

>>727037294
This is why "no fault" insurance was created. You only pay for the damage to your vehicle.
If you tell tour company it wasnt your fault, it will default to this. Only if someone accepts responsibility or if a police report states fault.
That paint bs is just that...

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>>727039821
>Alabai

Kek'd

>>727037294
A friend of mine had a very similar case.
Some young "hurr I'm a lawyer" bitch said my friend drove into her car. She called the police and even called the insurance company of my friend shortly after.
Fun fact: he was at work during that time
Nonetheless an investigation was held and a specialist was consulted.
He took a quick look at the cars and found that the height of both cars dent didn't match. End of story. Bitch didn't even apologize

>>727037950
>report them for not driving with insurance to the police, that is illegal
Depends on the state; there are some where not having insurance isn't illegal.

http://www.insure.com/car-insurance/penalties-for-driving-without-insurance.html

Looks like it varies wildly all over the USA. Well op, they can get a 500-5000 dollar ticket and a year in jail, or a 35 dollar ticket if you live in Alabama. Let's hope you don't live in Alabama

>>727040312

In most states, the vehicle must be moving in order for police to issue a citation for no insurance. If it's parked, then no insurance is required.

>>727040711
You know these niggers drive around with no insurance. I would be they have no liscense either

>>727040605
Being from Germany, I have to ask: how does insurance in the US work? Hereabouts, it's illegal to drive without insurance covering your potential damages to others, but you can get an additional insurance that covers damage to your car through vandalism or your own fault. The latter (so-called "Vollkasko") is purely optional but a good idea if your car is expensive and new (or leased).

>>727037294
If there is no video proof or any witnesses to this actually happening, then none of it would hold up in court. Insurance may cover it but it's gonna come out of their pocket. Bottom line.

>>727040860
Same here in us. Every state except 2 requires liability insurance which will pay for the other persons damages. You can pay more for better insurance that will fix your car but it's not required unless it's a lease or your financing a car.

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>>727040459

It's a felony, isn't it?

OP, they basically woke up one day and decided to hand you a "Throw my ass in fucking Prison" coupon. This is a threat, WITH EVIDENCE. Now, the problem is that they can just as easily say YOU wrote that but hey, that's what an investigation is for.
Lawyer up and let the good times roll.

Either way, they're going to 100% chimp the fuck out of your truck when they don't get their way...which is a bummer, OP. You'll be paying to fix your truck unless you get it on camera.

Yea op I think you should park your truck around the block for now on

>>727037294
Ignore it. If he calls the police, show them the letter. Not only is it extortion, but he even admits that he's threatening you without proof.

Op you should post a note in their car telling them to contact your lawyer for their money. Give them your roommates number and have him pretend to be a fake lawyer and tell them they have to come to his office for their settlement. Send them somewhere random like a kfc or a taco bell kfc combo

Op get a shitty used tire put on your truck for like 40 bucks. Have a friend come and slash your tire. Get him to spray paint on your truck with plasti dip, (rubber spray paint that will peel off). Have him slash all of the niggers tires and spray paint on their car with real spray paint. You'll look like a victim as well, and these niggers can't get their car fixed because they have zero insurance.

>>727041299
>being this dumb and admitting to something just to have someone go through a minor inconvenience
epic prank, bruh

>>727038083
use sharpie.
color.

>>727042079
How's that admitting to anything? It's not illegal to leave a note anywhere unless you leave a death threat or something. And it is an epic prank fuck off faggot

>>727037294
Cops can't and won't do shit. These people would have to take you to court, and they won't. Cops would laugh, take a report and leave.

>>727042162
you're admitting to damaging their property and that you are responsible for paying.

>>727042276
How about no? You were obviously jerking them off for trying to scam you. Here in America they have to prove you did something in order for you be responsible. Playing along and making them waste their time isn't admitting anything. They will never follow through with any type of legal action anyway because it's all a sham and they don't even have insurance

>>727037294
Nigger detected.
If nigger has no insurance there isn't a lot they can do anyway

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>>727037748
>>727038035
Set up a cheap camera on your car and put those nigs in jail.
Also if you didn't do it, file a report saying they are harassing you and threatening you for financial gain. Cops probably wont be able to do shit right now, but something will be on file if this escalates which should work in your favor.
>>727042134
Don't do this..it will just look like your trying to cover your own ass and fuck you.

>>727042439
they don't need to prove it if you pledge guilty right away on a physical note. giving them that note actually allows them to go through with legal actions.

>>727037294
They are fully relying on you being afraid of police. Any accident no matter how minor most people call police to help.
The fact he waited to do anything, the fact he left a sketchy letter and didnt speak to yoy in person, and the fact hes not 100% certain you did it is hilarious.

Worst case scenario just show them this paper.

>>727042516
they can chimp out on his car.
Goddamn niggers....Worse than white trash.

>>727042590
PS, don't be the one to escalate this will just set you up to get fucked later.

>>727037294
just call the cops on him. but its probably just a burner phone my nig roomate uses them all the time

>>727037406
This.
Take the note and file a police report.
Fucking niggers trying to extort money from you.

/thread

>>727037294
>admitting to driving without insurance

Top kekaroo, do you live around niggers or what, son?

>>727042768
Writing a note that says

contact my lawyer for settlement, 57556668999

Isn't pledging anything . Not to mention they have no idea who even put the note on the car.

Op are we sure your roommates not fuckn with you.

>>727037294
are you stupid? or do you think we are stupid? if you didn't hit a car with your car, there is no paint transfer on your bumper. gtfo.

>>727039677
Fraud and blackmail they would get time for it , op just give it to the police if your that concerned and never worry about it again

>>727037294
>no insurance
find out which car is theirs and poke a small hole in one of their brake lines, just enough for a slow leak. when their brakes finially give out and they hit someone, they'll be the ones getting sued.

>>727043106
depends on how the judge interpretes it and if they record the conversation you're fucked.

>>727037294
they could have guessed bc your truck is black

maybe the dents wont line up if your truck is higher

IF THEY DON"T HAVE INSURANcE tHEY WILL BE IN MORE SHIT FOR THAT THAN ANYTHING.

THEY ARE NIGGERS THEY WONT GO TO POLICE

Use a sharpie to colour in the damaged area

>>727037498
seconded

>>727037294
That person is retarded.

>>727037294
If there is video then you are good.

Go to police first.

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>>727042020
You're the reason I still come on this website

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>>727042020
>>727044195

I like this better
>>727043504
>>727043504
>>727043504
>>727043504
Careful OP, could lead to a manslaughter/murder charge.

>>727038083
>>727038228
>>727038414
>>727042134
Ford typically uses a whitish colored primer. scrape enough paint off and thats what you see.

Blackmail, extortion, fraud, driving without insurance, and probably vandalism to force the marks. They dun goofed on this even more than their literacy tests. Also totally ridiculous quote for the repair

>>727037294
Scamm

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They didn't even have 2 pieces of lined notebook paper in their house to finish the whole letter. Jesus fucking Christ.