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Hey /b/, I'm a college dropout, a total failure, and I have

The stories and information posted here are artistic works of fiction and falsehood.
Only a fool would take anything posted here as fact.

Thread replies: 32
Thread images: 2

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Hey /b/, I'm a college dropout, a total failure, and I have a debt from an ER visit totaling like $5,000 dollars, trips tells me what to do with my life

Looking at this bill makes me wish they just left me to die instead
>>
An hero
>>
>>722906540
Roll
>>
"like I'll ever need medical insurance, pffft"
>>
>>722906540
>>722906606

hoping someone rolls this i want my misery to end.

>>722906637

my insurance refused to pay my ER visit you fucking retard
>>
>>722906697
>my insurance refused to pay my ER visit you fucking retard

"Bob's discount insurance is pretty cheap, fuck it"
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>>722906805

you sure are fun at parties
>>
sell weed
>>
$5k ain't shit. I know people with 50k +

Fuck the corrupt healthcare industry

Fuck the even more corrupt pharmaceutical industry.

FUCK THEM ALL TO HELL!
>>
Don't pay it. You'll get harassed for awhile, but eventually they will leave you alone. Take it from me - I drink so much that when if I stop drinking I have to be hospitalized or I'll have a seizure and die. I don't pay any of those fucking bills.
>>
trips for the OP so he gets his shit together and becomes a functioning member of society.

A 5K bill isn't much. Two words: payment plan.
>>
>>722906408
>$5,000 dollars
i was going to tell you quit worrying. $5000 isn't that much debt. just keep paying it down and you'll be fine.

but then i noticed you used a dollar sign and wrote out dollars. so really you should just kill yourself because you're stupid and we have too many stupid people as it is.
>>
>>722906943
Those two words are the words of a cuck.
The only correct two words are DONT PAY or FUCK THEM
>>
>>722906697
why did they deny your visit? did they say it wasn't a true emergency? 5k seems low for a er visit. i wasn't even admitted and my insurance got a 10k bill
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>>722906408
$5,000? That's fucking it? I was gonna say something motivational but you're a weenie crying over spilled milk.
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>>722907112

oh boy a grammatical error oh shit im really stupid oh my god

get over yourself you faggot

>>722907162

because it was "self inflicted" i drank a ton one night and almost died from it

>>722907174

i wasn't asking for motivational words i ask for trips for what to do with my life you shit
>>
>>722907283
>i drank a ton one night and
>almost died from it
>almost
try again?

i believe in you
>>
>>722907283
sucks. you can always try to appeal the denied claim.
or just not pay at all
>>
>>722907150

Wrong. Not paying them doesn't make it magically go away. You can be taken to court over an excessively high bill and demand that you pay them. You'll usually file bankruptcy at this time as well.

I'm no paralegal, just some things I've picked up.
>>
Stop being a pussy and get on with your life. I was in the same position but i'm slowly crawling my way out of that shit hole I dug myself. Currently getting everything in order to do a technical program which is 3 months long and then i'll be making 12 dollars an hour starting out. Its all about how you look at yourself, if you feel that you're not worth saving then give up. I don't feel that way so i won't give up, simple shit bro.
>>
>>722907685
Just adding to what you're saying, filing for bankruptcy sucks. Not only will it look bad on you record for a long time, not permanently but for a while but you may also have to pay a hude sum to start the process, my mother filed 10 years ago and it was 3k to file bankruptcy. Best bet is to pay off that bill cause your credit is gonna be shit.
>>
>>722907685
No one is going to take you to court over a $5k medical bill. It would cost them more to go through with the suit than they would recoup. They'll threaten you with legal action, but they'll never start it.

Here's what happens with an unpaid hospital bill:

>Hospital bills you
>You don't pay
>Hospital starts calling and sending letters
>You still don't pay
>After some time, the hospital sells your debt to a collection agency in order to recoup some of their losses.
>Collection agency starts bothering you.
>You send them a letter telling them that you dispute the debt and that under the federal Fair Debt Collection Practices Act, you demand a variety of things.
>The Debt Collector realizes it's not worth the trouble and eats the loss.

I've done this a number of times over the years. It works.
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Epistomology
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>>722908009
neato
>>
>>722906408

Join the club dickhead.

Didn't your parents tell you real life wasn't a cakewalk?
>>
Take up a trade and turn your life around you degenerate. 5k isn't alot, if you put consistent payments on it it will easily be paid in less than 6 months.
>>
It's only $5K you gimp. I had to put $12K into my Jeep. Apply yourself gimp!
>>
>>722906408
Call the financial office. They have reduced rates and free service for poor fags.
>>
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>>722907403
>>722906408
Holy shit you're a fag
>>
>>722906408

get a job?
>>
>>722906408
Go get a job you can set up payment plans later. its only 5k you fucking retard. I was 30k in the hole for GRADUATING college
>>
Not sure if OP bailed but just a word of advice, if the bill feels overwelming, call up whoever provided the bill and say you can't make the payments and then set your own price, you can literally pay a dollar a month if you wanted because they can't do shit if you're broke. Its just not worth getting hassled over.
Thread posts: 32
Thread images: 2


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