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Hey /b/, I dun goofed and hit a car at a stop sign. Thankfully

The stories and information posted here are artistic works of fiction and falsehood.
Only a fool would take anything posted here as fact.

Thread replies: 105
Thread images: 9

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Hey /b/, I dun goofed and hit a car at a stop sign. Thankfully the damage was minimal (minuscule dent and some scratches). I told him to get it fixed and send me the estimate since I didn't want my insurance to go up. The total came to 888 dollars. This is what the statement from the auto body shop said:
>parts: 398 dollars
>body labor: 67 dollars
>paint labor: 218 dollars
>paint supplies: 147 dollars
>body supplies: 0.20 dollars
>total plus tax: 888 dollars
That seems like a bit much given the damage. Is he trying to fuck me over? I also asked for the picture of the fixed rear bumber so I'm waiting for that. pls help, 21 year old young fag still figuring out how to adult.
>>
use heat gun, pop bumper cover back out. done.
>>
>>722430385
Yeah that honestly sounds right. Cars aren't cheap man.
>>
1 new bumper 1 hr to install few hours to paint yeah its reasonable
>>
>>722430785

>mexican detected
>>
>>722431672
>not wanting to save 800 dollars
>>
Nope it's on par
- buy new bumper
- paint new bumper
- install painted bumper
>>
>>722430385
That sounds right.
But he's not getting the money to replace his bumper on his fucking 04 taurus, he's going to keep it and take it as an unexpected bonus.
>>
Buy new bumper pre-painted to factory spec of vehicle, (Plenty of businesses out there that do this.)
Have it shipped to you from said business.
Install bumper yourself.
Total expense: $400 and a few hours of your precious time.
Otherwise pay the $888 your paying for parts and labor. get use to it or do it yourself.
>>
>>722430385
I had almost the same damage on my Audi when I hit a concrete thingy. I just bend it back and called it a day but some screw fittings or so broke so I guess if I wanted to repair that shit I would have to buy a completely new bumper. So the prices seem about right for the parts and the painting of that shit.
>>
>>722430385
>>722430785
Or boil water, like, agitated boiling. Then obv pour onto bumper, should be able to stick your hand behind it and pop it out. Then go to a automotive store and get a paint pen that's the same color.

>I owned a taurus, shits paper on wheels.
>>
>>722430385
sounds on the high side but not far off.

new bumper would have expected it to be like 150-250 but who know.s
>>
look at all these morons in this thread.

you hit my car, i will be using your insurance.
nothing you can do about it.
if OP came up to me and said, "my bad. i will order you a bumper, then have it painted and then have it put back on for 400$.
how long will it take to have a bumper shipped?
how long will it take to have it painted?
how long will you be able to have a guy professionally put it on?

the two times somebody hit my car, i used their insurance.
3 days later my car was returned in perfect condition.
>>
>>722430385
Nope. I had much less damage than that on my camry (on the side near the doors), that my neice did to it while backing.

it came to $2,400

They'll replace and paint the bumper cover. you got out cheap.
>>
OP is dumb. Just fix it yourself, baka
https://www.youtube.com/watch?v=iEDJFjAD6kY
>>
>>722430385
should have filed a claim. pretty uncommon for your rates to go up if you have a clean record and it's your only accident
>>
>>722434394
if somebody hit your car (assuming its not a piece of shit car) would you listen to the guy when he says, "dude, i can take that dent right out....lemme youtube a DIY bumper repair video"
>>
>>722434521
I'd just follow the instructions in the video. Can't go wrong.
>>
>>722430385
That's how much shops charge.

Pay the 888 dollars or make an insurance claim
>>
>>722430385
I wouldn't pay if it was an older model car. What car was it?
>>
>>722431773
Its not his car. He doesnt get to decide how to fix if theyre doing it under the table
>>
>>722430385
>has insurance
>don't use it
Idiot
>>
>>722434569
But youre not a car mechanic. Who would let a stranger illegaly work on their car instead of letting their insurance pay for it? The damage isnt on the OPs car.
>>
>>722430785
>>722433791
>>722434394
>>722434569

Sure, if you want shitty results on your own car.
>>
>>722435282
>own car.
Retard
>>
>>722430385
insurance agent here. this looks like a fair estimate
>>
You own a Taurus, throw that piece of shit away and get a real car.
>>
Like everyone else said, pretty damn accurate. You gotta think about it. That dent means you have to replace the entire bumper, its a pretty decent portion of a car compared to say a side mirror.
>>
>>722435049
>>722435282
Depends on what kind of car I hit, I have an older truck with a bush bumper so I probably wouldn't take any damage and the car would be destroyed. I'd obviously let insurance cover it.
Still watch that video though OP, could help.
>>
its fair. Try not to rear end people next time. If you know a trade see if you can work something out and do some work for the owner to get some of it taken care of or see if you can do some payments for them.
>>
>>722430385

Entire bumper cover needs to be replaced in order to be fully repaired (which includes painting the new one). This estimate looks legit from any decent body shop (someone's "buddy" down the street is not that).

"Popping" it out with a heat gun and then "touching it up", etc, isn't going to qualify as a repair here. That will end up looking like shit - it will be obvious that someone half-assed it. Fine if that's what you want to do as far as your own car, but if the person you hit wants their car fixed properly, that's their call.

Basically you have to decide here, do you want to pay now or pay later (via higher insurance rates).

Source: have worked with body shops and used cars at the dealership level for over 20 years.
>>
>>722430385
>fix your own car
>get rid of evidence
>can't prove it was you
>avoid 800 dollar bill
>live life like usual
Fuck him over, he should have gotten the insurance info and police involved. kek
>inb4 jew detected
Nope, guy tried doing that to me, but made him wait till police came so I can get evidence for the insurance company.
>>
>>722435049
>illegaly work on their car


It's not illegal to have some backyard mexican work on your car.

Risky? Abso-fucking-lutely. But not illegal.
>>
>>722435618
Yes youre a tough guy. The point is that the person who caused the accident doesnt get to decide how to fix the car they damaged. So the video is completely pointless because the OP isnt gonna do anything but pay directly or through insurance.
>>
>>722435880
If something goes wrong you have no right to complain so basically its illegal.
>>
>>722430785
You don't get to decide how the person you an into fixes their car, or even make suggestions.

If I stabbed smash your hand with a hammer, would you be interested in my methods of dealing with your ailment?
>>
>>722435965
not illegal.
just extremely retarded.
>>
>>722436004
Theres no paper work, no proof, no trained professionals are involved. It's illegal.
>>
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>>722436183
[citation needed]
you continuing to say that it is illegal, doesn't make it fact.
>>
>>722436305
Maybe it's different where I live or I'm just a sheltered manchild.
>>
>>722436183
>muh trained professionals

Most mechanics are trained enough to google a problem and twist a wrench, "professionals" my ass.
>>
>>722430385
Insurance guy here, any bumper damages easily go over $1,000.
Best to pay the bill and be done with it, you want to fight it, you'll have to go through insurance and then your rates go up and they'll end up paying more because then they'll pay for a rental and shit while his vehicle is getting fixed.
The labour doesn't seem correct but what I always suggest to my clients is to call the body shop and deal with them directly rather than reimbursing the person you hit
>>
>>722436438
>i live in a country with shitty training programs
Thx for sharing
>>
>>722435965
illegal is not the right term
show me the law that makes it "illegal"
might be a liability suit waiting to happen but OP doesn't have to worry about that, since it will be on the driver of the car that isn't fixed right if his bumper falls off and hurts somebody else.
GO FUCK OFF retard
>>
>>722435890
>>
>>722430385
If that is the photo of the damage, it is correct

stop being a nigger and pay them and quit driving like a shithead
>>
>>722436698
self insure damages under $2,000 insuraznce is for the big things not shitty little things
>>
>>722430385

>miniscule dent
>pic not related

That price sounds about right.
>>
>>722430385
If I were that guy I'd insist on getting the money first. Then he can decide whether or not to fix it but you damaged his car and decreased the value.

Also, get it in writing that he's not going to pursue you or his insurance company after you pay him. He could easily double dip.
>>
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>>722436438
>Most mechanics are trained enough to google a problem and twist a wrench

you obviously have never worked in the industry.
>>
>>722430385
Well, that's how it works, dude. He's getting a new bumper out of it from you. That's the cost to replace the whole thing and paint it to the right color.

You should have been paying more attention. You're lucky he didn't have some fancy sports car or you'd be looking at 2 or 3 thousand. Dude, if you're going to just be like "get it fixed I'll pay" then you need to be aware that not everyone is some DIY mechanic. People take that shit to the shop and the shop charges top dollar.
>>
>>722437186
Insurance guy again, good point! The form is called a final release. Paying the guy directly is not a good idea, if he doesn't want to fix it, then he can take you to court over the shitty damages
>>
>>722437735
/thread
>>
>>722430385
This is why you have insurance, dude. If you want to act like an adult, then act like one. If you want to act like some big shot that doesn't need insurance because you can pay out of pocket, then do that, but you very obviously have no fucking idea what you're doing, so ask your mom and dad how insurance works next time you borrow the car and hit someone while texting or listening to shitty millennial music.

Honestly, dude, what the fuck do you think your liability insurance is for?
>>
>>722430385
Why would you even do that if you have insurance? Especially if you don't have any real money, lol. did you see it on TV or a movie something?
>>
>>722438152
Maybe he lives in a state where they assign fault. Maybe he'll get points added to his insurance. In the long run it may be cheaper to just pay the damages.
>>
>>722439185
Yeah, but the whole thing is probably illegal. You're supposed to get a police report in my state otherwise it counts as "leaving the scene of an accident" It may well add points, but maybe he needs some points added for being AT FAULT in a car accident.

Honestly, he's lucky the other guy is playing ball with him, I'd have called the cops and filed on his insurance if it really mattered to me.
>>
>>722437031
Whats the joke? The OP doesnt need to know how to fix a dented car because he wont have to.
>>
>>722430385
1. take bumper off
2. step on the inside of bumper pushing out dent.
3. profit
>>
>>722439445
you don't need cops.
you can exchange information and leave.
my sister has been in so many accidents.
i've seen her back into someone at a drive-thru.
give the person her information and then leave.
the person was extremely upset.
probably called the cops.
nothing happened.
>>
>>722430385
>ITT: non-grease monkeys don't know how much we screw you over
m8 we'll replace your bumper, fix it up and sell it to the next tit who fucks his bumper
costs less than $50
thanks for paying my mortgage
>>
>>722439578
>letting a 21 year old stranger do that after he rear ended you
holy shit how retarded are yoz?
>>
>>722433299
Yep.
>>
This is what insurance is for, dum-dum.

wahhhh I don't want my insurance to go up 20 bucks a month so I'm going to get tattooed paying a grand for repair wahhhhhh
>>
>>722435049
illegally? cucked by the indoctrination of authoritative systems of societal control as god much?
>>
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>>722440435

*tips fedora*
>>
>>722440558
super generic. and lame. stop. you're doing it wrong...you should feel bad.
>>
>>722440435
Would you also let a stranger perform an operation on you after he watched a youtube video about it?
>>
>>722439600
>nothing happened.

It's not what you're thinking, dude. Calling the cops is for the sole purpose of filing a crash report. It's not like I'm trying to get someone in trouble. It's about getting the paperwork necessary for their insurance to pay. The cop comes out gets statements and writes a report based on the statements.

Your sister sounds like an irresponsible idiot, frankly.
>>
>>722437960
>>722439977

fucking exactly... it's the whole point of insurance... pay your deductible which is probably around 200 for your dumb ass and pay 10-20 more a month for 3 yrs.

fucking retard
>>
>>722430385
> Be Me 23 years old
> Overtook nigger
> Nigger followed me and cut me off
> claimed I had hit his car when I overtook him
> Told me to either pay for the damage or he would call the insurance
> Looked at supposed scratches "I" had made
> Scratched lacquer no damage to base coat.
> Told him that that in the garage would cost HIM £70 for a polish.
> Nigger tells me then I should give him atleast £100.
> Told nigger to call his insurance and to have fun paying his 200 compulsory excess plus whatever is voluntary was but I wasnt paying for shit.
> went home called my insurance told them nigger numberplate and that he was making fraudulent claims
>>
>>722440867
agreed.
also, stop wasting cops time by filing police reports.
fucking faggot.
>>
>>722440866
>compares surgical operation to popping out and touch up paint on dented bumper on shit tier taurus...

false equivalency anyone?

the guy who got hit is gonna keep the money and let it slide. or the shop is gonna just pop it out or get a junkyard bumper and repaint and pocket the difference... ffs, people.....
>>
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>>722440844

ITT: muh.. muh /b/
>>
>>722430385
You're getting a damn good deal OP, yeah it's expensive but guess what that's not a fucking MINISCULE DENT, that's a whole new bumper and yeah you're probably getting screwed on labour but not nearly as bad as you could be.

Because I sure as shit wouldn't listen to a little asshole trying to keep it off the books, not my fault you were a retarded fucknugget who can't drive. I'd go through the insurance and have my car absolutely immaculate in a couple of days (probably blame a couple of other, actual, "miniscule dents" it's picked up over the past few years on you too).

There is literally nothing in it for this guy to be going along with your idea, other than him being a fairly cool dude. Take his offer and wish to whatever god you pray to that he doesn't decide to pocket your cash and tell his insurance anyway.
>>
>>722430385
SO, a quick rundown so that you can somewhat understand the pricing(which is over the top and bullshit anyway, but hold on for a moment.)
>Parts: 398
Fun fact, the rear bumper on a taurus is one solid piece that wraps all the way around the back end of the car. Depending on the year and package, they can also be full metal OR fiberglass/proprietary plastic. Based on that tag, I'd say fiberglass. Since fiberglass can't be pulled back out like metal can, you have to replace the entire bumper.
>Body labor: 67 dollars
Sounds like they just charged an hours' worth of labor. Nothing unusual.
>Paint labor:218
THAT is probably a specialist painting a bumper to match the vehicle. Saves a considerable amount of time to just paint to match instead of hunting the specific color. You'll see numbers MUCH higher than that for almost any paint job.
>Paint supplies: 147
Auto paint ain't cheap, especially when mixing small batches. Considering at least a layer of primer, and 2 or 3 base color plus a top coat, that's a still somewhat high but in the ballpark number.
>Body supplies: .20 dollars
Probably a screw. Maybe two.
>Total plus tax: 888 dollars
Honestly, that seems about right. That is why you have insurance to start with, is so you don't get slapped with bills like that.
>>
>>722441135
Are you even paying attention? I just told you, It's illegal to leave the scene of an accident without filing a police report. It's their job to come out and write up a report.

Look it up if you don't believe it.
>>
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>>722441218

There is literally nothing in it for this guy to be going along with your idea, other than him being a fairly cool dude.
>>
>>722441334
That's not true. You ONLY need a police report if the damage is above a certain amount... I believe it's 1k or 2k or bodily harm, at least in California. But don't be a retard if you think all driving laws are the same across the country.
>>
>>722441135
>stop wasting cops time by filing police reports.

That's called hit and run. Even without bodily injury, if there is any property damage whatsoever, it's a misdemeanor with up to a $1,000 fine and a year in jail.

Thanks, but I'll waste their time since that's the law.
>>
>>722441664
Well, fuck your communist cocksucking state anyway.

lol
>>
>>722441739
It's only a hit and run if you don't exchange information.
If you hit a car in a parking lot it's perfectly LEGAL to write a note on a piece of paper and leave it under their wiper and drive away.
>>
>>722437509
You obviously work in a different part of the industry. Most of the mechanics in my town are less reliable than that even.
>>
>>722441905
Nice logical and clever retort. 8/10
>>
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>>722441739
>That's called hit and run
lolwut
hit...and....run
hit.
get out of car.
exchange information
and
run
lolokay
>>
Was you driving through a stop sign in reverse?
>>
>>722441913
>>722441998
The police report is proof of your due diligence. It's also the cop's job, so if he's got time to sit around and write people tickets for busted tag lights or eating donuts or wahtever then he can spare a few minutes to do his fucking job.
>>
>>722441998
>That's called hit and run
lol..

Seriously? How old are these fools?
>>
>>722430385
It's likely that the inside of the bumper was smashed, as it's designed to do in order to protect the rest of the car from damage. That can't be fixed, it needs to be replaced. If it isn't replaced, the next jackass that rear-ends him would likely damage the frame of the car or worse.

You're lucky, $888 isn't too bad. When some asshole rear-ended me, the bill for repairs was over a grand. You're also extremely lucky he didn't report it to insurance or try to come after you for medical bills.
>>
>>722442240
You. Do. Not. Need. A. Police. Report.

It HELPS with liability if there is a disagreement, but it's not necessary.
>>
>>722441953

No, I meant to imply most mechanics are worse than what >>722436438 said
>>
>>722430385
That's actually pretty cheap.
Some guy dented my rear bumper similarly to what you described. His insurance had to pay the repair shop about 2000 € and 250 € to me. In my case the whole bumper was replaced though.
>>
>>722442452
amend... you have to in some states but not all.
>>
>>722430385
>I also asked for the picture of the fixed rear bumber
>>722430385

yeah, that isn't how it works.

1) guy let you off easy
2) you don't get to fuck with him about the estimate now

If he just wants the money and chooses not to fix it up - that is his business.

>>722434219
this shit. i don't let people pull this crap, and I don't do it to them.
>>
>>722442248
>or try to come after you for medical bills.

This - if you ever get hit ... first thing you do is go to the ER.
>>
>>722430385
Just pay it you worthless piece of shit

That is a completely reasonable estimate. Could have been easily 3x that
>>
>>722442452
In case you missed it, for the 3rd time, it is REQUIRED in some states.
>>
>>722442807
In case you missed it... the amendment (which means to change)

Here... it helps to read things through
>>722442563
>>
>>722443005
>amend
yeah, sure, newfag, lol
>>
>>722442698
At least Urgent Care... not really an ER if it's a fender bender.

Just get yourself checked over to be safe.
>>
>>722430385
So you're paying insurance but you're so scared of your premium going up that you'll pay out of pocket instead and never make any claims?
So your insurance is literally just money you're throwing away?
>>
>>722443305
believe, what, you, want, retard,

extra, comma,
>>
That is some backwards logic.
You pay insurance so that they then pay out if you have an accident like this.
What your doing is paying the insurance and then also paying the guy yourself
Your paying twice, you're just to dumb to realise it.
>>
The cost sounds reasonable to me. You could be cool and enjoy the inevitable deterioration of you auto into a weather beater and just tell him that it's all OK. All the other driver has to do is go on 4chan and say "OP is not a faggot"
>>
>>722443422
why don't you amend my balls on your face, faggot.
Thread posts: 105
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