Two questions on credit. >how can i get an increase on my

>>18690739
/r/personalfinance

>>18690739
You have to apply for a credit increase. Sometimes they will offer them to you but more often than not you actually have to apply for them.
My personal advice is to keep it at $1000. I have two $2000 credit cards maxed out. It just happens so fucking fast. They're evil and designed to take your money.
If you really want to build credit get yourself a car loan. They really help when you go to get yourself a mortgage.

call them and ask for a credit increase

obviously you're putting < 30% of your credit limit on your card and paying it in full each month, right OP?

if you asked your bank they'de probably give you one provided your payment history is good. mine gets randomly bumped up every like 2 years. I think I've heard that if you are only using a small percentage of your limit then they wont feel inclined to raise it.

>>18690916
>>18690918
will call or talk to persona banker or whatever its called at the bank

i heard that sometimes they randomly bump you, just wondering.

>>18690739
BofA has a website. Omg what? Yes they have a website where you can view your account. Really? Yay! You can login and view ypur cresit statements, but also you can ask for a cresit increase by clicking on "request a increase of credit". Holy hell thats great. Hiw do i do it?
Damnit login and request it, its a soft pull on ypur credit report.
Thanks anon.