[Boards: 3 / a / aco / adv / an / asp / b / bant / biz / c / can / cgl / ck / cm / co / cock / d / diy / e / fa / fap / fit / fitlit / g / gd / gif / h / hc / his / hm / hr / i / ic / int / jp / k / lgbt / lit / m / mlp / mlpol / mo / mtv / mu / n / news / o / out / outsoc / p / po / pol / qa / qst / r / r9k / s / s4s / sci / soc / sp / spa / t / tg / toy / trash / trv / tv / u / v / vg / vint / vip / vp / vr / w / wg / wsg / wsr / x / y ] [Search | Free Show | Home]

So /adv/ I currently have $100k for a house. Is it smarter to

This is a blue board which means that it's for everybody (Safe For Work content only). If you see any adult content, please report it.
  1. Home
  2. /adv/ - Advice
  3. So /adv/ I currently have $100k for a house. Is it smarter to
Thread replies: 3
Thread images: 1

Anonymous
2017-08-14 10:40:39 Post No. 18622832
[Report] Image search: [Google]
File: maxresdefault.jpg (179KB, 1280x720px) Image search: [Google]
maxresdefault.jpg
179KB, 1280x720px
Anonymous 2017-08-14 10:40:39 Post No. 18622832 [Report]
So /adv/ I currently have $100k for a house. Is it smarter to put a $100k down deposit on a house and then pay over top the monthly payments or is it smarter to not put any money down and then make a $100k payment the first day?
On the one hand the deposit will make my payments lower so I can pay more over top for principle every month. The downside is that I will have the 95/5 split for regular payments.
For the other hand, if I put a $100k payment I will be further along on principle payments so it should be around 50 to 60/50 to 40. The downside is that my monthly payments will be higher meaning if I fall on hard times I will have to tone down my lifestyle.
Its a VA loan so you are not required to have a downpayment. I also have a 745 credit score.
>>
Anonymous 2017-08-14 11:46:43 Post No.18623054
[Report]
Anonymous 2017-08-14 11:46:43 Post No.18623054 [Report]
Just a quick bump. Should I just post this in /biz/ ?
>>
Anonymous 2017-08-15 12:03:06 Post No.18623093
[Report]
Anonymous 2017-08-15 12:03:06 Post No.18623093 [Report]
What's your current income situation like?
Thread posts: 3
Thread images: 1
[Boards: 3 / a / aco / adv / an / asp / b / bant / biz / c / can / cgl / ck / cm / co / cock / d / diy / e / fa / fap / fit / fitlit / g / gd / gif / h / hc / his / hm / hr / i / ic / int / jp / k / lgbt / lit / m / mlp / mlpol / mo / mtv / mu / n / news / o / out / outsoc / p / po / pol / qa / qst / r / r9k / s / s4s / sci / soc / sp / spa / t / tg / toy / trash / trv / tv / u / v / vg / vint / vip / vp / vr / w / wg / wsg / wsr / x / y] [Search | Top | Home]

I'm aware that Imgur.com will stop allowing adult images since 15th of May. I'm taking actions to backup as much data as possible.
Read more on this topic here - https://archived.moe/talk/thread/1694/


If you need a post removed click on it's [Report] button and follow the instruction.
DMCA Content Takedown via dmca.com
All images are hosted on imgur.com.
If you like this website please support us by donating with Bitcoins at 16mKtbZiwW52BLkibtCr8jUg2KVUMTxVQ5
All trademarks and copyrights on this page are owned by their respective parties.
Images uploaded are the responsibility of the Poster. Comments are owned by the Poster.
This is a 4chan archive - all of the content originated from that site.
This means that RandomArchive shows their content, archived.
If you need information for a Poster - contact them.