I have about $35,000 in non-retirement savings. I'd like

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I have about $35,000 in non-retirement savings. I'd like to be able to invest in any mutual fund like a normal person, but the one year I did I had to deal with the taxes on dividends and capital gains and make estimated quarterly tax payments. (And shit like "basis" which can be calculated more than one way and you have to pick.) And if there had been losses then you have to account for those as well to avoid overpaying. And losses can carry over from year to year if they exceed a certain amount...

Instead of losing sleep or getting more grey hairs I decided to stick with non-taxable funds (mostly municipal bonds). Is there some guide that coherently explains how to handle this stuff? If I want to just pay someone else to handle it, how much should I expect to spend?