About a week ago I applied for a credit card. I just got in the

Have you ever borrowed money?

>>18552555
pay your bills on time. register on https://www.creditkarma.com/auth/logon/ and check your credit report on there. it'll show stuff like loans you have and any open credit cards. maybe your parents opened one in your name or something.

>>18552561
No
.>>18552563
I'm 19, I have no bills.

>>18552574
>No
Nothing? No student loans, nothing?

>>18552580
Student loans, yes. I forgot about that.

>>18552587
That might have something to do with why you have a credit score.

>>18552555
Most of the people I know have gotten a discover card as their first credit card.. Another option for someone with no or little credit is a secured card.

Oh, and if you want a credit card, go and talk to your bank. They're more likely to give you one since it's a quick sale and they make a fair bit of money off them.

>>18552591
Yeah, I agree. I forgot about that, honestly. I don't start payments for a little longer.
>>18552599
>>18552608
It was an amazon card, and since I have Chase, they seemed to be tied together.

> student loans
> 19
> no bills
are you a drop out anon ?

>>18552619
I got denied for that card after 1 year having a credit card account open and a credit score of ~720. After that I applied for a chase freedom card and got accepted.

>>18552625
Yes. College wasn't working out for me. I have a part-time job right now to sort my shit out before I go back.
>>18552632
I'll look into it, thanks.

>>18552638
> try online way cheaper