Hey, I've been to a doctor about this already, the symptom

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Hey,

I've been to a doctor about this already, the symptom I described was when I cover up any eye, the other one starts to develop a black curtain somewhere in my field of view within 10 seconds. Both eyes do this, but only happens when one of them is covered. The doctor looked behind my eyes I suppose to check for any degeneration clues, but apparently didn't find anything wrong. This was a year or so ago. Maybe even less, can't remember.

This morning I woke up in a very brightly lit room due to the sun, and the first thing I noticed looking at the pure white sunny ceiling is that I've got BLACK floaters, and a concerning number of them.
An hour later they're still floating and I can see them. Looked around the internet for a bit, and found that they can supposedly be a sign of MACULAR DENENERATION, they're dead blood cells or something.

That's 2 strikes for macular degeneration, and I can't go to an ophthalmologist right now because I don't have medical insurance due to moving countries and trouble regarding getting one.
Should I be fearing the worst? 20, male, spend most of my days in front of a pc like a lot of my peers.