Is everyone here just poor as fuck or something
First time on /o/ and was going to post a thread asking what car I should get but now I'm having second thoughts cause people here are driving 90s miatas and mercurys and shit. Is everyone here under 18 or just broke?? The fuck is the deal lol
Yeah, sounds right. People here also tend to be a little more money conscious in general which isn't bad, but means that less brand new cars are going to be recommended since they take a huge hit when it comes to depreciation.
No not all of us are poor, I could easily put a down payment for a new car today but, Why buy a newer car and make payments on that shit than buy something that you can pay off or own, that is just as fun and use what money you have left over, and make that car better, faster, stronger.
Non car people like you op won't ever understand that.
9/10 people on the board are broke as fuck. They'll advise you away from nice things because their mad that they can't afford them and it's their way of making themselves feel more secure about being poor. Don't take advise from most of /o/, more than half the poor people are autistic
>not being 95% millennials
>millennials having money
Majority here are going to be single males 18-25 with a bachelor's or less making <$30,000. So yeah, the fuck did you expect from this place?
I'm not saying buy a new car, I drive a 2011 :^)
just don't go on acting like your 02 shitbox with 150k that is falling apart is better than a newer car because it's not
Yeah, I do make less than $30k. So do the majority here. Doesn't matter if you and some others make more. What I said is true for 4chan's demographic.
>Gender: ~70% male, ~30% female
key word there was shitbox. There's nice cars from the early 2000s still, but no one on /o/ owns them for the most part. I believe there are cars from the 2000s that are nicer than some brand new cars. I stand behind the statement that most new cars are nicer than most of the cheapass cars half of /o/ raves about.
>You don't get rich buying expensive liabilities
This is the same logic millennials use to justify leasing cars they couldn't otherwise afford. That and we're supposed to be terrified of negotiations.
Hmm. I'm either on the very tail end of gen-X or the first class of millennials and I'm doing far better than that. That's a shocking pic desu
Its also weird how CA TX FL is less than MN, WY (wtf?), OK, NE
>Living in a city
I could buy a new car outright but i generally stick to a 10k budget.
No payments and depreciation are my main motivation.
I have so many friends that have been irresponsible and tried buying new BMWs and Mustangs/Camaros, then when they cant keep making payments, repo. Not everyone is like that though.
Supposedly. I let a slightly used car sit on the dealer's lot for five weeks before putting an offer down. They cut about a grand off every week until it was in a reasonable zone. Their original asking price was ridiculous, though. Like 10% above msrp ridiculous. For a used car. And I refuse deal with people/dealers that "know what they got."
I may be an exception, but I make more than triple the amount most of the board makes (110k plus bonuses) and I still don't buy brand new. I may look at new after the kitchen, bathroom, and master suite are finished, but I'm looking to pay my house off in 5 years whilst building up a couple of cars.
From personal experience, most people in the 18-25 age bracket right now have no clue how to negotiate for a car. Or even understand credit/how loans works for that matter.
I mean, how do you go and negotiate without "tire-kicking"? Just look at offers from other dealerships? Lowball a bit to work back to a middle? How do you do that without things getting a little heated?
/o/ is 75% poor people whom think their shit box is somehow the best value out there. 25% of people have some money and could buy most cars, within reason. I for one could go buy a GTR tonight if I wanted to. But I don't want one. I could buy a corvette, but don't see the point since they are so expensive. I have a cbr1000rr, an rsx type s, 300zx with 600whp, a sweet trail bike, a work truck, an isuzu 4x4 mildly built for off road. People like different things, lurk moar faggot.
>getting someone else to do menial labor for you makes you a cuckold
Yeah it actually does when said minimum wage flunky doesn't tighten the filter on and blows your engine or air ratchets the drain plug on and you have to pay out the ass to get it fixed.
90% of this thread is full of shit bussriders, counting on a hand me down from their parents when they get their licences. /r/ing class photo picture, the only time in the last decade everyone was required to bread or timestamp their vehicles.
we're predominately broke or smart enough to buy a house or rent a nicer home then to get stuck with financing and full coverage insurance for 3-5 years.
I'll admit that I'm probably an outlier, since I've worked in direct sales before. But I do know at least two people my age (30) who aren't retarded when I comes to buying cars. But the rest...
all these " wat car is gud for $30k dollars" threads, all these "I have a 600hp rb26 threads". these are the only people that actually own cars on this board.
>go ahead and talk shit about an anon with a job in a 200k beater from the passenger seat of your mom's caravan. faggot.
Yeah, but I bought an Excalibur to replace it.
Aut/o/ists in a nutshell:
> don't buy new cars ever, look how smart I am
> wahhh why do car manufacturers only make econoboxes and crossovers for normies and barely any sports cars
Seriously I fucking hate this hypocritical bullshit community of car enthusiasts. If a new car comes out and you like it buy it you poorfags so manufacturers make more and better cars
I have the rustbucket hilux with the built 20R in the class photo don't tempt me to come lower the median value of that thread too..
>sold this to help with closing on a house. No ragrets
And you still have the Jeepster right? Come on by, we'd live to have you and your classics. Idk why, but I've noticed a lot higher level of maturity in CCG threads as opposed to most others outside of /k/ anyway.
>put a down payment for a new car today but
confirmed for poor.
after a decade of fucking around with cars constantly needing work, i bought a brand new base as fuck silverado for 19k, 7 years ago. not one issue to speak of and i would hop in and drive it across the country right now. best thing i've ever bought aside of my house.
No i sold it, my cabin and all my classic gaming collection to help buy this. On 7 acres with a 2 car detached shop.
Thanks. I couldn't resist it at the price. Unfortunately, buying it meant that I had to sell the Cadillac or the DeLorean and the Cadillac sold first.
In a few months, the DeLorean is getting swapped to a 5-speed so that I can actually enjoy it.
depends what you want from your car OP.
sounds like you want a google driverless car. or, at least a car where you only steer.
i want the least amount of gadgets and shit my car as possible (plus looks)
I've owned over a million dollars worth of cars and I've changed the oil on every car myself. I also lubricate the grease points and inspect the chassis and related components while I'm at it.
I could pay someone to do this for me, but then I wouldn't be an auto enthusiast.
10w60 faggots. please tell me where to get that off the shelf and a cheap service tool. poorfags. im also an engineer sorry i have a job, family, and money. enjoy your shitboxes
Its takes 2 gallons you faggot.
suck my cock asswipes.
if you think changing your oil and for me voiding my powertrain warranty on a car you'll never afford makes me not an enthusiast suck my cock. I have plenty of toys to tinker with. Now go drive your miata and rave about your awesome oil change.
mechanical. and i have plenty of other cars i wrench including the fabled oil change. not financially worth it for this one.
>can't buy 10w60 and a filter cheaper than the dealer
>would have to buy service tool to reset lights
>have to waste time changing oil vs. half hour labor
>would void powertrain warranty
i may be a faggot but i'm not stupid. time is money. sorry yours is worthless.
You do it yourself so you know it was done correctly with care.I used to be a light wheel mechanic and have seen numerous vehicles with grease points overfilled oozing out of tie rod boots etc, oil spillage that wasn't cleaned up properly creating a grimy mess, oil filters overtightened so much the socket spins on them and I have to get the pliers out and remove it in a mangled mess. it's not about superiority it's about taking a little time to maintain something you care about to the highest standard. the junior techs working the lube line in your dealership are almost as unqualified as the dropouts at a lube shop.
Clearly missing the point.
Cars are my hobby. I enjoy vacuuming them, washing them, and changing the oil. It's not my FAVORITE part of the hobby, but it's satisfying to keep a fleet of vintage vehicles in working order.
I'm 25, make $60,000 a year, drive a 5 year old car and have a net worth north of $300,000.
If I really wanted to, I could have a $1200/mo car payment, but...that would be stupid, and I wouldn't be where I am if I were that stupid.
I'm not rich by any means though, but I'm comfortable.
I only let them touch the car for things which need to be documented. Changing my own oil (every 15k mind you) would hurt my resale value too as there wouldn't be proper service documentation. And would also void my warranty. Just not worth it. Worst thing that happens is they fuck up and a new engine is on them. For half an hour of labor vs. my time, lost resale, and lost warranty the obvious choice is obvious.
Just saying there are times when changing your own oil is dumb, and that does not make me any less an enthusiast. Just makes me not an idiot. People don't like to buy expensive sports cars that guys worked on themselves in their garages.
21 making ~50k here
how do you manage your assets that you're so young and have that kind of net worth:income ratio? been dumping ~10% (after employer match) into 401k
should i dump my gf?
what car? my powertrain warranty is valid as long as I write mileage and date on the receipts for the approved fluid and filter. 10w60 suggests bmw and your maintenance would be free during the warranty period. are you the same bs engineer I called out a week ago?
>doesn't understand worth and equity
You stupid fuck. You get a $300k house. You will pay $550k by the time it's paid off. There is NO EQUITY in a house after all bills, taxes, and cost are calculated. Unless you bought it cash money. Go kill yourself child. equity is the houses worth. But if you owe (and have spent) more than you get it, you lose money. Fucking children.
.....are you full on fucking retarded?
"Equity is the difference between how much the home is worth and how much you owe on the mortgage (or mortgages, if you have a home equity loan or line of credit)."
God damn moron.
That's what I just said.
>There is NO EQUITY in a house after all bills, taxes, and cost are calculated
You're an idiot. You've never owned a house and you don't know what you're talking about.
LRN to context nigger lover. There is no REAL equity and worth if it's a wash, which is the entire point of the conversation. there is "equity" looking ONLY at the sale number, which is why I said "when you calculate....". Sperg.
>mfw I'm typing this in the office of the House I own outright.
>there is not """"real"""" equity
What the fuck are you talking about. You realize interest is calculated per payment right? Not as a whole.. you don't just owe 500k for a 300k loan it's calculated over time. Fuck you're dumb.
Every principle amount you put into your house payment is equity. Period.
>because everyone pays off their house early
At the end of the day, you cock raging faggot you will have spent $500k on a $300k house and PRAY the market beat that. And THEN you calculate all the cost associated with the upkeep of your shit home and realize you lost money. Are you 12?
LOL stupid shit.
the fuck are you
equity = assets minus liabilities. simple as. by the time you've paid off the house there's no liability left so your equity is the value of the house, not zero.
The average American makes like 50k per year
Chances are most of o is average
Quit being a dick
Go to the car lounge if you want nerds to suck your dick
Ps I bet you're like people here
Ps people here are better enthusiasts than you because they look for the best car for their money and actually appreciate their cars. Fuck you dick.
Sorry I had to let you have it
I guess I should elaborate that my 9-5 job brings in $60,000.
I do marketing, web design, and IT on the side, and I've been working since high school. I also worked for a real estate guy for a bit, and invested in a different business that got me a 15% ROI.
I'm not poor, but I drive and maintain a couple of shitboxes I've had since I was 16 so I can have plenty of money to spend on guns, ammo, quality ingredients for cooking, nice clothes, etc.
I just spent $20k remodeling my house, and this week alone I spent $18k on my mom's funeral, ceremony, burial, casket, flowers, food, dress to put her in, etc.
I also really don't like a lot of modern cars. The ones I'd be able to afford (sub-$60k) for the most part are trash, have gaudy interiors, or are simply not fun to drive. I considered buying a BMW M2, but it just didn't feel fun on the test drive.
Most people don't get rich because they buy shit on credit that they can't afford, because "life is too short" so they spend most of their lives working for a jackass in order to pay interest on the shit they can't afford, and have no time to enjoy.
I really don't have some ground breaking secret.
I just don't buy a lot of shit and I capitalize on side-jobs as much as I can. I know how to build/fix computers, use photoshop/dreamweaver, change oil/tires/brakes. That stuff adds up in an age when everyone is a hapless moron willing to pay someone else to do shit for them.
Keep your expenses as low as possible.
Pay off your debts, especially your credit cards.
Max your tax-advantaged accounts.
My biggest personal one is opportunity cost. Always consider how much you are going to get out of that thing you're about to spend money on. Always stay mindful of the fact that you can really only do one, maybe two things at once. Maybe one of your purchases can wait until you've had your fill with a current hobby keeping your interest.
Entertainment is free. Books are free, movies are free, music is free, video games are free. Legally, or illegally, you can get them all for free one way or another. And if not free, for dirt cheap. Humble Bundles, monthly Red Box movie codes, your local library, pandora, spotify, audible promotion codes, etc. etc. etc.
I don't live at home, sorry
It feels fine to me, I'm past the stage in my life where I had to be faster than everyone. Sold my 357whp MR2 to get the BRZ
Not bragging, just saying that while I make more than the majority of /o/, I still have /o/ cars
No, I actually kinda like them :(
yes bmw and the warranty is from the dealership. free obviously. requirement is all preventative maintenance is performed at a bmw dealer service dept. for four years of insurance against kaboom it is well worth it, plus resale value for proper records.
>They'll advise you away from nice things because their mad that they can't afford them and it's their way of making themselves feel more secure about being poor.
BRZ/FRS owner detected
Sorry buddy. It's used. Magnuson-fox warranty act does not apply. Per the terms of the third party warranty all preventative maintenance must be performed at an authorized dealer.
even with MFWA, the burden of proof is upon the dealer/manufacturer blablah. that does not mean you don't have to provide proof of adequate maintenance as per the owners manual if something goes wrong.
>I'm old enough to have fucked your mom in high school.
People talk a lot of shit on here. You know, how they paid for their M3 in cash and your a poorfag if you own anything less. God forbid you mention you financed a vehicle.
Then, meetup threads come up and people start complaining about the meet being to far away from them because they can't afford the gas to drive 80 miles.
So yea, /o/ in a nutshell.
Just the old yota, going to buy a vintage snowmobile to restore over the summer to putt around on and race in tired iron. a vintage snowmobile race on a river through town after the finish of the iron dog snowmobile endurance race.