America still uses magnetic stripes where as the rest of the

>go to school in America
>get shot

>>52955002
>Go outside
>get raped

>>52954989
Meanwhile the rest of the world is turning into Syria.

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>>52954989
>stick card in EMV slot
>wait 20 seconds
>type pin
y tho

>use credit card in America
>sign a receipt

>>52955151
>20 seconds
>this is what americans ACTUALLY BELIEVE

>>52955151
New cards have NFC so you don't even need to stick the card in the reader, just pass it over.
And no need to put your PIN for transactions below 20€

>2016
>buying things at a physical store

>>52955173

>plus tip

You'd be surprised that people here (spain) still uses magnetic band. I go to atm without even card and pay at supermarkets with the phone. Faster than paying in cash.

>>52955252
B-b-but I don't want to pay $100 for amazon prime :(

>>52954989
The chip is the slowest fucking thing
>insert card when ready
>please wait
>what is your PIN?
>please wait
>checking or savings?
>please wait
>are you sure you want to proceed with this purchase?
>please wait
>please wait
>please wait
>remove card
>please wait while receipt is printed

>>52955192
Major cities have chip cards/terminals

They take forever.

Maybe yours are better; ours are shit

>>52955250
This is absolutely awesome, it takes like 3 seconds to pay for something small like it should

>>52955549
>>52955562

It's only slow in America.

In the rest of the world it's pretty much instant.
I'm suspecting it's a conspiracy from the credit card industry.

>>52955662
I'm in Canada and it's slow as shit

>>52955549
>insert card because you don't actually have to wait.
>press 4 digit code
>leave and say no thanks when they ask if you want receipt.

>/g/ is so consumerist there are threads about which credit card technology is better
Can't wake up

>>52955549
not related to topic but makes me think of every time i pump gas

>hello, do you have a store card?
>thank you, please wait <name>
>credit or debit?
>5 second pause
>car wash? (even though it's 10 degrees out and your vehicle will surely be coated by a thick layer of salt not 5 minutes after you leave)
>5 second pause
>please enter zip code

i might as well pay fucking cash this shit is so slow

>>52955696
Canada is America.

>>52955549
this so much not even funny
>please wait
>please wait
>please wait

with magnetic stripes
>swipe card
>done

if >>52955662 and maybe >>52955250
are correct then i can't wait for this piece of shit to be replaced by those

>>52955503
>spending 100 to save about 25% on your cumulative purchases
>nah, can't do it

Its 2016 and we in the USA are now getting this. Instead now you just stick it in a slot and you have to keep it in until payment is processed rather than swipe and done. How is this a tech achievement? It takes longer than the old way.

The eurofags are just trying to stay relevant by shitposting this tech that they have and we don't. We have this tech now europoors and you are still more irrelevant than ever.

>>52955549
>>52955562
>>52955696
Fucking what?
I'm in europe right now, chip readers are fast, it takes like three seconds. But I'm from brazil, and even there in a third world country we use chip readers and it's also fast.

What retarded shit machines are you idiots using? I bet even central africa countries have better card readers than you.

I just set up an automatic transfer for the spending money I budget for the week to be transferred to my Google Wallet card.

So I can fucking swipe and not waste hours of my life.

and if my information is stolen, I'm only out a few hundred at most. I don't even use my debit card anymore unless I need a cash withdrawal.

>>52955780
>How is this a tech achievement?

It's much more secure.

In Europe we had to switch because of gypsies.

>>52955777
lucky trips speak truth

>>52955549
>this is what ameriblubbers believe

Nigga I nearly always pay with my card. Clerk takes it, inserts it, immediately after it ask your PIN, you type it, and that's it. No "are you sure" or other shit. And for small payments like groceries or when you eat at a fast food they just swipe it once. Literally takes 3 seconds.

>>52955784
>brazil

Ouch, that's rough, bro.

>>52955831
I'm in Canada and have been using the chip for years and it is slow EVERY TIME

>>52955777
>getting yourself locked into a single seller
>cheaper

You can save far more by comparing prices between internet shops.
Amazon isn't exactly cheap to begin with.

>>52955882
They are convenient though. 2 day shipping is the best.

>>52955784
I bet the banks and sellers just cheaped the fuck out on it, not that the technology's shit

NFC payments are better anyways

>>52955780
Has anyone seen how most stores aren't even supporting it? They have the new machines but when you try to use it they say it doesn't work.

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>>52954989
>cards
>even reaching into your pocket to make a transaction

While you're still using cards, American technology is flying like an eagle into the future.

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>>52955151
lmfao they upgraded ours like a couple years ago you would stick it in, ask how the cashiers day is going, then eventually type it in.
now, it basically asks for my pin before i even reach for my wallet.
makes being awkward in public less awkward.

>>52955862
I don't know what old ass technology you canucks use. In four countries I used my card in Yurop I didn't have the problems you and other north americans told me. The payment is fast and easy.

>>52955775
>with magnetic stripes
>swipe card
>please wait while receipt is printed
>sign here
>oh the pen is fucked, please wait
>ok here's another pen
>...

>>52955906
>Used to have an NFC debit card
>Card is close to expiring
>Bank sends me a new card
>No more NFC, instead it has a big fucking chip on the front
>Payments using the chip are now 3x longer
>More time wasted whenever I try to withdraw cash

Who invented this piece of shit?

Contactless has been around quite some time now.
And I'm talking about former socialist side of Europe.

>>52955900
>2 day shipping
>good

1 day is standard here.

At one shop I can order at 23:59 at night and have it in my home at 10:00 the next morning.

>>52955942
The NFC readers at the nearby Walgreens don't work.

Smaller stores don't have NFC readers, period.

>>52955859
Can't even argue with this.
Only plus side is that we don't get refugees.

>>52955958
>not carrying your own pen

it's like you're not even an adult

>>52955900
You try to tell me 2 days shopping isn't the standard? Here if you order a thing before 5 pm you will have it tomorrow morning .

>>52955995
If I ever got cancer or some terminal illness, I'd go down there with a couple grand and fuck 15 year old street girls until I died of the cancer or some new STD I acquired.

>>52954989
In straya in the city we use NFC but I hate using it because I don't trust it. I use the chip insert card thing. And I miss swiping the card but swiping the card makes the card all flaky and scratched.

>>52954989
> First world.
Well, you see, it's all about legacy support.

I hear Americans also use coins and paper money like some steampunk nerd or gypsy. Do Americans only use cards for online shopping? Many don't even have a pin on their cards.

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>>52955942
>flying like an eagle into the future.

https://www.youtube.com/watch?v=bMJe2MWs5LY

>>52956036
You don't really find street girls though, it's usually just men who live on the streets. Even in the odd occasion that you do find girls, they aren't really fuckable ones...
But I hear that if you know the right people and where to look, you do find underage prostitutes.

>buying things offline
?

>>52956072
cashiers get pissed when you pay in change.

walgreens is cancer. was trying to do $20 cashback to buy a bag of marijuana one day and accidentally donated it to some charity. I should have known since the cash options had pink buttons. but seriously that's a low blow. The cvs beeps really loud if I try to swipe and the babe is like "you need to use the chip!"

>>52956039
>I hate using it because I don't trust it.

The security risk is just as big when you don't use it.

Only disabling it makes it safe.

>>52956128
>not buying fresh groceries every day.

NFC takes about half a second. EMV takes about 3s.

America, you got second-hand, decade-old, (vulnerable) EMV readers, probably as part of a deliberate conspiracy by the credit card companies. It is reasonable for you to be pissed, but it's not because chip and PIN is shite, it's because the readers you're using are third-world tier.

>>52956000
>wasting time to sign for like $20

>>52956528
>third-world tier
Even the Brazil-anon-kun up there is using better reader than American's

>>52956695
Even countries like Bulgaria use better readers (been there,used my card)

>>52955712
Underrated post.

>>52956015
>>52955984
America is a big country, shipping takes a while and there's a larger volume

>>52957756
No, Anon. The US is a fat country, and fatties are slow.
https://en.wikipedia.org/wiki/Obesity_in_the_United_States

>>52956695
>>52956760
Upgrading takes money. Stores are run on the jewest of pyramid schemes. We don't upgrade and no one complains.
For some reason all the cards in ads are chip but they really only issue magnetic ones

>>52957814
Doesn't it make sense that a larger country with sparse distribution centers and a huge outflow would have slower delivery?

>>52955068
>Germany = rest of the world
Good job Johnny.