America still uses magnetic stripes where as the rest of the world has moved on. First world.
>stick card in EMV slot
>wait 20 seconds
The chip is the slowest fucking thing
>insert card when ready
>what is your PIN?
>checking or savings?
>are you sure you want to proceed with this purchase?
>please wait while receipt is printed
not related to topic but makes me think of every time i pump gas
>hello, do you have a store card?
>thank you, please wait <name>
>credit or debit?
>5 second pause
>car wash? (even though it's 10 degrees out and your vehicle will surely be coated by a thick layer of salt not 5 minutes after you leave)
>5 second pause
>please enter zip code
i might as well pay fucking cash this shit is so slow
this so much not even funny
with magnetic stripes
if >>52955662 and maybe >>52955250
are correct then i can't wait for this piece of shit to be replaced by those
Its 2016 and we in the USA are now getting this. Instead now you just stick it in a slot and you have to keep it in until payment is processed rather than swipe and done. How is this a tech achievement? It takes longer than the old way.
The eurofags are just trying to stay relevant by shitposting this tech that they have and we don't. We have this tech now europoors and you are still more irrelevant than ever.
I'm in europe right now, chip readers are fast, it takes like three seconds. But I'm from brazil, and even there in a third world country we use chip readers and it's also fast.
What retarded shit machines are you idiots using? I bet even central africa countries have better card readers than you.
I just set up an automatic transfer for the spending money I budget for the week to be transferred to my Google Wallet card.
So I can fucking swipe and not waste hours of my life.
and if my information is stolen, I'm only out a few hundred at most. I don't even use my debit card anymore unless I need a cash withdrawal.
>this is what ameriblubbers believe
Nigga I nearly always pay with my card. Clerk takes it, inserts it, immediately after it ask your PIN, you type it, and that's it. No "are you sure" or other shit. And for small payments like groceries or when you eat at a fast food they just swipe it once. Literally takes 3 seconds.
>even reaching into your pocket to make a transaction
While you're still using cards, American technology is flying like an eagle into the future.
lmfao they upgraded ours like a couple years ago you would stick it in, ask how the cashiers day is going, then eventually type it in.
now, it basically asks for my pin before i even reach for my wallet.
makes being awkward in public less awkward.
I don't know what old ass technology you canucks use. In four countries I used my card in Yurop I didn't have the problems you and other north americans told me. The payment is fast and easy.
>Used to have an NFC debit card
>Card is close to expiring
>Bank sends me a new card
>No more NFC, instead it has a big fucking chip on the front
>Payments using the chip are now 3x longer
>More time wasted whenever I try to withdraw cash
Who invented this piece of shit?
In straya in the city we use NFC but I hate using it because I don't trust it. I use the chip insert card thing. And I miss swiping the card but swiping the card makes the card all flaky and scratched.
>flying like an eagle into the future.
You don't really find street girls though, it's usually just men who live on the streets. Even in the odd occasion that you do find girls, they aren't really fuckable ones...
But I hear that if you know the right people and where to look, you do find underage prostitutes.
cashiers get pissed when you pay in change.
walgreens is cancer. was trying to do $20 cashback to buy a bag of marijuana one day and accidentally donated it to some charity. I should have known since the cash options had pink buttons. but seriously that's a low blow. The cvs beeps really loud if I try to swipe and the babe is like "you need to use the chip!"
NFC takes about half a second. EMV takes about 3s.
America, you got second-hand, decade-old, (vulnerable) EMV readers, probably as part of a deliberate conspiracy by the credit card companies. It is reasonable for you to be pissed, but it's not because chip and PIN is shite, it's because the readers you're using are third-world tier.
Upgrading takes money. Stores are run on the jewest of pyramid schemes. We don't upgrade and no one complains.
For some reason all the cards in ads are chip but they really only issue magnetic ones