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The Blow Your Tax Return on Stupid Tech Thread
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I know it's gonna happen so just post your tech procurements, acquires, etc. and I bet you money it's a stupid purchase.

Pic related. E King s515. 500 bucks into the shitter
>>
>tfw literally $7 tax refund last year
>>
Got a £1.7k cheque coming in, gonna get a surface pro 4 la
>>
Getting an Enthoo Pro, a 6tb drive, tablet and a new bed. Most of the money is going to the bed. Figured since we spend about a third of our lives on it might as well get a nice one.
>>
Maybe a 3rd 4TB drive. Expecting around $3k back this year. I have what I want already really. Was contemplating a chromebook to install linux on and fuck around with but why bother? My T420 does what I need.
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Macbook Air. To be honest, I've been enjoying it a lot. Does what I need it to do, plus can continue doing Swift development. I miss window snapping though.
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>>52870512
that's like 28 mr noodle packets man nice
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>tfw still have $1000 from it
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>>52871244

>>52871121 here. Is there any reason you decided to go for the pro over the air?
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>>52871301
More powerful, retina display, force touch, and better audio. I'm extremely happy with it
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>>52871244
>>52871351
Bought one too recently, that 11hours battery life is so good.
I can't believe I was sticking with mudshit windows laptops all this time.
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got fiddy quid last year, was gutted, thought i was due 500
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>>52871387
no joke. The battery on my pro has no problem lasting more than 12 hours on a single charge before dying.
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>>52871404
Are there any windows machines that can last as long as even half that?
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>>52871404
Yes I never waited for it to shut down completley, and all that was with torrenting, watching online videos, and tvshows with mpv.
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>>52871429
Yes
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>>52870462
>pic related
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>>52871460
Source?
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>>52871429
Winlels laptops got a lot better lately some HP ones I used for work had decent battery life. Looks HP Spectre and their other recent models. But you don't want to push them too much else the battery melts pretty quick.
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>>52871488
I'm running an extremely similar build with a 620w.

Just food for thought.
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>>52870512
Blew this bad boy on some cheap Chinese shit.

Still waiting for dat federal return though. It's going to be about tree fiddy. Should be here today I reckon.
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>>52871429
I have an XPS 13 (5200U; 1920x1080). It easily does 10 hours. But I think this is an oddity for windows machines.
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I built a shitty ~$350 desktop to play MOBAs, Hearthstone, and some Steam game on along with my usual office and internet browsing. It's actually not the absolute worst, FX-4350, GTX 950 OC, 8GB DDR3, 120GB SSD, 1TB HDD.
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>>52871244
>macfag
>perrier bro

Pls stop you're hurting my head
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>>52871712
You bought all of that for less than $350 or around? I need to upgrade my Desktop as well.
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>>52871734
Perrier is good, I'm trying to stop drinking soda. The Mac is also good. I don't see a single problem here.
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>>52871755
To be fair, I had the drives from an old desktop.

But I bought the CPU, GPU, mother board, power supply, RAM, and case for like $345 after mail-in rebates.
>>
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>>52870462
Someone explain to someone who's not American like me how tax returns work

Also consider getting N9s
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>>52871801
OK thanks, I'll Google these parts and see if i can get a good deal.
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>>52871612
Worth getting?
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>>52871834
Our government sucks a percentage of our income out to pay for shit like disability etc. They take too much and have to give us back a refund. It's not really a refund, it's our change. On paper, income tax can only be taken by the government in times of war. We are in perpetual war with terror, so we are forever fucked.

Can I move in with you, anon?
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>>52871834
All year long you buy things, pay services, sell stuff and you pay taxes on all that shit.

Come new year, you report all those fucking taxes you paid all year long, and the guvermint gives you some money back so you can blow it on hookers and blackjack.
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>>52870512
You're doing it right. People who get $900 refunds are either morons who forgot to adjust their withholding are giving the government an interest-free loan, welfare queens with eight kids and a dozen hand-out credits to claim, or are otherwise about to soon get audited because of their dirtbag accountants bullshitting their returns.
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I'm paying 660 $ this year
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>>52871834
What the American gubment does is essentially takes more money from you than they can justify and basically treat it as a 0% interest loan from every tax paying citizen and then at the beginning of the following year they give you back what they can't justify keeping: for most people it's generally around $3000 that they get back.

I'm not sure how it is in other states but here in California you also get a state tax return which is usually much less than the federal return.

It's a shitty system but in a way it is kind of nice to get around $3000 every year at the beginning of the year.
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>>52871948
>>52871867

Please dont listen to these anons they have no idea what they are talking about
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>>52872132
get a load of this guy
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>>52872132
found the libtard
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>>52872132
Why would I listen to a circle! You come over here and take our rectangles, fuck my triangles... Well fuck you, you're not even a sphere! Go back to dumbfuckistan
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http://www.bestbuy.com/site/compare?skus=8544005,3112028,8767178&productString=1219345073733*1219570953053**1218890757451&url=%2Fsite%2Fsearchpage.jsp%3Fst%3Dasus%2B27%26_dyncharset%3DUTF-8%26id%3Dpcat17071%26type%3Dpage%26sc%3DGlobal%26cp%3D1%26nrp%3D%26sp%3D%26qp%3D%26list%3Dn%26iht%3Dy%26usc%3DAll%2BCategories%26ks%3D960%26keys%3Dkeys

I actually owe $700(taxes were never taken out my checks) and I started work late last year. I wanna hurry up and buy a monitor next week before my mother scolds me for buying tech again.
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Why don't you guys just have savings? I buy what I want, when I want. Some months I don't buy much, some I splurge.
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>>52872422
>I wanna hurry up and buy a monitor next week before my mother scolds me for buying tech again.
you aren't old or mature enough to post here
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Bought a Chinese tablet, chuwi hi10. Still waiting for it to come in. Rest will be in my savings.
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>>52872544
5ms? Why? I just bough an Asus VS278 for cheaper that has a 1ms response time.
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>>52871793
perrier isn't good though
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>>52872544
I'm 25 and work for "the man", 12/hrs a day. I have every right to post on the lousy time left I have after work.
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>>52871862

I got most of them through Micro Center. They had the CPU, mobo, RAM, power supply, and case. They were running a deal where some motherboards were an extra $40 off when you bought a compatible CPU. Then there were mail-in rebates on the case, power supply, and motherboard. Had to use in-store pickup though, so it's a restrictive deal.

Newegg via eBay had the best price on a GTX 950 OC, but that deal is dead.
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>>52872918
I'll check to see if Micro Center Mailed me a new Flyer and Online to see if any Prices Fluctuate.
>>
http://www.newegg.com/Product/Product.aspx?Item=9SIA4JH1K56705&ignorebbr=1

Should I pull the trigger /g/?
looking for
>27"+
>1440p+
>at least one display port
>IPS or equivalent (or better) panel
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>>52872855
explain
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>>52873021
Got it up and running, sans graphics card since that's still in the mail.
>>
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>getting a tax return at all

Lmao and you guys call yourselves smart
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>>52873219
I'm using the same one now. Definitely worth it
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>tfw between my last bit of university tax credits and the fact that I only worked 1/2 the year after graduating in may, I'm getting about $5,000 on my tax return
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>>52870462
>Blow Your Tax Return
I think you mean Tax Refund.
The Return is the form you fill in and send to the tax people.
The Refund is the money (if any) you get back from the tax people.
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>>52871244
It was okay until I saw the Apple watch
>>
I'm helping my fiance pay for classes
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Waiting to file mine. I should be getting around 8k back. Time for a new car and 3D accelerator card.
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>>52874824
At least when your Graphics come in the mail it'll be better than mine.
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>>52871488

>800 W PSU

for what purpose??
>>
>>52875010
>Mfw someone actually bought one
>Mfw it's the fucking gold one at that

More
Money
Than
Sense
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>>52870462
I'm getting $5900 back, I think I'll finish off my $6700 car loan.
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>>52874897
Dude even if you pay 0 taxes you can still get a return, there are tons of ways to get credits.
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>>52871834
Typically when you get a job, you have to claim if you are single or married and how many people depend on you to live.

The highest taxed person is Single with zero dependents, which most people pick. So they take the maximum amount out.

Usually come tax time, it turns out the government took too much out and they give you your money back, aka a tax return.
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>>52871879
mfw got 9k USD back in tax returns
thank you unions.
>>
>>52871834
In Canada the system works as follows: Everyone who is not pisspoor (anyone who makes less than 15,000 per year) pays income tax. Citizens are given the choice to either pay into a safety net a small amount per paycheque (usually 12.5% in my case). At the beginning of the year you add up all your income, tell the government how much you made. . Then they figure out what tax bracket you're in, and generate a sum of money you owe them which will be a percentage of last years income. If you payed more money into the safety net than you owed for that calendar year, they mail you a cheque with the difference.
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>>52875210

lmao, not him, but you must be poor as fuck. non-poorfags don't get tax returns because they have the proper amount withheld.
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>>52875105
Future expansion possibilities.
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>>52875235
>He's never heard of tax credits.
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>>52875225
>small amount per paycheque
>12.5%
jesus fucking christ.
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>>52872422
Are you seriously gonna buy a 27" 1080p monitor?

How fucking stupid are you?
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>>52875270
Name three without googling them, chieftain.
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>>52875288
earned income credit, hope credit, mortgage.
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>>52875235
Not really. If you contribute a good amount into your 401k, you'll get back a decent tax return.
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>>52875225
>(usually 12.5% in my case)
Holy shit, dude. I'd be pissed if the gubment was digging into my pockets that hard.
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>>52875275
>>52875345
You choose the amount, based on what tax bracket you think you'll fall under. You can choose a larger or a smaller amount. You can even pay nothing if you want.
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>>52875288
EITC, Child Tax Credit, Opportunity credit. Those are three that I'm using.
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>>52875345
I'm in the US and lose 25% of my income to taxes. I'm not even making any decent amount of money.
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>>52875353
So it's guesswork, or do you have a guide for this somehow?
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>>52871429
For windows machines, more money seems to get you both a better battery, and better specs. However, better specs also drains the battery more. The major brands don't seem to make any laptops with a good battery, and mediocre CPU/GPU to maximize battery life.
>>
Man I never get shit back from taxes what am I doing wrong /g/ what are your secrets are you straight up lying?
>>
>>52875269

lmao
>>
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soon to be poorfag reporting in.
thanks obama.
>>
>>52871488
Do yourself a favor. Skylake is broken. Just get one of the hexa-core i7s. Much better for everything long so as you aren't running un-optimized AAA trash.
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>>52875275
We yuropoors sometimes have to pay +40% of our income, what a great place to be
>>
>>52875400
Mostly guesswork, yeah.
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>>52875556
You guys get free schooling though, right? There has to be some upsides to 40% income tax.
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>>52875105
Mfw I have a 1300w psu
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>>52875607
unused watts are wasted watts ;^)
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>>52875489
move in someone you can claim as a dependent, pay all the bills, file as head of household.
>>
>>52875345
20% of my income went to federal income tax + Social Security + Medicare. Then another 4% went to state income tax. My income is pretty close to the median for my area.

Everyone knocks on Canadian taxes, but I'm pretty sure the US punishes you more for making an average income.
>>
>>52875667
Not really. It's just unused capacity. I do have plans to throw two Fury X in that box. My 7970 is literally dying very slowly.
>>
>>52875748
In the US if you are smart and living frugally you can get away with paying no taxes. You just dump money into your 401k and use every tax credit you qualify for.
>>
>>52871879
>not having RSPs
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>>52875225
I'm in the 33% tax bracket and you have no idea what you are talking a bout.
>>
>>52871244
$1000 shitposting machine
>>
>>52875877
actually...
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>>52875870
Thanks!
>>
>>52875785
401k is taxed you dipshit. You just don't pay taxes on the capital gains in your 401k.
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>>52876123
thread's dead, avert your autism.
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>>52875748

haha are you serious? You're bitching about 25% total taxes? Most countries is like 40-50%
>>
>>52876123
What? No, your contributions to your 401k are removed from your gross income automatically on your W2. There is a maximum of like $18k though that can be tax free annually.
>>
>>52875920
how in the fuck is that price justifiable?
>>
>>52876162
Don't worry, when Bernie gets elected an American making $60k will pay $30k in taxes, will have to set aside $8k/year for retirement, and $8k/year to save for each child's college savings plan. We'll be Europe in no time.
>>
>>52876185

lmao you can't be this naive? If its a traditional 401k its taxed as income when you take it out. If its a roth 401k its tax free when you take it out, but you can't deduct it when you put it in.

The only true tax free account is the HSA. But you can't dodge taxes as well because you can only spend it on medical expenses.
>>
>>52871557
>California
Kek.
>>
Considering getting an Apple I building my own throwback computer.

I saw a video that inspired me. I'm thinking SLI Voodoo cards like that was in the video.

The video did an entire build for £60, so I am leaning on that.
>>
i was gonna buy a yoyo
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>>52876252
401k is tax free unless you take it out before retirement.
>>
>>52875371
Gonna get some poseball yiffing on ultra settings?
>>
>>52876371
>Apple I

good luck buddy. you got $200,000+ burning a hole in your pocket? You do know there's only 60 or so of those still out there right?
>>
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>>52870462
I got this quad core chinese tablet that runs windows 10 and android on it. Seems like it might be fun to mess with.
>>
>>52876443
>implying I'm not the average wealthfag /g/tard
>>
>>52876443
And, in all honestly, I meant Apple II.

But still

>five figure salary
>>
>>52876434

wow you're stupid. Google search it. You have to pay income tax on the amount you take out, if you take it out early there's an additional penalty. You can however use a loophole involving periodically converting potions to a roth account to avoid to early withdrawal period. But you cannot avoid paying income tax on it. You pay income tax when you take it out.
>>
i got my dick sucked by an IRS agent, so that was a good return
>>
>>52871867
you make so much sense
and I'm really dumb.
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>>52876554
Depends on how much you take out.
>>
>>52871244
Nice. How's the quilted leather band?
>>
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>>52877210
really god damn comfy. It's by far the best out of the three bands I have for it.
>>
>>52875223
this. best feeling ever
>>
I plan on getting:
i7-4790K
ASRock Z97 Express Chipset - Socket H3 LGA-1150 Z97 EXTREME6
Cooler Master Hyper 212 EVO
Phanteks Enthoo Series Primo Aluminum ATX Ultimate Full Tower
New 3DS Animal Crossing Edition

Haven't really shopped around for the best prices, but that's around half my refund right there.
>>
>>52875920
> lol literally specs from 2010
> tiny ass size
> 1400 USD

fucking hell...
>>
>>52870462
off grid power supply for caravan
>pic is just an example
>>
Why do americans never understand it's not free money?

It's just the state giving back because he took too much
>>
>>52871834
In Hungary: You have to make sure you pay ALL the taxes. If you don't report something, the IRS will later find it anyway, and you will have to pay the original amount plus interest (with crazy rates.)

All good, right?
Well, not really.
If you pay MORE tax, you don't get back any.
You _can_ file for tax returns, but if you do that, they will do a check on you, on your family, on your business, on everything you own, and there is a 99.999% chance they will find something and will fuck you.

Best communist country. :^)
>>
I put it in my emergency savings and carry on budgeting.

I know it's lame, but it's saved me and a couple mates a few times.
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>>52879347
because burgeritis
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>>52879347
>It's not free money
>Getting back money they wouldn't have saved in a lump sum
>Not free money

It's the mentality.
>>
>>52879347
> implying its not how every person works
>>
>>52879422
>every person
I save every penny

bought me a t420 when I found a job,
eventually they upgraded it for me to a new laptop, bought me a phone etc.

I understand burgers have no concept of saving, but in Europe it's not uncommon to have a positive balance on your bank account, and actually buying only with debit cards, not credit.
>>
>>52879452
Yeah but you are poor.
And you will be always poor.
>>
>>52879452
>I save every penny
>spends time on 4chan
>>
>>52870462
Is that Shadow of Mordor? What the fuck, doesn't that thing have a GMA500?
>>
>>52879537
I'm at work.
I am literally making money shitposting
>>
>>52879452
It's smarter to buy everything with credit and pay back at the end for the month in the states. You're essentially getting 5% off everything.

Not recommended for those who can't control their spendings.
>>
>>52879347
European countries take too much and yet they don't give it back
>>
>>52879549
my EEE netbook from 2009 had a GMA 500

absolute shit and linux took years to have working drivers
>>
>>52875587
Yes well it costs 3k a year or something
>>
>tfw using it all to pay towards debt
>>
>>52870462
>implying I make enough money to pay taxes
>>
>>52871244
>Perrier
>not drinking San Pellegrino
I'm upset at your tastes anon
Thread replies: 143
Thread images: 19
Thread DB ID: 515628



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