When was the last time you did an offline block level optimisation of your drives /g/?
Tell me you do this.
Tell me you keep your files contiguous across the disk?
NTFS is objectively garbage. NTFS relies on an MFT (Along with a copy of it) to store ALL your file metadata for the entire disk, so if these structures get corrupted then your data is top tier fucked. There are more reasons why NTFS is crap, but if that alone isn't enough to deter you from using NTFS, then you really are a good goy.