Hey /biz/. How do I go about getting a $20000 loan that I can pay back over the year? I did some stupid shit from 18-24 that dropped my credit score to 609, I only have $20000 in debt, I want to consolidate it all and get it off my back and in the form of a monthly payment. I've tried getting a loan but my credit is so bad that I can't get one apparently.
>>1092005
it isn't going to happen at a rate that will relieve you in any way, start grinding those hours at work and stop fucking around, its game time now you piece of shit get off 4chan
>>1092005
>a loan to pay other debt
I don't know what institution would trust you with that kind of loan, and I'm a layman.
I'm assuming such preferential loans are only handed out between friends with lots of money, and even people of that wealth assume that they won't be paid back by anyone asking for $20K.