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Let's do this /biz/. Post your:

>Age
>Occupation
>Income
>Education
>Assets
>Debts
>Credit Score
>Expenses

======

>Age
25

>Occupation
Programmer

>Income
44k annually

>Education
AAS in computer programming

>Assets
95k condo
20k car (30k new)
10k in savings/bank
6k in Roth IRA/mutual funds

>Debts
15k on car
66k mortgage

>Credit Score
740

>Expenses/month
Mortgage/taxes/insurance: $513
HOA: $300/
Utilities: $200
Phone: $100
Car payments: $520
Car insurance: $80
Food and other shit: ~500

=====

I just bought the condo last month. I know I should have a bigger emergency fund, but I got a great deal on the condo and had to get it. I was living with my parents and I hate renting. I have another 3 years on my car payments, once I have that paid off, I will contribute much more aggressively towards my emergency/savings and retirement funds. Did I make a huge mistake?
>>
>>1071657
I earn more than you, have more assets, fewer debts, and I'm younger than you. I am better looking than you and fuck hotter girls than you.
>>
>>1071661
:,(
>>
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>>1071657

Your condo isn't an "asset" if you have a mortgage on it, dingbat
>>
>Age
23

>Occupation
Proposal Consultant

>Income
24k annually

>Education
high school

>Assests
no assets

>Debt
20k on car
5k student loans

>Expenses
Rent: $450
Car: $480
Phone: $130
Insurance: $280
Utilities: $200
Spending Money: $500

Student loans from a blown full ride. annual income is what I allow myself to have monthly and am considering paying myself more in June.
>>
>Age
27

>Occupation
Vice President - Mergers & Acquisitions

>Income
170k annually + 5 million bonus

>Education
Phillips Exeter Academy
Harvard Business School

>Assets
6 million condo
No car, use taxi or limo
300k in savings/bank
800k in investments
10 million in trust fund

>Debts
2 million left on condo
10k on high-end stereo, and home theater sound system

>Credit Score
Financial adviser handles this

>Expenses/month
Business cards: $500 a month
Prostitutes: up to 15k a month
Clothes: ~40k a year
Restaurants & Bars: 5k a month
Grooming products: 3k a year
Prescriptions: covered by work
Narcotics: up to 3k monthly
Psychologist: 1.5k per visit
>>
>>1071675
Please be real
>>
>>1071673
>Rent: $450

What shithole part of the world do you live in where you only have to pay $450 in rent?
>>
Your condo value is irrelevant until you pay the mortgage off.
>>
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>>1071657
>Age
19

>Occupation
Currently enrolled in college. I'm an English major and I want to be a teacher.

>Income
13k last year working at a sandwich shop

>Education
I'll have my associates by summer's end.

>Assets
$1.5k in anime figures
$1k in computer stuff

I don't really have anything super valuable.

>Debts
None, I'm trying to get my degree debt free.

>Credit Score
No fucking clue

>Expenses/month
Car insurance: $70
That's it. I'm really fucking lucky.
I spend around $150 a month on figures and pointless shit and bring in around $900 in that time.

I also have $13k in the bank.

How am I doin?
>>
>>1071682
I was where you were at 19. I spent way too much on manga. My advise is stop wasting money on the anime figures. You'll lose interest in a few years anyways. I regret spending thousands on manga. You'd be at a huge advantage if you instead saved or invested that money.
>>
21
Factory worker
42K
High school drop out
None
None
571
830 rent
1400 a month for food and bills
Got a kid/wife/dog so food costs are large
>>
>>1071657
I make double what you do and have far less (13k, 10k investments, no debts at 26). Falling the the student loan meme fucked me.

Anyways, 44k is god awful so use your couple years of experience to job hop for at least 60k, ask for 70k. Jump again 2 years after that for 100k.
>>
>>1071678
I live with my best friend and my girlfriend. Rent in full for our apartment is $1410 a month, they each pay $480 since I handle all the accounting and bills and logistically stuff.
>>
>>1071689
Thanks for the advice, but they're the only thing keeping me going right now. I do have money to invest though, what do you recommend I do with it? This is the first time on this board
>>
>>1071675
Trust fund. neat.

Did you come into your business by your own means or have it set up for you by family friends?
>>
>>1071696
Put at least $1000 into a Vanguard mutual fund. Make sure you're doing at least 90% stocks/10% bonds or 100% stocks.
>>
>>1071682
I think it's good to collect and have that interest in your childhood stuff, just don't let it get in the way of your goals or living wages.

Otherwise you're about where every 19 year old should be. good job, my guy.
>>
>Age
27

>Occupation
Attorney

>Income
77k bennies

>Education
JD

>Assests
260k home, 190k mortgage
130k on rental property, worth ~190k. 1200 monthly payment with 1650 rent

>Debt
Above
46k student loan
32k car

>Expenses
Rent: $1200
Car: $560
Phone: $0
Insurance: $37
Utilities: $200
Spending Money: 2much
>>
>>1071699
My Dad trades stock for a living. I'll talk to him about it. This summer I'm going to try and learn to day trade with him.
>>1071700
Thanks anon.
>>
>>1071705
Trading stocks is different than putting money into a stock fund.
>>
>>1071703
You have a $560 dollar car payment and a $37 dollar insurance payment? Who the hell do you go through that offers full coverage for $37 dollars?
>>
>>1071665
> I don't understand basic accounting.
>>
>>1071675
Ya like Huey Lewis and the News?
>>
>>1071728
>I don't understand liens and ownership
>>
>>1071810
Would you like to explain it to us anon? I'd be happy to do so, but I'm guessing that your explanation is going to be much more entertaining.
>>
>Age
26

>Occupation
Bartender

>Income
~40k a year net

>Education
HBSc Chemistry

>Assets
3k in savings

>Debt
N/A

>Expenses
Rent: $650
Food: $200

Unfortunately I only got bit by the financial bug a couple months ago, but I figure I can probably put away about 15k a year. Current plan is to dump it all into a TFSA before dumping all of that into VOO.

If you have better advice I'm open to suggestions.
>>
>Age
28
>Occupation
Accountant
>Income
$100k base. $30-75k bonus
Also get perks, healthcare, flights.
>Education
Law graduate. Chartered Accountant.
>Assets
$75k savings/investments

>Debts
0
>Credit Score
Dunno.
>Expenses
(Monthly. Split between GF & Myself)
Rent: $2400
Food/Restaurants: $1,000
Utilities, Phone, Internet: $480
Car: 0 No need to drive here. I can walk to work.
>>
>>1071676
>>1071697
>>1071730
it's patrick bateman from american psycho
>>
>>1071657

>Age
30
>Occupation
Property developer
>Income
Varies, a piddling £16k or so last tax year, probably closer to £40k this tax year
>Education
Cambridge
>Assets
Depends on valuation, but around £4-5 million in London property, and £40k or so in the bank
>Debts
Still have some of my student loan left unpaid
>Credit Score
Dunno
>Expenses
I don't have any housing costs, so about £12k a year to fund my lifestyle
>>
>>1071665
Actually, on a balance sheet, Assets = Liabilities + Equity. So the condo would be an asset, the mortgage would be a liability, and anything paid off of that mortgage is equity. Initially equity is 0 (excluding any down payment), and eventually the liability will be 0 when the mortgage is paid off.
>>
>>1071690
21, shit-tier job, high-school dropout, wife & kid.
zooooomg how do you cope?
>>
>>1071665
you're an idiot
>>
>>1071665

Your education isn't an asset if you don't use it
>>
>>1071657
>Age
18

>Occupation
NEET/student

>Income
1k from gifts and odd jobs

>Education
High School, studying Financial Analysis

>Assets
$13k car
$2k in bank

>Debts
15k on car
66k mortgage

>Credit Score
Never opened a line of credit

>Expenses/month
Car insurance: $60/month
Food and other shit: $50-$300 a month

It's nice being able to be a NEET. I'm probably gonna start investing this summer when I have the free time during the days.
>>
>>1071657
Car isn't an asset by default - assets dont depreciate over time

24
Licencing investigation officer
65K
Science and psychology double
50k in bank
10k student debt
Credit score would be high i dunno
No expenses other than $800/mth rent and food
>>
>>1072911
>assets dont depreciate over time
except for pretty much all of them, according to GAAP
>>
>>1071657
>Age
28

>Occupation
Student, working part time in food market

>Income
Currently 150K NOK - about 18K usd

>Education
Culinary degree, currently working on a masters degree in clinical nutrition

>Assets
115K in savings account tied up to house/apartment purchase
50k in stocks
40k loan being paid out to me over the next 2 and a half years

>Debts
10K on a mastercard (being paid down tomorrow)
4K NOK on glasses.
240K NOK student debt
>Credit Score
we don't really have this in Norway, but i qualify as "low risk" when i get looked up for purchases, whatever that translates into.

>Expenses/month
Rent - 4500
Trainer: 1000
Phone : 400
Bus pass : 400
>>
>>1072910
Oops sorry ignore the debts part accidentally copied that from OPs post, no debts for me
>>
>>1072911
>Car isn't an asset by default - assets dont depreciate over time
that's why I lessened the price from 30k new to 20k
>>
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>>1071657
>>Age
33
>>Occupation
Supreme Leader of North Korea
>>Income
More than anyone else in the world
>>Education
Pyongyang University, which is top 10 school in the world
>>Assets
The DPRK
>>Debts
None
>>Credit Score
We don't use that system in North Korea.
>>Expenses
Military Parade: $500,000,000
Staff year round: $10
Being Supreme Leader of North Korea and Eventually the World: Priceless
>>
>>1073090
lol
>>
>>1071657
25
Wood worker
It Fluctuates but I loaded 120 grand this year which is pretty good for my intelligence level
None
None
Zero debt, I give my folks 300 a month to help with bills
No credit
Zero expenses

That's why I'm here, I have so much money and no idea what to do with it. My biggest expense is my gf and she's extremely cheap for a girl. Her favorite restaurant is red Robin kek.
>>
>>1074468
>Her favorite restaurant is red Robin kek.

Ugh, so gauche. How can you even relate?
>>
>>1071657
>Age
24

>Occupation
Salesman

>Income
Around $150,000. Shooting for $240,000 this year, though

>Education
College dropout

>Assets
$5,000 car
Around $3,000 in watches
$20,000 in investments

>Debts
$500 in credit card
$10,000+ in medical that I have no intention of paying

>Credit Score
500. Should shoot up once medical bill drops off report in a year

>Expenses
$1,300 in rent
$150 in utilities
$100 or so in groceries
$35 probation fee
$100-200 in miscellaneous shit
>>
25
42k
Scientist
Wife doesn't work but her family is full of business owners and corporate managers.

Don't know what to do with my life. Friends are all programmers at Amazon making 3x what I do. Dad owns a beauty salon. Still feel like shit and come up with nothing to grow out of babbys first real paycheck.
>>
>>1074480
why are you married at 25?
>>
>>1071867
I doubt you're still monitoring this thread, but what'd you do to make that much money as an accountant? I'm looking into switching my major to accounting and all the salary info I've seen is like half of what you make. What area of the country do you live in?
>>
>>1071657

>Age
20

>Occupation
College student and volunteering at dif organisations
Sell synth weed on the side

>Income
About 70-100$ a month

>Education
2nd year studying marketing
Courses in statistics and econometry,in which i also had an internship on
a bunch of seminars and workshops on self development and such
acting classes
blacksmith courses ( only in armor crafting now )

>Assets
500$ in bank account


>Debts
about 120$ to my college

>Credit Score
in Romania we have different system

>Expenses
gym membership:25$ a month
clothes: close to 50$ a month
going out,activities: rest of the cash
>>
>>1074487
Wow nevermind lol, I guess I didn't read your post well enough. I didn't see your education part. Saw your salary and got distracted lmao
>>
Age 29
>Occupation junior sys admin
>Income 70k maybe more this year
>Education AA from Community College CCNA MCSA
>Assets 10k in cars paid off own 60K worth of my home
>Debts 280K on house still, 4k on credit card from holidays *sigh* I know you guys
>Credit Score 680ish
>Expenses I take in about 4,500$ a month after tax (I do minor ebay too) and save / invest only like 600$ per month. I have a family of 5.
>>
>>1074506
Me again plus 3k slush fund 1k in savings and yes I'm paying down CC prior to further investments (remodeling my home)
>>
>>1074472
I'm not some foodie faggot so it's not very hard.
>>
>>1071657
27
unemployed
0
Masters in biology
none
238000
690
~500 per month

Seriously considering suicide
>>
25
Target
9k a year
4 defaulted credit cards
No degree
Shitty car
>>
>Age 24
>Occupation Oil Trader for BP.
>Income Aprox £160.000 including bonus, before tax.

>Education
AAS in computer programming
>Assets
55k savings/investments
35k car

>Debts
>15k spent on accommodation while training. (London is cancer.)

>Credit Score Haven't got one yet! (Applying next week, bit late 'eh.)

>Expenses/month
Mortgage/taxes/insurance/rent: aprox 24k/year. Looking to buy an apartment soonish.
Utilities: £230
Phone: £20
Car payments: 0 - gotta love the fuel card.
Car insurance: £920
Food and other shit: roughly £450 a month.
>>
>Age
22
>Occupation
Shipper/receiver
>Income
$35k/year CAD (net)
>Education
High school
>Assets
$8000 CAD cash
$2000 CAD stocks
$1100 USD Bitcoin/altcoin

$4500 CAD car
>Debts
None
>Credit Score
Have never checked. I imagine it's reasonably good, having always paid off debts quickly.
>Expenses
(CAD)
$550/month rent
$250/month car (gas/insurance)
$200/month food
$40/month phone

I try to keep my expenses under $1250/month.
>>
>>1074547
leave the country and start a new life overseas
>>
>>1071657
>Age
24
>Occupation
Telenor customer cervice
>Income
400EUR/month which leads me to a ruff annual 5k.
>Education
Gardaning and - separately - procurement officer trades. (Don't remember shit.) Had one and a year at engineering.
>Assets
100EUR in gold
140 in P2P landing
50 in cryproc
Brought a coin minig deal for 80
100 on Berine (21odds)
A nearly unused guitar.
>Debts
Zero
>Credit Score
WTF is credit score, this is East Eu!
>Expenses/month
From 400 it goes like: 100tax, 100 goes to family, rest is on me to spend eaither on myself or to put it into asset.
>>
>>1071657
>>Age
25
>>Occupation
Technical Test Analyst
>>Income
$80k + 12k expenses
>>Education
BSc (Astrophysics)
>>Assets
$50k savings
>>Debts
None
>>Credit Score
No idea
>>Expenses
Per month:
$15 phone
$80 medical insurance
Traveling for work so rent and utilities are taken care of.
>>
>>1074625
You don't eat?
>>
>>1074629
I photosynthesize.

My expenses cover food.
>>
>>1074633
I don't understand what 12k expenses means
>>
>>1074643
My company gives me $50 per day to cover my expenses since I'm traveling for them. That usually more than covers my food expenses.
>>
>>1074646
Ah, sweet deal
>>
>Age
25

>Occupation
Apprentice Electrician

>Income
32k a year, about 2400/month after taxes
>Education
Some college. Two year trade school certificate

>Assests
$2000 in tools coins and other collectibles
$8000 in bank/ emergency fund

>Debt
4500 on car at 3.9%apr


>Expenses
Rent 570
Utilities 80
Insurance 50
Gas 50
Food 200
Car Payment 182 if i do minimum which I usually do
>>
>>1074589
parents and uncle cosigned on loans, if I kill myself or leave their lives are ruined
>>
>Age
25

>Occupation
ESL English in China

>Annual Income
$20K

>Assets
$25K

>Savings
$9K

>Debt
$0

>Rent Cost/Month
$350

>Food/Month
$160
>>
>>1071675
I want to be reincarnated into this life

Also, where did you get that overnight bag?
>>
>Age
28

>Occupation
Developer/Consultant

>Income
$120k

>Education
MSIS

>Assets
$36k cars
$22k 401(k)

>Debts
$19k on car
$19k student loans
$8k credit card (0%, I got married)

>Credit Score
770

>Expenses/month
Rent: $1080
Utilities: $300
Phone: $100
Car payments: $450
Car insurance: $256 (one car financed, two owned outright)
Food and other shit: $800
>>
>Age
18
>Occupation
Cook at Zaxby's
>Income
roughly 28k a year
>Education
High school
>Assets
$9k motorcycle
~$3k in electronics
$31k in savings
>Debts
$0
>Credit Score
0
>Expenses
Insurance: $30 a month
Food: $100 a month or so
>>
>>1074826
* $20k per year from Zaxby's, roughly. The other $8-10k is from doing tech support and other one time jobs
>>
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>>1072077
Checked
>>
Man, I'm gonna get shit on pretty heavily.

>21
>Cook
>21k
>Enrolled in community college
>The clothes on my back
>None
>None
>Food: Under $100 (free meals at restaurant)
>Rent and Utilities: $540-575/month

Been through a lot in the last few years, recently became interested in stock market. Will probably start trading when I have some money to toy around with.
>>
>Age 21

>Occupation Part Time NEET, Full-Time College Student

>Income I live off of my school refunds and a quarterly check of $1500 I get from my father's estate.

>Education High School/Some College

>Assets $500.00 Mitsubishi Montero and a bomb ass gaming computer with a GTX970.

>Debts $750.00 worth of credit card debt and about 41k worth of school loan debts.

>Credit Score It's Currently at 652

>Expenses
$125 Medical Insurance (Haven't paid for it yet.)
Car insurance (haven't paid for it yet.)

I want to get a job, but I already have a 3.2 GPA, so I'd be fucked if I took on a job.

I should be inheriting around $650k soon, so I'll be using that money to start a Minecraft server company that leases servers out to people who think they can make it big with their own Minecraft server.
>>
>Age
24

>Occupation
Software developer

>Income
$65k

>Education
BSc Mathematics

>Assets
$40k savings

>Debts
$11k student loans

>Credit Score
~745

>Expenses
I estimate about $580 a month based on last year's expenses. Taxes are around $1300 a month. Live with parents.

Planning on buying a trailer and a cheap plot of land to live up my NEET dream for a year or two before I kill myself.

>>1074480
I am truly envious of my peers who own successful businesses or have six figure meme jobs on the west coast. Although I am doing well enough for myself being the antisocial autist that I am.
>>
>Age
30

>Occupation
Tax consultant (salaried profession) / lawyer

>Income
$85k base salary + bonus eligibility
$30-$40k side law practice

>Education
JD, CPA (self taught)

>Assets
$400k house
$70k savings
Various personal property

>Debts
Paid off $165k of student loans three years within three years of graduating (no family help). All I have now is a mortgage with a low interest rate

>Credit Score
765

>Expenses
$2100/ month for mortgage (includes taxes and insurance)
Basic living expenses. My car is paid off
>>
>>1074988
how are you not making more?
what tier law school did you get into?
>>
>>1075007
I graduated in 2012. Went to a top 20 law school. Legal market was terrible when I got out, and my generation is basically overlooked now in the job market.

The problem is getting through a hiring department. I work in Big4 public accounting, but law firm hiring departments don't think this means I know how to practice law, which is far from the truth.

I was disciplined and paid off my loans aggressively. That gives me some freedom and comfort, but I am earning far less than I think I should be. It's really difficult to break out
>>
>Age
23

>Occupation
Real estate analyst

>Income
80k annually

>Education
Ba econ

>Assets

Infiniti g37
10k in savings/bank
10k in Roth 401k
3k Roth Ira
10k mutual funds /etfs

>Debts
0

>Credit Score
Don't know don't care

>Expenses/month
800 rent
200 food
35 car
40 Internet
>>
>>1075017
That's unfortunate, i'm going to school for the same thing. i'm taking the CPA this summer and was looking to get my JD soon after but you almost changed my mind haha idk maybe shop around i mean the CPA JD combo is so much bigger than what you're doing, but you don't have the time considering the season.
>>
>Age-34
>Occupation-pipe fitter
>Income-75k without overtime, 110k with (as conditions merit)
>Education-vocational school
>Assets- own house worth 150k, 250k in cash and stocks, 350k in 401k
>Debts-none
>Credit Score- probably shitty- when I work overtime I end up fucking up my bills
>Expenses-300 a month property taxes, car/house insurance 300, health insurance 100, gas 100, heating oil 150, cell 75, cable/internet 125, gym 50, food 75
>>
>>1075038
>>1075038
Food should be 300 a month
>>
>Age
29

>Occupation

Servicing analyst at a life settlement hedge fund

>Income
45k

>Education
Currently a full time MBA student

>Assests
225k condo
20k cash
20k investments

>Debt
38k mortgage

Score: 789

>Expenses
Mortgage: $566
Cell:$65
Electric:$40
HOA:$266
Internet: $50
Other:$400
>>
>>1075034
If its something you are genuinely interested in, then don't be discouraged and do it. I'd rather have a JD than a MST any day of the week. I can at least say that law school will never teach you the technical side of tax, and I am grateful for gaining that experience at the Big4.
>>
Plis no bully


>Age
21
>Occupation
Student
>Income
$0.
>Education
College degree in history, currently studying law.
>Assets
Probably $1k in goods.
>Debts
Student loans: $85k
Loans from parents: $5k
>Credit Score
290
>Expenses
$15 a week food.
$25 a month phone bill.
$50 a month misc expenses.
Live with parents.
>>
>>1071657
>22
>VP/co-owner of family business
>would be $160K last year (if I worked all months), I get 30% of profits so it depends
>BA Econ + Minor CS
>~212K in my ToS account
>~25K student debt (fuck paying this off, $125 fee/month is nothing senpai)
>I don't even fucking know desu, just finished school in May
>income tax + capital gains taxes are my only expense (live with parents and they pay for almost everything, also trying to hit $1M as fast as possible)
>>
>>1074487
My uncle is an accountant with just a bachelors degree from a pretty small school and he's making $600k a year plus stock options, but he's the CAO at a pretty successful airline and he worked a retarded amount to get liked enough to be placed in that position after like 8 years or so, so I guess it's just a combination of luck, skill, and dedication.
>>
>>1075106

Ur a gay
>>
>Age
26
>Occupation
Actuary
>Income
2015 W-2 was $88k
Some dividend and interest income
Required minimum distribution from trusteed IRA about $5k a year
>Education
BA Economics/Statistics
Associate of the Casualty Actuarial Society, almost Fellow (one more exam in early May)
>Assets
About $475k in inherited investments from grandmother- $200k in a taxable account I manage and $275k or so in a trusteed IRA that is actively managed by fund managers. Shit on me if you must but it's not like I'm blowing the money on cars and bullshit.
$18k or so emergency fund in savings
$8k or so short term reserve in savings
$5k or so long-term goal money in savings
$50k Roth IRA
$55k 401k (split between regular and Roth)
$4k or so in random bonds my parents bought around when I was born that I'm holding to maturity with Treasurydirect
About $5k in checking account for regular expenses
Dinged up 2006 Honda Civic, maybe $6k or so
>Debts
None, pay off CC each month
>Credit Score
766
>Expenses
Medical- Probably will hit my OOPM each year so around $5k, but I'm not sure. Secondary insurance (copay assistance program for expensive meds) covers a lot and last year the shit they covered actually went to my primary OOPM. So while I "hit" my $5k OOPM, I paid way less. Not sure if this is a mistake or oversight or what.
Food- Too much, probably $1k or so a month
Rent- $287 a month ($575 split with fiance)
Auto Insurance- $86 a month
Gas/Other Auto Expenses- like $20 a month, don't need to drive much
>>
>Age
20

>Occupation
Fabricator/Apprentice Welder

>Income
$24k

>Education
Welding Foundations
Fabrication cert.

>Assets
1.4k truck
$200 junk car


>Debts
15k total loan
I'll probably pay it off within the year, making it only around 11k

>Credit Score
No idea

>Expenses/month
$200 car insurance
no rent, live with my mom
$90 phone
$300 gas
$200 food
$100 gym

I chose a really bad time in my province to become a welder. Economy is shit and there's no jobs.
>>
>>1075112
Eh atleast I don't have to be a corporate cuck like all my friends after graduation.

Feels good.
>>
>>1074826
You have 32k in savings at age 19? How did you do that?
>>
>Age
30

>Occupation
Business Owner

>Income
300k+

>Education
Mississippi State University

>Assets
mansion
4 cars

>Debts
60k to father
monthly insurance bills and State(s) licenses

>Credit Score
stopped caring two years ago

>Expenses/month
30k a month going out with girlfriend
100k yearly business upkeep
x-amount million dollar business insurance
40-60k marketing
>>
>>1071661

All that and still so insecure.
>>
>>1075115
Question for the actuary, sorry if you're not familiar with SOA's way, but if I took FM and P, and was sitting on MLC when I graduated, how long would it take for me to become an associate. The university i'm going to will cover the VEE.
>>
>>1074904

Damn son you sound retarded
>>
>Age
24
>Occupation
No job, sometimes work as part time or minijob.
>Income
Almost 0. From scholarship & family maybe 500 USD.
>Education
Will start master's degree next year
>Assets
Nothing.
>Debts
Nothing.
>Credit Score
No idea.
>Expenses
Alcohol.
Traveling.
>>
>>1071657

>21
>Wholesale gold coins, silver coins, proof sets, to investors.
>No formal education
>many.
>none.
>0
>expenses

Well over 100k a year- in lifestyle expense. But that's not counting a million bucks in art- because that's an investment, it's not just decoration
>>
>>1075200
Forgot to add food and dorm room rent takes %60 of that 500 USD so rest is to get drunk or buy RPG books.
>>
>>Age
>18
>>Occupation
> Front Desk rep( till I hit air force and real estate investing)
>>Income
>$18/hour
>>Education
>Still in high school, after that a BS in CE/Business
>>Assets
>I bought a $100 projector, lol
>$14770 car
>$200 in bank
>$300+ in retirement Fund
>>Debts
>~$3500 on car
>>Credit Score: probably bad. Never used credit. Getting credit card for gas soon
>>Expenses/month
>Mortgage/taxes/insurance: $0 (Still at home)
>I pay medical copays if I have any
>Pay for my glass frames if I get new glasses
>Utilities: $0
>Phone: $46
>Car payments: $2,000
>Car insurance: $50
>>
>>1071657
>>Age
48
>>Occupation
Engineering- Business Owner
>>Income
$$$
>>Education
College
>>Assets
$500,000+
>>Debts
<$10k
>>Credit Score
803, Recently applied and approved for a Cap! Business card that pays 2% back on everything. Already earned over $1000 this year
>>Expenses
Typical Utilities/Cell/Etc. Own all my vehicles/boats/trailer/etc.

Already put 2 kids thru college (1 runs a business, other is a Phd Physics and does research) 3rd just started, and 4th Sr in HS.
Wife also runs a business

Secret?: Say your prayers. Eat your vitamins. Be somebody or be somebodies fool. Be excellent to each other. Party on dudes!

I feel for you guys.

I'm so lucky I went to college in the 80's.

Keep strong brothers!
>>
>>Age
22
>>Occupation
Business owner
>>Income
59k
>>Education
Some college
>>Assets
approx 20k cash, 10k car, 1.4k pc (valued used), other: 5k
>>Debts
7k
>>Credit Score
720
>>Expenses
Gas/Food/Insurance >1500
>>
>>1071703
This guy is proof that an Attorney is a person who couldn't cut it as something smarter/better. Just look at has his info. Makes only 77k... HAH HAH HAH. Has a mortgage, rental, student loan, and car payments. What a fudge-stick.
>>
>>1071703
>Attorney making as much as experienced fedex driver
Wew lad
>>
>Age
35
>Occupation
geophysicist (unemployed)
>Income
normally 70kish. currently sporadic random work.
>Education
MSc
>Assets
car $7000ish
RRSP $8000ish
bonds $4500
bank $1000 :<
>Debts
none
>Credit Score
unknown but debt free and paying bills for a while. so probably ok.
>Expenses
$40/mo phone
$80/mo health insurance

my advice... don't work in anything related to natural resources if you want to save. It's a roller coaster ride. Great when it's good but horrible when it's bad.
>>
>>1075269
>Expenses
+car insurance $60/mo

worked for 8 years in the last 10 with the last several being quite up and down. I did a lot of stuff early on I wanted to do before I died just in case I died young. It would be nice to be in better shape but I still think it was worth it to do a lot of that when I was young. Sister's friend got married to a guy at 22 who died in a motorcycle accident at 23. Shaped my view that maybe sometimes you need to eat your dessert before the meal at the risk of spoiling your appetite. Glad I never bought a house actually. It's median $400,000 here and I never trusted my occupation to be that stable (and I was right). I'd just have a debt I couldn't afford. Live within your means.
>>
>Age
26

>Occupation
Business owner

>Income
Salary 24,000€
Rental 21,600€

>Education
None. Quit after middle school

>Assets
Business 300,000€
Apartments 420,000€

>Debts
Loan 140,000€

>Credit Score
Nope

>Expenses
Interest 180€
Food 500€
Gym 20€
Internet 20€
>>
Im from India, all figures are converted keeping in mind purchasing power so they should be comparable for you muricans.

>Age
19

>Occupation
Studying Econ bachelors, planning to do a masters in it, then perhaps into academia or just land in corporate.

>Income
None as of now, if I get into academia should be around 15k a year, if I get into corporate should be at least 30k.

>Education
See above.

>Assets
No clue but family 's current net assets are around 1.5 million, if I concept without purchasing power thats around 500k

>Debts
See above

>Credit Score
Idk what this is

>Expenses
Should be around 2k a month in total.
>>
>>1072077

thanks dubs man
>>
>>1071657
>Age
19
>Occupation
Fry Cook
>Income
$20,000/year
>Assets
I own an $800 bass guitar, that's about it
>Debts
$20 to one of my friends, that's all
>Credit
lol no clue
>Expenses
probably $150 a month on food, nothing else

meh
>>
>>1075154
>>1075154
By the time you are done with your apprenticeship it'll turn around.
>>
Accounting pros does your retirement money count towards your net worth?
>>
>>1075234
Any tips for young engineering graduates (mech) for getting extra cash, freelance or consulting, etc?
>>
>Age
23 this year
>Occupation
Student.
>Income
0. SGD$300 per week doing basic pumbling/tiling/handyman during semester breaks
>Education
Diploma. Currently studying for a BSc in Mathematical Science
>Assets
Left about 7kSGD in savings from the 2 years of National Service
>Debts
a potential 36kSGD study loan
>Credit Score

>Expenses
$50/month phone bill
$75/month on public transport
Min $90/month on food

Feel like quitting to get a 2k/month job.
>>
>Age
23
>Occupation
Retail
>Income
1200/month, varies
>Education
High school/some college
>Assets
16k in savings
>Debts
$200 for a mechanic bill, paying it tomorrow
>Credit Score
Not sure but it should be pretty good
>Expenses
Spending money is what I get from selling on Ebay
$100 car insurance
$65 phone
$40 food

Should I attempt to go to school again or just join the air force, I'm too shamed of being a burden to my family anymore
>>
How do you live off of $40 food a month
>>
>>1075658
A diet of clearance/expired food, yogurt, and vegetables

Living with my parents also helps
>>
>>1075621
Join reserves, use GI bill to pay for college, then apply to be an officer. That's what I'm doing
>>
>>1075792
>get shot
>die
What's the next step in your master plan?
>>
>>1074485
Because I'm Russian? Being single after 25 is embarrassing where I come from. If you manage to make it to 30 the whole community just forgets about you.
>>
>Age
23

>Occupation
Customer Support/ SaaS "Specialist" (not really) (Software Firm)

>Income
41k annually - gross

>Education
HS drop out

>Assets
Expensive Hobby Gear (Firearms, DSLR, Laptop, Road Bike, paintball gun) = $5.5k total
Annuity - $110k split into 2 payments 5 yrs apart left
Car? - worth $10k

>Debts
$1,200 (2 credit cards)
$13k left on car payment

>Credit Score
732

>Expenses/month
Rent: $120 (living at rents temporarily)
Car payment: $328
Insurance car - $120
Phone: $110
Medical Bills - $45
Food, Fun - $400 (guessing) prob way more
>>
>>1075245
>>1075245
what type of business you own? how did you get started?
>>
>>1076032
A.) Reserves
B.) Don't take a combat job
C.) Mademereply/10
>>
>>1076231
God damn it my ID keeps changing
>>
>>1074479
What do you sell?
>>
>>1075022
What company do your work for?
>>
>>1076266
Timeshare
>>
>>1076269
I would rather not say. why?
>>
>>1076332
I've seen your posts before anon. Are you a rockstar salesperson or are those figures common in your industry?
>>
>>1076382
Just curious. That seems like pretty good pay for an analyst. You don't have to specify. In fact, I'd rather know your education (Uni(s), major, etc) and years in the biz
>>
>>1076393
Economics ba and business minor from UT austin.
I spent all of college doing internships in appraisals and local cre firms
>>
>>1071657

>Age
29
>Occupation
Internet marketing
>Income
Varies a lot. $120k last year
>Education
Computer Engy
>Assets
$10k in BTC
>Debts
$40k in student loans
>Credit Score
Not from US, don't know
>Expenses
About $1500 a month
>>
>Age
25

>Occupation
Programmer

>Income
$80k/year

>Education
BS Comp Eng

>Assets
$55k in investments
$15k in bank
Car paid off, worth maybe $8k

>Debts
none

>Credit Score
780

>Expenses
$1000/m rent
$150/m car insurance
$300/m food
$150/m utilities
$55/m phone
$60/m propecia
>>
20 (21 this month)

Unemployed, never have had a job

No income, I have £70 in my account

College dropout

Assets, $400, trade when i feel like

No debts

No expenses
>>
>Age ... 36
>Occupation ... contractor
>Income ... 324,000
>Education ... high school
>Assets ... 5 million + or -
>Debts ... 400,000 approx.
>Credit Score. ... over 700
>Expenses ... 3500 month personal, 5000 daily business.
>>
>>1075184
what kind of business?
>>
>Age 22
>Occupation caretaker for the mentally ill, about to be a behavioral technician. Also in college for economics, and poli sci
>Income $8 an hour, but about to be $20 an hour
>Education some college
>Assets some antiques/jewelry. Probably worth about 10k all together.
>Debts about $1500
>Credit Score bad
>Expenses
$700 a month rent, $60 car insurance. Rent will be done in 2 months though. Living with fiancee's mom after that. Oh, and about $300 per class at community college. Gonna start paying full time at occupation switch

So, pretty much dirt poor now, but good things on the horizon. I fucked up early on, and have had to work my ass off to dig my way out of a hole.
>>
>>1076631
Oh, and my car is paid off. Its worth maybe 5k
>>
>Age
26

>Occupation
Military

>Income
$60k/year

>Education
High School

>Assets
40k in TSP
12k savings account
3 Vehicles

>Debts
$500 left on a car loan, because there is a penalty if I pay it off early (bought it when I was young and stupid).

>Credit Score
Low 700's last time I checked

>Expenses
Rent $975/month
Utilities $200ish /month
Internet/Cable $100/month
Trash $25/month
>>
>>1075106
Nice work
>>
>Age
23, 24 in <2 weeks

>Occupation
Engineer

>Income
$17/hr hourly ~35k/year

>Education
Electrical Engineering BS

>Assets
8k savings
3k car

>Debts
25k student loans

>Credit Score
Unknown, probably good. Bought my car on a line of credit and just paid it off.

>Expenses
Rent+utilities = $515/month
Internet/TV = $30/month
Food= ~$300
Other= ~$250

I graduated in December and my internship gave me a jewish full time offer ($2/hr pay bump), but I'm starting to look for something better. My cost of living is low because I split a piece of shit apartment with a roommate but we're looking to upgrade when the lease is up. Hopefully I'll do that for a while and then save up enough for a better car and a house. I could move back with my parents and save a ton of money but I'd rather not have that headache.
>>
>>1076743
Wtf ... I pay some of my non skilled workers 18 an hour. These are dude that didn't even finish high school. Plus they work 60 hours a week. .. 20 hour at time and a half.

What are you doing?
>>
>>1074468
Wood worker? 120grand? How m8?
>>
>Age
25
>Occupation
Entrepreneur
>Income
Varies 60k-100k per year
>Education
Dropped out senior yr college
>Assets
$20k
>Debts
$2k
>Credit Score
732
>Expenses
~500/mo living w/ parents
>>
>>1076743
dude, are you in US? This is unbeliveable.
>>
>>1076752
>>1076796
Yes US. I'm working on the production line making electric car chargers, which consists of me and 2 other people. The company I work for already has gone bankrupt under different ownership and are in a dire financial situation again. It's totally bullshit but I took the offer just so I would have something and they gave me a good job title so it will look good on a resume. I hope to have something else lined up by the end of March.
>>
>>1076799
And by dire I mean that some of the executives had to defer their paychecks last pay period so the rest of the company could make payroll.
>>
>Age
22
>Occupation
none, been looking
>Income
nope
>Education
dropped out of a liberal arts college last month
>Assets
two accordions
>Debts
zero
>Credit Score
no idea but i've been late on a couple electrical bills
>Expenses
~620/mo rent & utilities

i'm looking for a job but i'm also mostly too depressed to get out of bed
>>
>Age
23
>Occupation
investment banking analyst
>Income
$100,000 salary. $25,000-75,000 bonus per yr.
>Education
BS engineering (not saying which discipline)
>Assets
a piece of shit car
>Debts
$0
>Credit Score
it was shit last I checked. working on building it up
>Expenses
I give my parents $600 a month to let me sleep in their house. There's no point in living on my own since I'm always at work. I spend about $40 a month on gas, $40 on cell phone, $60 on car insurance. I average a little less than $1,500/mo on expenses total (rent included)
>>
>Age
25
>Occupation
Student
>Income
0
>Education
~2 years till masters in software engineering, particularly distributed systems
>Assets
0
>Debts
0
>Credit Score
0
>Expenses
0

Living the 0 life.
>>
>>1076799
>>1076806
Sounds like you're actually working with upstanding people, but the market for the product is shitty. Feels bad, anon.
>>
>Age
22
>Occupation
Accountant
>Income
55k annual
>Education
Bachelors in Accounting
>Assets
14k car
>Debts
15k student loans left to pay off
>Credit Score
Dunno
>Expenses
about 100$ a month for food
Spend 100-300$ a month on anime figures and such
600$ rent
120$ for various insurances
>>
>Age
27 (as of a couple days ago)

>Occupation
Senior Software Engineer of distributed systems

>Income
130K annually + worthless stock options

>Education
B.E. in Engineering Computer Science

>Assets
15K (new) 2010 Honda Civic
24K in cash (bank account)
17K in mutual funds
10K in Roth IRA
10K in robo-adviser based mutual funds
10K in P2P loan investments
50K in 401K
3K in cash stuffed in my safety deposit box at home

>Debts
None. Car is paid off

>Credit Score
740 give or take

>Expenses/month
Rent/taxes/insurance: $1500 for rent/month
Utilities: $50 give or take
Phone: Unsure, parents pay for it but subtract the payment from my account
Car payments: N/A
Car insurance: Unsure again
Food and other shit: Average credit card expenditure per month is like 1000$

I feel like I'm doing pretty well for 27. I'm trying to save up for a down payment for a house but around here (SF bay are), thats like 100K minimum.
>>
>>1076835
The executives have been transparent and honest about the situation, I can give them that. My company is actually making a good amount of money, supposedly the other companies that the head company owns are bleeding it out. They did just hire two new people to do software this week so I feel like they could have at least thrown a few more bucks my way but they low balled me because I'm a recent college grad.
>>
>>1071657
20
Studying business management
About 2k year
10k car, 10k savings
No debt
Spend about 200€ per month on shit, food and all is free.
>>
>>1076623
Owner-Operator of a few liquor stores and a phone sex line(i get a cut of all profit every minute for my site).

My biggest cash cow is making Apps for the Apple app store.
>>
>>1071665

lmao you dumb nigga
>>
>Age
33
>
Occupation
Electrician, HVAC

>Income
$75,000 + Overtime + Car and Fuel
$5,000 from investments

>Education
High school + Trade

>Assets
$36,000 savings (+3.2%)
$35,000 (approx) equity in investment property

>Debts
$1800 CC
$235,000 loan (see investment property)

>Credit Score
N/A

>Expenses
Rent/utilities/internet: $1240/mo (i pool them into one account)
Phone: $90
Health Insurance: $140
Food: $410 (i buy coffee and lunches)
>>
>>1076973

I forgot
>Assets
$43,000 in superannuation
>>
>>1071675
>>Education
>Phillips Exeter Academy
>Harvard Business School

A narcissist like you not mentioning their alma mater?

Calling bullshit on you Mr. Bateman.
>>
>Age
25

>Occupation
Director of security for restricted area on a military base.

>Income
$40,000 + free all inclusive health care for myself and spouse

>Education
GED with some college

>Assets
$1500 in PC components

$1000 in firearms

Expect to be in ownership of 3 different houses with a combined total of 1 million+ within the next 10-15 years.


>Debts
$11K left on car note

>Credit Score
680

>Expenses

rent-800
internet-35
electric-85
car insurance-60
car payment-250
Roth TSP-320 monthly

Government issued phone. No bill there.

Spouse income adds $1300 monthly.


I think I'm doing okay. But in three years, maybe less. I'll need to find another job.
>>
>>1076987
>car note
>GED

You're doing pretty well for a blackguy.
>>
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>>1071675
>>
>>1075187
wot is a joke my famalamadingdong?
>>
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>>1071657
>Age
27

>Occupation
Programmer

>Income
$78,000 p\a

>Education
Bachelor of Interactive Entertainment w\ Major in Programming

>Assets
3 Cars valued at 120k
20k savings

>Debts
None

>Credit Score
Don't Know

>Expenses/month
>pic related
>>
>>1071657
>Age
24

>Occupation
NEET/odd jobs

>Income
around $1k/year

>Education
HS + IT technician

>Assets
nothing really other than a ~$3k game collection

>Debts
$0

>Credit Score
never went below zero so N/A I guess

>Expenses/month
$15 internet
$20 electricity and other shit
$15 food
>>
>>1076388
Top 20%. Trying to be top 20% of that first 20. I know people making $400,000 a year in the same position.
>>
>>1072911
Automobile's are absolutely assets. And many assets depreciate over time.
>>
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>>1071657

Just moved into an apartment that i rent from a family member so that i dont have to pay taxes on my own apartment = cash dollar.

Also, now i can live in a 1100 sq ft apartmet instead of the small one i lived in before.


>Age
24
>Occupation
Student
>Income
~10k euro a year
>Education
>Assets
Apartment ~214k euro
MUH BANKACCOUNT N STOCKS ~5k euro
>Debts
70k euro (apartment)
>Credit Score
Implying
>Expenses
The apartment i currently live in ~400 euro
food ~200 euro: Only organic food grown using pure filtered water
Phone ~13 euro
Other shit: 200 euro


Apartment i own generate ~300 euro a month after tax so thats nice.
>>
>>1077140
>>1077140
who do you live with?
>>
>>1077776
My wife's son and her boyfriend
>>
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>>1077810

I smell a cuck
>>
>>1077776
anime figurines
>>
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>>1077810
>>
>>1072932
another norfag here

>Age 35
>Occupation electrician/offshore/engineer/stuff
>Income 150k usd
>Education basic electrician
>Assets 500k appartment, 250k house, 100k in cars
>Debts 200k on the appartment
>Credit Score dunno, norway does not have that system..
>Expenses about 2k a month on shit and stuff..
>>
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>>1071657
>Age
24
>Occupation
DMD student final semester
game dev
>Income
0
>Education
/
>Assets
~1k in savings
>Debts
0
>Credit Score
/
>Expenses
parents cover basic needs for food and water,I steal internet and I dont go out/have friends so I am low maintenance.
>>
>>1077208
Damn that is impressive. Do you build a client base or is it like a one-time deal?

Any sales courses/product/books/etc recommendations? What was your training like?

I appreciate your feedback, Anon.
>>
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>>1071657
>>Age
27
>>Occupation
Financial Services
>>Income
$90,600 USD/year
>>Education
College drop out
>>Assets
$213,500 USD Liquid (some yearly gift allowance from grandparents)
>>Debts
$856.47 AMEX Platinum
$3,287 left on my VOLVO Lease
>>Credit Score
TransUnion 762
Equifax 731
>>Expenses
VOLVO Lease $410.11/Month
Storage unit $138/month
Looking for house so no living arangement payment
>>
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>>1078004
Forgot to add to assets as if it matters a whole lot... 1967 Chevy C10 ~$8,000
>>
>>1077086
Niggerwhatareyoudoing.png
>>
>>1071657
>Age
65
>Occupation
Hobo
>Income
$1000 monthly from begging

>Education
>Education

>Assets
1 4 season sleeping bag, 2 large coats and 3g heroin

>Debts
$6000 to my heroin dealer

>Credit Score
Uh.. one million

>Expenses

$1000 monthly on heroin
$10 annually on food and shelter
>>
>Age
21
>Occupation
NEET / No-lifer / Day-trader
>Income
~$7,000 from day-trading
>Education
NEET
>Assets
Computer equipment
>Debts
Nothing.
>Credit Score
No idea.
>Expenses
Alcohol.
>>
>>1078004
how are you making that much in financial services being a college dropout?

Do you own your own business?
>>
>>1071657
>Age
23
>Occupation
Walmart slave
>Income
18k
>Education
BA
>Assets
None
>Debts
25k school
3k credit card
>Credit Score
Probably shit
>Expenses
100 phone monthly
90 car insurance
Couple hundred on random stuff
>>
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>>1076876
Damn man, you are killin it. Good job.

>Age
25

>Occupation
Financial Adviser

>Income
$75k/year

>Education
Business Management (Hospitality specifically, oddly enough...lucked in to getting in Finance)
Series 7, 63, 66
Working on CFP (should have it in less that a year)

>Assets
2011 F150 ($18k)
$3k checking/savings
$10k in IRA and 401k
$4k worth of guns

>Debts
Still owe about $10k on my Truck

>Credit Score
775

>Monthly Expenses
$750 rent
$300 truck payment
$150 insurance
$30 gym membership
$110 utilities/internet

How do u guys think im doin? Im still an associate adviser, so in about a year Ill be in the $100k salary range
>>
>>1071657
brag: the thread
>>
>>1074770
Senpai, how do you like teaching English in China? Where in? Would you recommend it?
>>
I really wish they would sit you down in high school and go through numbers like these so you have some expectations for what the real world is like.

For instance, showing a paycheck and the average taxes taken out of it, or showing the differences in owning/leasing a vehicle would be like.


>Age
23

>Occupation
Mechanical Engineer

>Income
$60k/year (probably 65ish with overtime)

>Education
B.S Mechanical Engineer

>Assets
2012 sedan -10k
6k retirement savings IRA
6.5 ounces of gold in safety deposit box (currently worth 7k)
4k in checking/saving


>Debts
None


>Monthly Expenses
$1040 rent
0 Health insurance (family plan)
0 car payment (car is paid off)
$80 utilities/internet/tb
>>
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>>1078308

I found the broke NEET that just had his EBT reduced! |\HAHAHAHAHAHahahahaaha!!!
>>
>>1078319
>>1078319
This thread is literally broke neets lying.

If everyone on here is so successful and educated why is this place full of stupid ass questions and retards giving shit advice? You'd think the quality posta would be higher with so many high earners.
>>
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>>1078321

>If everyone on here is so successful and educated why is this place full of stupid ass questions and retards giving shit advice?

Because it's fun?

Why would anyone waste time giving advice to literal idiots?
I'll give you the benefit of the doubt that there are some people on here and might actually want to make something of themselves, but the majority is shit posters.

On a site like this, it's impossible to discuss something personal like business.
So let us have our fun bragging to one another, this way you might want to get better so you too can brag.

>pic related
Biz Savings
>>
>>1077985
>Do you build a client base or is it like a one-time deal?
They market leads for us. Sometimes it's lucrative to tell them they should only deal with you. Sometimes it's the exact opposite. You learn to play it. There's a couple that I've sold over $100k to and a sweet lady that requests me comes a few times a year I would refuse to sell to again on my mother's grave. You deal with it.

>Any sales courses/product/books/etc recommendations?
I like Brian Tracy and Zig Zigler. My favorite book is Cialdini's "Influence".

>What was your training like?
Simple. Just product knowledge and since basics of selling. Honestly, a better crash course in it than most could hope for, though. Reps are almost free, so the company doesn't mind bringing them on; they don't invest much in training.
>>
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>>1078334
"something personal like business"
>>
>>1078281
Are you with a national firm? What are your splits? Are you based in a big city?
>>
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>>1078093
I own a small portion of the business when the Partners made me a partner. Otherwise we implement software into large enterprise corporations that streamline their processes.
>>
>>1078035
What do you mean?
>>
>>1076832
Is it worth working in the banking industry anon? the hourly wage seems shit and the work uninteresting ive heard the only real benefits are the exit ops?
>>
Wow. Everyone in this thread is either NEET or in their mid-20s making 3x the median national income, often in industries that are difficult to get into and require strong social skills. How strange...

Anyways, here's a legit one
>Age
22
>Occupation
Order System Processor
>Income
32k + full bennies
>Education
B.A. Economics from a mid-tier state university; currently going to night school for accounting so I can take the CPA; seriously considering going to law school after that depending on how I do on the LSAT
>Assets
My car is worth about 5k or less and I have about 200k--money earned from arbitraging bitcoins back when they were worthless, reinvesting the profits into more bitcoins, and then selling them all off at the 2013 peak--thrown into ETFs
>Debts
None.
>Credit Score
I don't check it as often as I should. Probably high 600s
>Expenses
$20/week for gas. I hate living with my parents because I feel like I'm still trapped in high school, but their house is within walking distance of where I work while the closest decent place available for rent would be a 25 minute commute each way.
>>
>>1071657
Fucking depressing. Business owner, but the business is young. Almost 4 years. Revenue will likely over double this year though.
29
CEO/electrician
50-60k
Highschool
330k in-house and vehicles assets
220k in house and vehicles debt
700
4-5k or more. Kids are fucking expensive. Daycare is insane.
>>
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>>1076574
>btc as asset
>>
>>1079809

If you can handle working in a high-pace environment with short deadlines then it's a great opportunity. I am very fortunate that I usually work between 40-60 hours a week, which is light for an analyst. I am in M&A, and I can say that I enjoy my job, even if it gives me an anxiety attack once a week at least.

I'm not too familiar with exit ops. after investment banking. I assume one could go to grad school or change industries to private equity or consulting? I am personally thinking of doing an MBA and possibly continuing in banking.

All things considered, yes. I think working in the banking industry is worth it.
>>
>>1079871
>CEO

lole
>>
>Age
23
>Occupation
student
>Income
dole
>Education
currently in college
>Assets
a dog and some used furniture, also €6k
>Debts
none
>Credit Score
dunno lol
>Expenses
mostly rent, food and bills, leaves about €150/mo which goes into savings
>>
>>1071657

>22
>Programmer
>15K €/year after taxes
>High school diploma

>Assets
>40K€ house
>2K€ car
>3K€ cash

>Debts
>32K€ mortgage @2% on the house
>12K€ personal loan @9% that I used to cover expenses related to buying the house


I'm much better off than everyone my age that I know desu.
>>
>>1080573
Damn, forgot the monthly expenses

>170€ mortage
>160€ loan
>150€ food
>175€ utilities (including heating for 6 months a year)
>50€ petrol
>50€ car insurance
>>
In this thread: people who are proud of being slaves.
>>
>>1071657

>Age
23

>Occupation
Oilfield operrations supervisor

>Income
99k

>Education
High school diploma wew lad

>Assets
15k Savings/Loose investment funds/Emergency fund
45k Investments
10k Pair of shitlord vehicles

>Debts
tfw debtfreescreambetterthanideservedave

>Credit score
No credit

>Expenses/month
Rent: $450, utilities included, 3 minute commute to work
Car Insurance $120 combined
Food: $400
Gym/BJJ classes: $100

Hitch-based work schedule allows tons of vacations but I am stingey about them so far. Basically 65-70% of income goes directly into investments, recently aggressive in energy sector because so cheap atm
>>
Been out of school < 1 year

>Age
22

>Occupation
Defense Contractor Project Management and Sourcing

>Income
55k

>Education
BS in Business Process Mgmt from top-tier school

>Assets
20k car
10k electronics
10k misc and collectable fashion/shoes

>Debts
NONE

>Credit Score
Never checked but I'd assume very high

>Expenses
450 rent
150 monthly car insurance/gas
200-800 variable on food/shopping
Travel every couple of months about 500ea
>>
>>1080716
Oh and in assets

15k savings
6k investments
>>
>>1071682
Are you me?
>>
>>1076045
U wot m8. Dude, I have no clue what village you're from, but there's nothing to be ashamed for being not married. I mean yeah, people here look wierd at you when you're completely alone, but having a girlfriend is more than enough.
Though, I don't know why you try to prove something to people you don't care about, your personal comfort should be above anything else.
*Another Ruske*
>>
>>1074625
what kind of company do you work for?
>>
>Age
26
>Occupation
Software Engineer
>Income
~$140,000 in taxable income in 2015
>Education
BS Computer Science
>Assets
$11k cash
$15k stocks
$25k bonds (listened to some terrible financial advice when i first started working)
$25k in Roth 401k
>Debts
$0
>Credit Score
715 when I checked in 2014. Probably higher now as I use my credit card for everything.
>Expenses
~$35,000/year
>>
>>1075106
what kind of business is it?
>>
>>1071675
Not gonna diss you here, but some proof from your portfolio balances would be nice..
>>
>>1082030
Are you in the Bay Area?

I'm pursuing my BS in CS right now so I'm also curious if I can find a good job right when I leave uni
>>
>>1082071
>Are you in the Bay Area?
No, I'm in Seattle. Lower cost of living, salaries are still competitive (though less crazy than the Bay Area from what I hear). Also I hate California weather.

>I'm also curious if I can find a good job right when I leave uni
Depends. I went to a worldwide top 50 school, had a developer job while I was at school, and am just normie enough to get recruiters to like me.

If you want advice I would say the most important thing is to talk directly to college recruiters - applying online only works for smaller companies - and to start working on getting a job way before you graduate (I started practicing for interviews about 6 months beforehand).
>>
>>1076776
you have no idea how much custom made furniture and cabinetry are.
>>
>Age
29

>Occupation
trader at macro hedge fund

>Income
300k base, 10% of PnL (PnL usually about 20-50 million a year)

>Education
master finance from princeton

>Assets
london condo 1.2 mil
40k car

>Debts
none

>Credit Score
accountant handles this

>Expenses
mortgage
>>
>Age
25
>Occupation
Mine worker
>Income
110k
>Education
Uni drop out
>Assets
130k savings
>Debts
0
>Credit Score
Probably crap used to have a cc that i missed payments all the time
>Expenses
400 month to my dad
People give me shit living at home but i spend a fair bit of money and still put a decent amount away
>>
>>Age
18
>>Occupation
Student!
>>Income
well per month 3000 pesos (270 - 300 $)
>>Education
Public school and im starting to study in an university UBA
>>Assets
my cellphone maybe 100 dolars? or like 3000 pesos
>>Debts
200 pesos to my girlfriend (20 dolars)
>>Credit Score
what the fuck is this ?
>>Expenses
Uhm,charge my cellphone like 50 pesos (5$)
my girfriend
food for the house
and other shit stuff

money is kinda devaluated in my country..
>>
>>1082090
Thanks senpai
>>
>Age
25

>Occupation
Accountant

>Income
~$3k per month

>Education
Bachelors in accounting, currently studying to sit for CPA exam.

>Assets
$10k FMV car
$19.8k checking account I
$.5K checking account II
$15.6k CD I
$2.2K CD II
$.5K CD III
$2k FMV stocks
$2.2K 401k investment account
$1k cash on hand/owed on various online accounts (Fidelity, sports gambling sites, etc.)
$1k FMV various electronics (computers, cell phone, etc.)
$1.5k FMV miscellaneous assets (sports memorabilia, jewelry, gym equipment, etc.)
>Debts
$.8k credit card debt
>Credit Score
727 last time I checked
>Expenses
I live at home (u mad?), so $107 cable bill per month, ~$1500 car insurance per year, ~$60 water bill per month, ~$150 on food per month, $60 on gas per month and $39 cell phone bill per month.
>>
>>1082244
from?
accountant- 3K month?why so low?
>>
>>1082264
I got less than stellar grades in the accounting courses and I didn't join any of the accounting organizations (namely BAP), so I was left to choose from the shit accounting jobs and being unemployed.
>>
>>1071690
Jesus christ, just cuck my shit up family.
>>
Senpai
>>
>>1071703

That feel when I'm your age. Didn't fall for the lol school meme.

Thank god, I'd've been fucked.
>>
>>1082278
At least you have your foot in the door and can train to qualify. Accountancy is great in terms of flexible and accessible CPD
>>
>>1082346
what trade you in?
>>
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>Age
22
>Occupation
Engineering Student, but I fucking hate it and doing very poorly
>Income
Less than 4k
>Education
None except HS
>Assets
Dead Grandmother's apartment
>Debts
100k on her apartment
>Credit Score
No Idea
>Expenses
Live with mother, frugal, almost none

Thinking about killing myself, is it too late for me?
>>
>>1074904
Pay off that credit card before I hemmorage
>>
>>1076967
How did you buy the liquor stores?
Whats the Revenue, GP and net on those ?
>>
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>Age
27
>Occupation
attorney
>Income
77k base, about 10-15k more a year in OT
>Education
JD
>Assets
20k in TSP
10k in investment fund
7.5k emergency fund
2k in stock
10k in 1 percent savings for future home down payment (fiance has 30k ready)
>Debts
190k loans, but only pay 10 percent of salary for 8 more years then forgiven tax free under PSLF :^)
>Credit Score
760
>Expenses
everying living plus loan payment about 2500 per month
>>
Serious question. Are the 20-30 year olds in this thread really making 100k+ or are they lying? I'm 25 and making 44k and I thought I was doing well for my age.
>>
>Age
21

>Occupation
City Janitor
Pizza Driver

>Income
20k Canadian (work part time)

>Education
4th year into engineering

>Assets
2 cars (20k)
24k in savings

>Debts
17k in student loans

>Credit Score
no idea

>Expenses
live with parents so no rent
spend about $400 a month

I have my money in savings so I can off my student loan in 8 months, would anyone recommend investing in something stable until I graduate then paying off the loans, or is 8 months too short of a period to make a difference?
>>
>>1082510
4k isn't that great, do you have a degree?
I only ask because theres a bunch of jobs in my city that would pay that but require no education.
>>
>>1082535
I have an AAS
>>
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>Age
25
>Occupation
Lab Technician for a Vet school, plastination
>Income
34k
>Education
BS Biology
1 semester med school
>Assets
Car, $1000
>Debts
18k - med school
>Credit Score
680
>Expenses
rent - $750
Bills - $300
Student loan payment $250

I have been working for a year as a lab tech and somehow managed to get something in the patent office already, yet I make $17 an hour producing endless anatomy models by hand. At market value I could sell two models a week and make more than I do currently, instead they have me making 10+ a week with no incentive. If my credit was better I would get a 40k microloan and start a model making company.
>>
>>1082605
Congrats, Anon.

Good call leaving med school. I pushed through and now have $230,000 in debt and make only $800 a month 'cause my specialty is flooded and I can't get a job!
>>
>>1071675
>Psychologist: 1.5k per visit

the only real thing in this post :)
>>
>Age
23

>Occupation
Started an apprenticeship as an technician

>income
9k, rises depending on the responsibilities I take on

>Assets
Does a Ps4 count?

>Debts
none

>Credit Score
dunno

>Expenses
none

Company provides me with a car I can use freely + free gas, a cellphone and I live with my gf who basically feeds me.
>>
>>1071675
Why the fuck are you spending 6k/year on business cards. Do you work the trade show booth? Fucking liar
>>
>>1071682
Your 13k would be an asset-you're gonna make it bro
>>
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>age
19

>occupation
student

>income
~4.5k over the summer

>education
BSc Computer Information Systems (second year)

>Assets
Some computer shit and a used Civic

>Debts
None

>Credit Score
don't know don't care it's not bad

>expenses
~$100/month for gas
~$2000 for yearly insurance

I want to stop being so lazy and try to study more. Maybe tomorrow :^)
>>
>>1072095
People are not firms. That is a retarded analogy. Ever heard of single-entry bookkeeping system ?
>>
>>1072911
>Car isn't an asset by default - assets dont depreciate over time

Why browse these forums if you have no clue about basic accounting rules ?
>>
>>1074480
what science ?
>>
>>1071675
CHECK EM
H
E
C
K
E
M
>>
>>1074904
jesus...
>>
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>>1075091
how long until you kill yourself?
>>
>>1075154
We're all fucked, my maplebrother
>>
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>>1077810
>>
>>1078313
>union workers explaining how much money you get take from you in the form of taxes
anon...
>>
>>1082671
Seriously? Do you live on the west coast or something?
>>
Age
18

>Occupation
Student/Retail

>Income
10k/year Part time

>Education
Currently in high school, accepted into private college going to major in Information Systems


>Assets
$5,000 Car
$1,750 PC

>Debts
$750 Car Loan

>Expenses

$150/month car loan
$150/month food/ect

Getting 90% off a $36,000 tuition cause my dad works at the college. Hoping to graduate college with less than $40,000 in loans.
>>
>Age
19
>Occupation
None
>Income
Depends on Ethereum gains
>Education
None
>Assets
My life invested in Etherium
>Debts
None...yet
>Credit Score
What's a Credit
>Expenses
>>
>Age:
24
>Occupation:
Residential Carpenter
>Income:
$34,000/year + ~$4,000/year cash from side jobs
>Education:
Associates Degree in Building Technology from trade school
>Assets:
$29,000 Truck
$60,000 Home
~$8,000 Tools
>Credit Score:
715-730 depending on current credit card balances
>Debts and Expenses:
$8,000 Student Loans
$35,000 Balance on mortgage
~$800 Credit card balance
$300/month Vehicle Payment ($12,000 balance)
~$400/month, various utilities, food, bills
>>
>>1084943
>My life invested in Etherium
You will be a rich man in 5 years...
>>
>>1084977
Gonna live on tendies meanwhile
>>
>>1071675

American Psycho Tier
>>
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>>1071675
>>
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>>1071657
Nigga where did you find a 95k condo?
>>
>>1071657
>Age
26
>Occupation
manual labor wageslave
>Income
$35k/yr plus overtime
>Education
bs in applied math plus a few graduate level classes (dropped out of med school after a semester)
>Assets
$6k "equity" in my car
$25k savings
>Debts
$9k remaining on 0% interest car loan
$70k student loans (all federal on PAYE)
>>
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Instead of participating in a data mining thread,
Why not buy lots of ethereum instead.
>>
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>>1072911
>assets don't depreciate over time
Thread replies: 267
Thread images: 33
Thread DB ID: 499854



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