Why don't schools offer more classes for children about finance? I feel like learning about history and math and science is important, but that our schools are fundamentally fucking failing to tell people how to be responsible with money or how to not be a total chucklefuck. I've seen so many people continue to live at their means (or how they'll be able to afford it soon in the future, accruing debt), not paying off the minimum payment on said debt, and getting debt on their debt
It wouldn't magically solve anything. Most kids don't give a shit and will see it as just another boring class that they'll forget almost immediately.
The truth of the matter is we can't just rely on schools to teach kids all they need to know. Parents (and children to an extent, the internet exists all the information is literally at their fingertips) need to step up and make sure their children are educated in things from finance to nutrition.
Most kids forget everything once they leave school, unless they genuinely enjoyed the subject (which often means that they learn it in their own time)
I don't think there is any point teaching kids finance, driven kids tend to pick up the entrepreneur spirit or start learning about stocks and what not in their teens, decades before others think about it.
I just feel like there are two kinds of mindsets, it's really weird
there are those that are driven to succeed (and I mean truly succeed, the ones that make businesses and run scams and stuff) that have managed to do that human disconnect, and those that just end up being wage slaves for their whole lives with 0 drive to work.
I'm currently taking a personal finance class at my high school and the public school in my city offer an economics class. Both are centered around Dave Ramsey and his lectures. The class is paid for by fifth third. I like it so far. It's actually the only reason I came here because I need to learn about money
i read a few books on finance last year because like most people, i was pretty much financially illiterate. i came out of it asking myself the exact same question.
it seems like it would be easier to hold a kid's attention if you're talking about money. the number one complaint of students in public school is 'when am i gonna need to know any of this shit'?
there were accounting classes and business classes offered at my high school but they were limited electives and not many people took them, so i think
has the right idea. but parents also need to take initiative and teach their kids about finance as well.
the idea is not to make a kid able to become a millionaire.. realistically it would be nice if we could even teach the average person how to balance a checkbook, save for retirement, and budget properly..
but of course, since people usually aren't willing to learn things on their own, there will always be people who could be better off than they are.