Does /biz/ approve of Roth IRA's?

>>1040802
roth ira are nice, but /biz/ doesn't talk about slow income streams that you can't take out until you retire because none of us are near retirement age.

>>1040814
roth conversion ladder

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>>1040814
>none of us are near retirement age

Isn't that the best time to save for retirement?

>>1041200
such is the irony of youth

>>1040802
Yes, however, the government is likely going to raid these or otherwise change the rules before most of us reach 59 1/2.

>>1040802
I'm over the income limit, but generally they won't be as good a vehicle for retirement as 401K's with matching due to the fact that saving for retirement tends to limit how aggressive people are willing to be. They're great for speculation though.

>>1041545
This. Roll your 401k into a Roth when you change jobs.