This is my first time on this board and I've come to you

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Anonymous
2016-01-07 19:47:03 Post No. 1030442
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Anonymous 2016-01-07 19:47:03 Post No. 1030442 [Report]

This is my first time on this board and I've come to you because I don't know shit about finance.

I have about 1 million JPY in cash in the US.

I have about 17K USD owed in student loans, about half of which is at a 6% interest rate and the other half is 3%.

I've been paying 200 USD a month because I didn't have much money in my US bank account and I wanted to stretch it until I was able to get some cash back in the US.

What should I be looking to do here in terms of timing my currency exchange. From what I understand the current exchange rate is garbage for me, but because I have to pay my loan off I'm under some pressure to have USd available. I can wait a bit but not until 2020 or whatever.

tl;dr when's an optimal time to change JPY to USD soonish

Anonymous 2016-01-07 20:24:37 Post No.1030550
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Anonymous 2016-01-07 20:24:37 Post No.1030550 [Report]

>"I don't know shit about finance"
>Comes for advice on a site full of neckbeards and assholes

It's like you're asking to be fucked over.

Anonymous 2016-01-07 20:41:27 Post No.1030588
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Anonymous 2016-01-07 20:41:27 Post No.1030588 [Report]

>>1030442
Do you have paypal? Gibme dat money

Anonymous 2016-01-07 20:51:15 Post No.1030604
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Anonymous 2016-01-07 20:51:15 Post No.1030604 [Report]

The potential volatility in the currency market should make you wait until the dollar falls. Also consider a bounce around, buy commodities with the yen and sell them in dollars

Anonymous 2016-01-08 08:18:56 Post No.1031719
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Anonymous 2016-01-08 08:18:56 Post No.1031719 [Report]

>>1030604
Thanks, I'll look into it

Anonymous 2016-01-08 17:07:30 Post No.1032203
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Anonymous 2016-01-08 17:07:30 Post No.1032203 [Report]

>>1030442
>Thatsmyfetish.jpg

Anonymous 2016-01-08 17:22:07 Post No.1032216
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Anonymous 2016-01-08 17:22:07 Post No.1032216 [Report]

>>1030442
>change JPY to USD
I am so sorry

Anonymous 2016-01-08 20:52:43 Post No.1032455
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Anonymous 2016-01-08 20:52:43 Post No.1032455 [Report]

>>1032216
Is there no better exchange rate in sight?

Do I just bite the bullet and do it now?

I'm aware that Imgur.com will stop allowing adult images since 15th of May. I'm taking actions to backup as much data as possible. Read more on this topic here - https://archived.moe/talk/thread/1694/

I'm aware that Imgur.com will stop allowing adult images since 15th of May. I'm taking actions to backup as much data as possible.
Read more on this topic here - https://archived.moe/talk/thread/1694/