Say you want to take a credit of 10 % of your hole capital with an interest rate of 2 %.
The you make croudinvesting with it. For example Lendingclub.
It gives you a 6-10% interest rate.
Therefore you make money with money from the bank witch doesnt belong to you (6-10%) - 2 % = 4 - 8%.
What do you think. Have anybody experience with it?
>>1026339
Isnt the problem with that the repayments terms are generally shorter than you have to make the money - even with a bond/mortgage you have to start paying back from the get-go.
>>1026341
this. John Bogle said something about that in an interview. He said the best strategy isn't buying the S&P 100%, it's buying the S&P 300%. The problem is you need to make the payments.