Trying to move out. Currently saving (have 3k tucked away). Can you live fairly comfortably on 1,400-1,600 a month? Rent is 600-900 with most utilities included for a 1br/studio where I'm at.
Car insurance is $90. I only drive to work and occasionally go out (maybe once a week). I occasionally need another work shirt or a new pair of socks. Food is probably $250-300 a month. Phone is $48. Need internet.
Basic utilities: $50
Car (gas/maintenance): $100
Car insurance: let's say $100 for rounding
General needs (clothes/household items): $100
Student loans: ?
Health insurance: ?
Other health needs: ?
Other bills/loans: ?
This is the cheapo, lower-middle class lifestyle. You'll be cutting it close either way, and you're fucked to high heaven if you get sick or injured (or even get a girlfriend you have to buy dinner for).
I'm not sure how it worked out, but I'm on statefarm and pseudo-on my grandparents insurance.
We have separate bills and one doesn't affect another if one gets in an accident, but I get their good driving record even though I just started driving one year ago. The agent is super chill tho so mabye that has to do with it.
That'd be tight but I think I can do it. That'd leave me with 200-400 a month. Really not much but idk if I have a choice.
Be over 25.
Get the least amount of liability insurance possible.
Own your vehicle and not have payments.
My insurance was $80/month and I could have gotten it even cheaper by about $20. I say was because it's $135/month now because I have to file an SR-22.
I'm 29 and my truck is 15 years old and been paid off for like 10 years.
Whatever the rent is, split it by how many roommates you have. This also allows you to pay for a 2- or 3-bedroom jointly, which is going to be much cheaper than a studio. You'll also divide those utility and household bills probably.
A 2BR (most likely) will also have more than double the studio's square footage (like a full living room or something). You'd have to post the specifics of where you're looking if you want a more in-depth analysis.
A bigger place is actually a downside to me. More to clean, and I don't get claustrophobic.
https://fortmyers.craigslist.org/ is the area I'm looking at,
and south Sarasota...
Yeah, I didn't consider a lot of things, I figured you were just dealing with an apartment alone. Parking/garage will also cost you. So will "upgrading" through amenities - some of this stuff has pools/is in low-crime areas/is premium/is downtown compared to the basic studio setup. Some are free-standing single family homes of 3 bedrooms, others are 3-bedroom apartments in a greater complex.
Also be sure to take into account how relocating would affect your commute. That $600 apartment may mean you spend an extra half hour driving to work each day if it's in the middle of nowhere.
That's about what I lived on when I was in graduate school, and I think you're going to find it difficult unless you can find a cheaper rent situation. Maybe rent a room in someone else's house? I was making about $1300, in a fairly low cost area (Omaha), and it was still somewhat of a struggle even when rent and utilities were only around $450. Generally the rule of thumb for "comfortable" living is that necessaries are 50% of your net monthly income or less, then you can save 30% and have 20% for discretionary things.