I'm thinking about getting a ham radio and just had a couple

>>62038631
>Does every operator need a licence from the FCC
yes. the regulations you'll learn when you study for the test. punishment is almost never worse than a fine.

hamstudy.org

Yes, you need a license. There are several classes of license which you can get through examination.
You are only allowed to transmit on the band of frequencies allowed by your license, your equipment has to meet a series of specifications and you have to follow proper protocol in the nature and content of your transmissions.
You would be fined if you broke these regulations, with the exception of having a license in the first place if you're transmitting while in a real emergency situation.