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credit card

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Hey /biz/ this weird situation happened to me and i didnt know who to ask; tried google but couldnt find anything. I thought you guys might know how credit card companies/credit work.

>pay Discover card but accidentally pay the whole balance
>pay with my bank of america account, not enough funds
>payment to discover card goes through, bank account overdrawn by 2.5k
>get charged 35 dollar overdraft fee by bank but my money is put back into my bank account, so its like i never made the discover payment
>Its been a few days, Discover card still comes up as having been paid.

So im guessing my discover card will get hit with some charge from Bank of america in the next few days. But hypothetically speaking, now that the entire balance is paid off can i close the account and jew my way out of paying that future charge?

Or will this shit immediately go to collection?
>>
>>2801685
bamp
>>
i only am here for phillywilly
>>
>>2801685
> 2017 and not realizing transactions are meticulously recorded

it may take 3-5 days, but you will be held accountable
>>
This is how banks torpedo your credit score, and the jew you out with some ridiculous fees
>>
>>2801685

>holding a 2.5k balance on a credit card

WHAT ARE YOU DOING NIGGER
Unless you can pay off the entire balance in a single month, don't do this. This is how you fuck your self with credit cards. The only exception is if you have 0% APR for the year.
>>
>>2801859
i figured i just dont wanna pay it.
>>2802158
The actual balance is like 3.5k, my account was overdrawn by 2.5k because i only had 1000 in it.

It was some balance transfer offer so im paying like 15bucks interest a month.
Thread posts: 7
Thread images: 1


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