credit card

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Anonymous
credit card 2017-07-16 11:03:10 Post No. 2801685
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credit card Anonymous 2017-07-16 11:03:10 Post No. 2801685 [Report]

Hey /biz/ this weird situation happened to me and i didnt know who to ask; tried google but couldnt find anything. I thought you guys might know how credit card companies/credit work.

>pay Discover card but accidentally pay the whole balance
>pay with my bank of america account, not enough funds
>payment to discover card goes through, bank account overdrawn by 2.5k
>get charged 35 dollar overdraft fee by bank but my money is put back into my bank account, so its like i never made the discover payment
>Its been a few days, Discover card still comes up as having been paid.

So im guessing my discover card will get hit with some charge from Bank of america in the next few days. But hypothetically speaking, now that the entire balance is paid off can i close the account and jew my way out of paying that future charge?

Or will this shit immediately go to collection?

Anonymous 2017-07-16 11:20:22 Post No.2801778
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Anonymous 2017-07-16 11:20:22 Post No.2801778 [Report]

>>2801685
bamp

Anonymous 2017-07-16 11:23:59 Post No.2801795
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Anonymous 2017-07-16 11:23:59 Post No.2801795 [Report]

i only am here for phillywilly

Anonymous 2017-07-16 11:37:43 Post No.2801859
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Anonymous 2017-07-16 11:37:43 Post No.2801859 [Report]

>>2801685
> 2017 and not realizing transactions are meticulously recorded

it may take 3-5 days, but you will be held accountable

Anonymous 2017-07-17 12:16:49 Post No.2802120
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Anonymous 2017-07-17 12:16:49 Post No.2802120 [Report]

This is how banks torpedo your credit score, and the jew you out with some ridiculous fees

Anonymous 2017-07-17 12:22:25 Post No.2802158
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Anonymous 2017-07-17 12:22:25 Post No.2802158 [Report]

>>2801685

>holding a 2.5k balance on a credit card

WHAT ARE YOU DOING NIGGER
Unless you can pay off the entire balance in a single month, don't do this. This is how you fuck your self with credit cards. The only exception is if you have 0% APR for the year.

Anonymous 2017-07-17 12:26:04 Post No.2802182
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Anonymous 2017-07-17 12:26:04 Post No.2802182 [Report]

>>2801859
i figured i just dont wanna pay it.
>>2802158
The actual balance is like 3.5k, my account was overdrawn by 2.5k because i only had 1000 in it.

It was some balance transfer offer so im paying like 15bucks interest a month.

I'm aware that Imgur.com will stop allowing adult images since 15th of May. I'm taking actions to backup as much data as possible. Read more on this topic here - https://archived.moe/talk/thread/1694/

I'm aware that Imgur.com will stop allowing adult images since 15th of May. I'm taking actions to backup as much data as possible.
Read more on this topic here - https://archived.moe/talk/thread/1694/