How fucked am I?
>agreed price with seller 190k
>go through all the hoops, get per-approved and go through the process.
>Bank appraiser the house for 180k
Any kike bros oh here that can give me the scoop? I'm already making a 15% down payment.
Do I just talk to to the seller and ask for a lower price? I should mention this is a duplex.
>>2556210
Oh... so this board isn't actually about business, just memecoins.
>>2556210
Why didn't you appraised the house before agreeing to buying?
You'd better say something now before money exchanges hands.
As John Mayer would say when he's not literally talking about niggers in Playboy interviews "~Say what you need to say~"
Also >>2556257
Maybe there is a reason, who knows
>getting a loan for a house
>>2556210
how did the appraiser get to that number? if it's a fair valuation you might try to get the seller to drop the price. it's actually happened before so there's no harm in asking. be sure you can explain *exactly why* the appraiser is saying that's what it's worth.
a 10k difference i price might not be that much of a concern depending on the location of the property and how long you're going to hold it. if it's in a good area, you should make that back in a few years if you factor in your tax write off . and you'll probably be wondering why you were so worried about a less than 5% difference in price.
your only other option at this point is probably to just walk away, lose your deposit, and consider it a lesson learned.