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What do you guys do to build credit? So far I have 2 sub $10k

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What do you guys do to build credit?

So far I have 2 sub $10k co-signed loans. I co-signed with my dad to take the interest down to 4% from fucking 20%. First was for $5k and I paid it off in a year and the second was for $9k and ive been paying it off for about 2 years now. I just don't think it's really building credit is it?

Do i buy a credit card? I really don't know what im doing but I plan on buying a house in 2 years so I want my credit to be good.
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>>1776075
2 years away from buying a house with no CC history. Ok m8.
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>>1776075
>Falling for the credit meme

Eternal goy.
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>>1776075
That's like paying to raise your achievements on xbox.

I will never understand Americans and their credit score, good thing that shit doesn't exist anywhere in the world.
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>>1776089
Thats where youre wrong, kiddo.

VA Loan
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Idk i have a 750 at 22 just be a good goy and have direct payment setup
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>>1776093

Credit cards provide rewards and purchase protection.

Businesses can write off interest payments from their taxes.

Poorfag
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>>1776075
my friend buys gas and groceries on credit

Hes 19 and has a score of 740.

Started with a capital one card. I'm doing the same now.
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Bumpo
Thread posts: 9
Thread images: 2


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