I have £19,000 in an ISA, which sucks as it is only 0.3% per

Get it switched to a stocks and shares ISA.
Buy doge, short PRAN.

>>1739440
open a forex account and trade

>>1739440

Nothing. Transfer your ISA to Charles Stanley, start investing in shares and funds.

>>1739440
To safely invest the money put it into government bonds or a money market account.

Otherwise I'd recommend putting it into an index fund like vanguard bond-stock ratio accounts.

All of these are quite hands-off investment options.

>>1739440

The UK ISA limit is 15k and no bank ever offered 8% ISAs.

you'll be sorry you didn't put it into bitcoin

>>1741472
15k PER YEAR, genius.

And in 2007 the average ISA rate was 5.5% so 7% isn't so far fetched.

OP: Keep some in a cash isa and dripfeed that cash allocation into a help to buy isa (Barclays, 2.27%). Put most in a stocks and shares ISA. Also consider taking some out of the isa wrapper and playing with some P2P, you can make 12% easily on MoneyThing or Ablrate.

>>1739440
Index fund - good one is the vanguard life strategy 80% - its 80% index funds 20% bonds - 9% interest last year