A year ago, I got a car loan for $10,000 through a first-time-buyers program. Because I had no credit yet and couldn't get a cosigner, I've been paying 11% APR.
Now that my credit score is higher, I've been getting offers from random companies claiming that I qualify to have my loan transferred to them and only pay 3-4% APR.
Has anyone else done this? Should I do it? I just don't see the downside, but maybe I'm missing something.
>>1394387
just google a refinance calculator man