Having tracked my purchases, booze is about a quarter of my outgoings.
Do rich people just not drink? Or stop at one or two?
Maybe it's my Irishness but I figure I'd be rich if I quit
>>996933
>a quarter of my outgoings
Wtf are you on Jersey Shore?
Alcoholic thread?
I'm trying to have a dry day. 5pm so far... going ok.
A bottle of shitty vodka at the supermarket runs for 5$. That should last for 2-3 days I assume?
A lot of Joe Sixpacks read zerohedge and follow their mindset of impending doom very closely. The site has been more popular than ever.
It just dawned that the people who have been reading Zerohedge in anticipation of the next crisis have been wasting their time for the past six years.
Tyler Durden dangles the carrot of crisis before readers, looking for any excuse – however small – for the market to crash. Every time the market drops >1% in a single session the zerohedge crowd is running victory lapses like they all saw it coming.
I remember the days when zerohedge provided some insightful articles on the housing bubble while most other news sources were still in denial. But now, that place has turned into a Russian propaganda tinfoil conspiracy heaven. What a shame.
Why do people still read Zerohedge?
>>996852
>Why do people still read Zerohedge?
ZH provides content that a lot of people find humorous and informative. ZH connects with some who are in the edgy side of finance and and whose dark financial thoughts are suppressed until ZH shines light on similar thinking. Also, Finviz runs as many articles from ZH as it does Bloomberg as "news" so a lot of ZH gets "shared".
-Submitted by a regular ZH reader
>>996852
Oil is bottoming
Housing is at 2007 levels
Fed rate is 0
Employment is back to 1970 participation rate
Federal debt has doubled under Obama
Christmas sales are down 10%
These are real things. Nobody in the government is addressing them. Zerohedge is that outlet.
We average a recession every 8 years, and it's been 7 since the last one and we haven't fixed what was broken from the last one. Doomsday is coming. It's just being put off as long as possible through FED printing.
We are literally in unforseen territory. We are entering the next recession with the FED rate already at 0.
>>996873
>We are literally in unforseen territory. We are entering the next recession with the FED rate already at 0.
Fiat bubble implosion imminent. Pepper your angus.
what is stock broking about? what are they doing?
is it shit tier?
>>996693
It appeals to a higher form of degenerate gambler. Commodities trading is the best (and most dangerous drug) I've ever come across.
Buy and sell lots of stocks at great prices.
What "great price" is depends on the institution. There are different performance evaluation methods.
>>996696
what does the numbers mean and the reason they call people?
Is it possible to do something like this or is that anon lying?
pic related is his balance
Is this what CEOs do all day?
https://www.youtube.com/watch?v=YCB6AybM4Cs
how the fuck did this goober get a 100 mill networth
He plays a lot of LOL too.
https://www.youtube.com/channel/UC8gjB1PSXv_oAUSAQ16S0fA/videos
How much are you getting paid to flood the forum with this retard's face?
Will the web development market crash soon? Is it a retarded idea to get into web development?
I don't consider the web development market inflated, am I wrong?
>>996303
this.
sure for shitty development, yeah there's thousands of guys all over the world for cheap.
But for a good quality site, with flash and social media, you still need a good dev, and they arent cheap, those guys make good money.
its all about that portfolio.
>>996294
No it will not crash. I anticipate it will expand for another 3 decades at least
I am NEET in dire need of a shitty entry level position, and soon. No time to get food handlers to McDonalds/etc is out of the question.
I've seen quite a lot of people on /biz/ discussing lying on your resume. Has this ever gone bad for any of y'all? Do you need to do extensive research on the position you lie about for the interview?
Here is my current resume (1/2) any information on resume lying or just general tips to make me more hireable would be extremely appreciated.
2/2
A couple jobs I'm looking at with T-Mobile, 1/2
How do you escape bad childhood /biz/? Just how? Is it even possible?
>20
>NEET
>No higher education other than secondary school
>Low experience
I recently got fired from my job as a customer service guy for not showing up to work because I was homeless. I was homless from 15 to 17 years old too so I didn't get a chance to actually gain the qualifications I wanted when I was younger.
I'm not homeless anymore but fuck, I've lost all hope. I'm in debt, have no job prospects and have no motivation anymore.
I'm fairly certain there is no way out of this for me. I can't bear the thought of having to work some shitty 9-5 for the rest of my life knowing its within my ability to do more.
I'm pretty sure if you're born poor and have a disturbed upbringing, you are fucked for life. Of course there are exceptions but they are rare and even then you still need to be fortunate.
Employers expect me to have a degree or a lot of experience, of course I could explain to them why I don't have any of this but they don't care and nor should they. I wouldn't If I was a business owner either. I'd have sympathy for their situation sure, but I wouldn't hire them.
It's a fucked up feeling seeing your old school friends do a thousand times better than you because they had support in place, especially when you are more intelligent, harder working etc. One of my friends has actually said this to me:
''If you had a better childhood, you'd be making so much more money than me right now''
If you had a relatively decent upbringing, you should thank your parents.
Rant over.
What do?
buy a ball python.
Buy Bitcoin
>>996220
Kek
I don't like snakes
discussion on bitcoin also how anonymous is bitcoin, can it be traced if I buy questionable items
Well this certainly is a first. Can you explain what you mean by 'bitcoin'?
I have never heard of it being discussed on this board.
This is completely new to me.
>>996072
maybe. But if you were buying questionable items you would use tor anyway so no.
>>996072
Takes effort to be anonymous. Most people want an easy to use Bitcoin which requires your info.
Who here is good at investing and profitted of their investments. What are some safe investments?
I'm canadian. And I've never invested before.
Should I put money in a TFSA? How much should I put in.
Am I allowed to invest in these companies? Are they good companies to invest in?
>MO
>T
>XEL or DUK
>KHC or MDLZ
>PG or CHD
>CVX or XOM
I have a friend that made 12k and lost 5k from investing in 6 different stocks. When I asked him if I should invest in these things he said "no" because chevron is tanking.
I asked him for help in what to invest in and tell me what to invest in and he said "just research it yourself". I asked him if I could just invest in the things he did because I'm so clueless and he said "What if you lost money when I told you to invest in something".
I don't understand. What are some sure ways to make money? Investing in gold and silver? People on this board suggest making a small business. But how do I do that? I've never done that.
Some people on this board claim they made 100,000's a year, or have millions from things they have done. And I'm so jelly.
How did you guys pull this off?
No one here is good at investing. Go read a book
>>996053
>Some people on this board claim they made 100,000's a year, or have millions from things they have done. And I'm so jelly.
Every board has these 14 year olds. Nobody here is worth more than $100K. Nobody has proven any official account statements. They just edit e-statements in their browser and take a screenshot. You must be new to 4chan.
www.financialwisdomforum.org
www.bogleheads.org
Ways to Jew le System or Live Frugally:
I'll start,
>Visit foodbanks and take canned/packaged food, fill your backpack with it and say that you are homeless and need to stock up because you've been going hungry
>Ride the bus for free, if they ask to see your ticket then run away or say you forgot(not recommended)
>Get a prescription for adderall and sell the pills individually to rich college nerds
>Fake schizophrenia or similar to get free dosh, research symptoms and then put on a good display, if you do then work cash jobs so you get even more shekelbucks
>Try to open parked cars on a busy street, sometimes one will be open and you can fill your pockets with a bunch of free shit
>Visit places where heroin addicts go to shoot up and ask for free needles, in some cities you get them no questions asked
>Rob people with a BB-gun at night for their mobile phones
>Get bolt cutters and cut the locks off people's bikes, you can use or sells the bikes(optional)
>Trick retards in RuneScape or similar game then sell the gold
>Get a friend to distract people holding garage sales then steal valuable things
>Help someone move houses but steal things from some of the boxes
Post your own Yiddish ideas senpai!
>>996044
This thread reads like the product of a sick and twisted mind.
>>996048
It's just brokefags who don't want to work.
>>996044
You can download just about any entertainment medium for free. That provides you with unlimited entertainment for $0.
There are people who paid money for DVDs this past Black Friday. Think about that.
What do you think of Shkreli's investing basics?
The google power point slide is below
https://drive.google.com/folderview?id=0B7KHNVOBFX8qMEs1LWlKamZsRE0&usp=sharing
Here is the youtube video where he teaches
https://www.youtube.com/watch?v=qrgnKMDRh3s
>>995822
I think he's a smart guy and I got mad respect.
>>995866
smart but darn he is a douche
>>995870
Fuck off. He's starting a commentary on diseases that are long forgotten and bringing them back out in the public eye. He may act like a dick, but shit wouldn't you? Before anyone knew his personality they hated him for his practices. I think he's being a dick ironically tbqh. I would too. And he's bringing attention to neglected parasitic infections/diseases.
Hi /biz/,
I'm desperatly in needs of your advices.
>Be 28
>French living in France
>Been a NEET until 25
>No master degree, only the lowest professionnal degree of my country in electricity and IT
>Contracting in a service provider company
>Currently working in IT networks in the biggest ISP company of my country.
>Woring on CCNP certification that should be giving me an engineer status equivalent (for what it worth)
>Willing to go work in China (preferably Hong-Kong to validate an experience as an Engineer to be taken seriously once coming back in France
>Have 40€ of savings
>Want to go in the stocks markets but it seems really complicated in France because of the taxes which are crazy
>Be in a strange/open realtionship with a girl for 5 years
>Used to fuck a lot of girl when she didn't, I want something serious now but
>She studied for 4 month in Scotland
>Get fucked by a mult-millionaire Israelian who makes her a sugar baby/slut
With this man, far above me in any way, entering into my life, I feel weeker than ever. Even if I'm social, sportsmanlike, open minded, good with the girls, hard worker...
I feel like being born in chains.
I study hard in IT, even if I don't like this work. I want to make money, I need to, but I don't know what to do.
I was thinking of studying to get a Master degree in finance apart of my work, but it seems hard and I don't even know if I'll be taken seriously if not coming out of a big school.
Does anybody has advice to start with finance, tricks to make money through activities using internet or whatever?
I never worked so hard in my life and still feel like it worth nothing. Is my fate to be a wageslave for the rest of my life?
>>995760
Holy shit why did you write this blogpost?
try r9k
>>995760
K.. KEEP ME POSTED
What would happen if someone happened to take out student loans, finish their degree(or not) and then left the country without paying them back?
Their credit would be shot but would anything else happen if they didn't return? Because I'm not sure why this isn't a more significant problem. Couldn't tons of people theoretically do this with no repercussions?
>I posted it again
>>995687
>He's been on this NEET board so long he remembers every thread
lmao that's pathetic.
But really tho i wanted to discuss the topic again
>>995690
>so long he remembers every thread
You mean last week
I work for a temp agency. I have worked there for four years. Part time September-May and full time from the end of May until the the end of August. This year I'm in between studies, so I have been working full time since May. I'll keep working there for some time, if things go my way.
When I work, it's 8 hours a day, and the salary is the same as if I were an actual employee in the business I'm sent to. It ranges between $16,5 and $19,5 per hour, depending on where I'm working.
I tell them every month when I can work, and they always provide work. There is no pressure to work - they never bother me if I've said I can't. A lot of the workers are students. There is a higher demand for temps than my agency can meet.
The thing is, the temp agency bills the businesses where I'm sent to work over twice my salary. I don't have a problem with that, but I want to push for a bigger wage.
Their expenses and recourse use directly associated with me are very low.
First of all, they don't pay taxes or VAT on any of their billings. Second, their only expenses are a low employer's fee and a cheap health insurance to cover occupational hazards, which are essentially none. Full coverage not needed, living in a welfare state. If I work 4 days, all their expenses for a year is covered. Every day I work after that they essentially have my salary in profit.
Third, they rarely actually need to find work for me - I get it myself. They have allowed me to make appointments with businesses on my own (usually, all appointments must go through their call center first), as long as I just report it to them so they can bill them and pay me.
I have a very good relationship with several of the businesses where I work. They ask for me specifically and have given my firm very good feedback. On several occasions I have been offered permanent positions at different places.
I've been at this one place for three months now, one of the better paying places.
cont
either start working for the companies directly, and cut the temp group out of the loop.
OR tell the temp group you are not okay with them taking such a large cut, and arrange it where you get paid more from your labor.
sounds like the temp group is raping you. Their usual cut is 10% to 25% of the wage.
...and they want to offer me an extended stay from mid January until June, which I am inclined to say yes to. The temp agency don't offer any discounts even if temps stay for a long time - the billings are flat.
I'm thinking that my good relationship with customers, low costs and the piles of money I reel in for them should entitle me to a better wage and a few perks. But I'm not entirely sure how to approach it.
There are two ways I think it can be done:
1. approach the agency individually and try my best to get better terms
2. approach them with 3 or 4 other employees who feel the same as me
I meet a lot of temps from the same agency when I am out working, and I have gotten to know some of the more lucrative ones outside of work too. They have been thinking the same as me. We've been discussing if we should try to show up together. We've been toying with the idea of threatening to make a competing agency if they won't renegotiate our terms, or making the other employees aware of how much the agency makes on them. I myself don't mind them making money on me, but it could demotivate A LOT of people if they knew.
We could quite easily snatch some of their better employees. If we are to play that card, we need to show them we stand together.
What we really want, though, is to maintain our jobs but make more money from it. I don't want to spark an employee outrage or be a dick, but I could do it as a last resort. We won't be staying at the agency for more than a couple of years and it's not really a path to the career any of us wants in the long term.
What would you do /biz/?
Also, I should have mentioned that most employees at the temp agency are not aware of the high billings at all, and I'm pretty sure they ask their customers to keep it on the low. One of the other temps told me he was subtly asked to not speak of salary or billings with others.
>>995656
I make the same amount of money as if I was a permanent employee in the businesses I work. I don't mind them making money on me. They offer a lot of flexibility while also giving me the opportunity to work a lot when I want or need to. I want to work there when I go back to university studies too because of that, so I don't want to quit, but I sure want to make more.
See, my labor is not really worth the bill, the agency can bill a lot because there is an extreme need for temps and too few temps.