So i have inherited 150k from my parents and wanna start investing however im not very experienced would stock simulators help or should i give them up? Specifically i use investopedia stock simulator advice?
B I T C O I N
>>1033482 i did not ask for bitcoin farming advice did i? Besides its worth it anymore
No need for simulators, bro, just spend it all on PETR4 stocks.
How bad can it get, realistically? Everyman for themselves? Or barely a ripple like 2008?
Aol 2.0.
What are the chances of the dollar exchange rate going down?
>>1032900
low. The rest of the world is probably going to suck harder than the US.
we are looking dow back at 18k and over already in march. possibly even in february
can huffington post be any more fucking stupid
http://www.huffingtonpost.com/monica-leftwich/100k-student-loans_b_7968752.html
>gets TWO masters degrees in dumb fuck communications and intersectional feminist dance therapy
>single mom with two kids
>six figure debt
>refinances for a TWENTY-FIVE YEAR repayment plan
>doesn't care or give it any consideration since the payments are taken right out of her paycheck
these are the people who say that it's impossible for the average american to make a living. they do dumb fuck shit like this, make stupid decisions based on ignorance, admit they're ignorant but just dont fucking care and will continue to do dumb shit, and then ultimately blame someone else for their problems
I can't fucking believe this piece of shit got published. You know 22 year old "millennial" retards everywhere are gunna be reposting the shit out of this.
holy shit fuck the huffington post.
>two masters degrees
>still writes like shit
Ok i just finished reading this. Pretty sure i have cancer now.
>i fell for the education meme TWICE
>muh new toys i need new toys
>debt is so terrible ill just stop caring
>readers, you too shouldn't give a fuck about being financially stable
>my credit is only above 700 because of a government backed loan that i cant default on, so ill just pack on more debt
I expected a Bernie Sanders 2016 plug at the end tbqh
>>1032664
> the huffingpost is utter shit
agreed
> this woman made bad choices
agreed
BUT. My thing is this: Universities need to stop fucking offering degrees that have zero career potential. It would be like doctors offering sugar pills and saying they cure a disease. its fucking dishonest and theivery of the university system to be convincing young people to get degrees without a profitable future to them.
So while I do agree OP, I think the current USA university model needs drastic changes.
How do you guys convince yourselves to spend money? For example, buying a $20,000 car rather than investing $15,000 instead and getting a much cheaper car.
>>1031727
You're talking to man that dropped $25,000+ AUD in the last twelve months with sporting gambling and got it stolen by the regulators.
>>1031727
>For example, buying a $20,000 car rather than investing $15,000 instead and getting a much cheaper car.
I don't spend my money retardedly like that.
It makes no sense not to just drop that $15k into an Index Fund so that it can earn you a reasonable amount just drive a cheaper car that gets you where you need to go anyways.
The difference between a $5k and $20k car in terms of practicality and use is nearly non-existent. If it's a reliable model, has a reasonable amount of miles on it and fulfills the requirements I have for transportation than there is no point of spending more.
Trying to "impress gurls and other people" is a race you cannot win with a $20k car. You will need much more money and it's not even desirable to achieve that.
>>1031749
Bullshit. a 5k car is likely to have done 100,000 miles on the clock already and will be lucky to do another 100,000 A 20k car might've done 10,000 miles, if that.
My mom is really pushing me to take up nursing in college because pretty much all of my family is a nurse. They all make good money, but it's not really the job I want to be. I'm more of the lawyer or the investment banker type, but it's highly unlikely due to my moms disapproval and I won't be attending a top 10 school.
Can I still live the life I want to live while being a Nurse?
>>1031597
If the reason you want to be an IB or a lawyer is because of the prestige/money associated with it, why not become a doctor?
If it's because you like the culture surrounding finance and law then you are only going to be satisfied doing that. Doctors/nurses (other than psychiatrists) make money from helping people, lawyers and bankers make so much more money by often exploiting other people.
godamn, with that mindset you are sure more than qualified for being the doctor's bitch.
>>1031597
If grill
>bra and a time stamp or gtfo
If fag
>kill self
Now that the Electrical Engineer and Chemical Engineer bubbles have burst where are all the hot new jobs going?
My guess is Computer focused fields.
http://www.bls.gov/ooh/computer-and-information-technology/home.htm
All but one of these jobs are increasing immensely fast.
What do you guys think?
I went into cloud-based technology out of undergrad some time ago.
I did it because I figured when shit is bad, software automation makes a good replacement for human labor. When shit is good, we can amplify human effort with software automation.
IT investment generally holds strong during recession because companies need to maintain operational efficiency.
I have friends who went into pharmacy and electronic engineering and they're both kind of stagnant. I'm in the Denver area making $110k and interviewing for a job ~$130k tomorrow. Salaries keep going up.
>>1031273
What sort of Computer field shoudl I focus in then?
>TFW studying EE
I'm doing power engineering which has a median age of 50+ in my area so I figure there will be a ton of opportunities.
Eh I have a top business school and was thinking about doing a master's in data analytics.
WHY THE FUCK DO YOU STILL HAVE INVESTMENTS? WE ARE IN THE START OF THE SECOND GREAT DEPRESSION
WHAT GOT US OUT OF THE DEPRESSION? WW2
SELL
E
L
L
EVERYTHING
BUY AMMO, FOOD, WATER, GASOLINE
GET PREPD
WE WILL NOT RECOVER FROM THIS
IT BEGINS TOMORROW
I WARNED YOU
explain? I know nothing of this
canadafag here
/pol/ pls
>>1029397
Fucccck why now
Do you think if I buy 30k worth of gold from apmex it can get here before the crash starts???
Would Bitcoin crash in a recession, or would it actually rise?
>>1029180
Bitcoin is relatively new and has yet to see a major economic shift.
If something horrible happens to the world currencies, I know my BTC will be my fallback of preference.
>>1029188
Bitcoin will crash soon- someone will invent new coin, no need to verify bank details when you purchase- it will get pumped up to $1000 a coin, sold for $200, then get pumped to 650 and go to $50, then become worth nothing.
Just like your stupid bitcoins
>>1029180
bitcoin is so fucking small it has nothing to do with economic situation whether it's recession or something else.
>I can always make money, but I cannot bring back my 20s
So being a greedy post-grad/millenial. I live like a monk and put away a certain amount of money every month in the hopes of investing it and making more money. I also live below my means and all I am concerned about is getting ahead in my career.
Now I have friends who are being Jack Kerouac all over the place and they claim that quote above. Now I am torn. Am I really wasting my life and youth in this rat-race? Or am I stepping myself up for awesomeness later on in life?
>>1029012
if youre not rich (or sincerely on your way to becoming rich) by 25 then give up and start living it up while youve got some years left m8.
>>1029012
Why not be awesome early in life and make tons of money in your 30s?
Get rich by 35 and live the next 10 years like you're in your 20's. It's what most rich people do, and they can get away with it because they have the time to workout, look good, and party hardy.
Biz, I'm planning to expand my escort agency. I need ideas on how to recruit girls and any other tips.
I have two girls currently working for my agency.
Profits are good and I'm in a country where this is legal.
Also, it wasn't my idea to create an agency, I was approached by one of girls and I had the resources to make it happen.
>>1027292
Go to clubs and show drunk girls piles of cash and ask them how they'd like to make 4 rubles in one hour
>>1027295
I'm in a first world country. Doesn't really work.
Watch that porno documentary on netflix
The dude just posts craigslist ads, buys thier flight, posts them up in a house and collects the cash.
Thoughts on Deloitte?
They have some consulting workshops open for students looking for internships (information sessions)
Any general advice? Should I try?
>>1030653
Tldr on deloittie
>>1030653
Deloitte is scheisse. Go for BCG/Bain/McKinsey if you want actual consulting.
>>1030674
They're really heavy on recruiting in my university ( Carleton ) I've heard it's pretty cut throat and they work you to the bone but the rewards are pretty good.
/biz help pls: is this faggot making sense or is he talking out of his ass?
>>1030631
He's got some merit on underlying mechanics but theory doesn't always work in practice.
Also he's saying a lot of obvious shit to try to credit the shit he has no clue about.
I just joined a relatively known Startup here in Germany, and I really want to boost my sales.
Can u guys give me some recommendations? How to sale everything to anyone?
Thanks!
throw in a free pepper spray and tazer with every purchase. advertise as "rape proof".
>>1030562
What are you selling?
>>1030564
https://trafficmonsoon.com/land.php?id=2&ref=Sawczenko
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With such plans you can't go wrong, because the quality of advertising services you're paying for out-weigh the price. Advertising purchases are delivered fast, and withdrawals are processed within 24 hours.
Share up to 110%
10% Affiliate Commissions
This really is good and quality advertising. Give this one some real attention.
Perfect for promoting new releases, and your other opportunities.
You can use the traffic exchange for free, so there's no reason not to try this one out!
https://trafficmonsoon.com/land.php?id=2&ref=Sawczenko
>>1030554
stop shilling ur shit this is a scam fuck off nigger
>>1030554
Yea, I looked into it, complete scam, OP. Hope you didn't put anything into it.
has anyone on here [doubtful] taken the CFA?
does HPB have books that can help me start to self study?
local Uni here offers classes but I want to wait for the June 2017 exam, Level I
until then I was hoping to start getting my feet wet and studying and getting tips &
tricks and a feel for the exam
already in the industry, i have a S7 and S66, just want to advance in my career and be an analyst
tl:dr CFA - anyone here taken it?
>>1030492
Jesus fucking Christ, just give up.
>>1030499
why?