How do I get a cushy gig like being a photographer or interior decorator?
Incredibly posh person probably not related.
>get degree in photography
>become god-tier in photography
>become god-tier with photoshop
>have a magnetic personality
>join a big ad agency
>>1052423
>>get degree in photography
Seriously?
>>1052430
Thats what my friend did.
Is information systems a meme major?
I'm 3rd year Computer Information Systems student at Pennsylvania State and it seems pretty interesting and easy so far. Haven't had any internships yet, but will try to get something this summer.
What's the outlook like for CIS grads in 2016?
>>1052330
IDK about your particular major. But if you're talking about the work, I work in analytics and when I was searching for a job a couple months ago I literally got cold-called 20 times a day by recruiters to do shit related to Data-warehousing, ETL and Hadoop ecosystem stuff. So it seems like a pretty good bet.
>>1052337
Sounds good. I'm looking forward to it.
I'm pretty shit at math though, IS is a business major after all.
I know SQL, some SAS, some basic Cpp.
I hope that advanced stuff doesn't require much more than Calc 1.
why didn't you major in IST?
So my aunt came to me and want me to use her money to invest in crude oil. I'm not asking you if I should or not. I'm asking how to invest in it.
What website, account I need make?
Can I invest in crude oil directly? or is it a company I'm suppose to invest in?
My thought process. Create account on the website that let me buy the crude oil>link bank account>buy shares of crude oil.
Ahahahahahahahhahhahahahahahahaaaaa
>>1047209
Yeah doing that kind of research is too much of a hassle. Why don't you just fill up some gallons at the gas station and store them in your garage?
>>1047215
>Yeah doing that kind of research is too much of a hassle
Do you type that to every thread?
I did do some research and it lead me to ETF so do I use scottrade and buy those popular ETF? The ETFs prices are way less than the price of crude oil so if the price of crude oil were to go up $10, for the equivalent ETF, how much does it increase? Honestly it's a lot to research on. And I just want to buy it, get it done and do my other stuff.
There's idiotic questions all across this board. She wants to buy it as soon as possible so figure a kind anon would point me to the fastest way possible for me to buy it.
Your opinion on Rich Kids of Instagram/Snapchat/4chan/whatever?
Reminds me of those kinds of girls who post pictures of themselves going to clubs in their little black dresses, "girls night out lol" type, they seem to have no opinion or hobbies, or anything. Just boring empty lives, except on camera I mean
Maybe you should hustle as hard as you hate, OP
>>1050471
Maybe their instagram blogs are just sarcastic, no?
I'm a young adult with very little money and I'm interested in starting my own business in the near future. Here are my plans.
>First half of 2016
Read as many books on business/motivation/entrepreneurship as possible. Model my lifestyle to be similar to as many successful entrepreneurs as possible.
Activities: School/Work/Self improvement/Learning
>Second half 2016
Begin daytrading the little money I have to increase funds for my future business.
Activities: School/Work/Daytrading
>2017
It's go time, use all daytrading profits to begin establishing business. I will put school on hiatus in order to maximize business earning potential.
goo plan?
no
Daytrading is not an effective way to raise capital for a young adult with little to no experience. Even after studying for half a year, it's just not realistic.
>>1054278
>Begin daytrading
this is for cucks, do value trading based on fundamentals and trade paper first
Hey /biz/, I need a $2,000 loan but I have no credit. How do I go about doing this?
Let OP be a lesson to all the other /biz fags who schill "hurr herr dur, always pay in cash, buy house in cash, why use credit cards.
>>1053793
>>1053793
>always pay in cash, buy house in cash, why use credit cards
What exactly is wrong with that?
Is the dollar going to go up? Thinking of converting some of my euro savings.
Short the yen
>>1053765
How?
Why do minimum wage advocates like Robert Reich and Bernie Sanders point to things like increased productivity to support their justifications for higher wages? For example, says that because workers productivity is higher now than it has ever been, then workers should be paid more. But does he not realize that much of this productivity is due to more efficient technology?
>much of this productivity is due to more efficient technology?
So this is your thesis, not the rest of the crap you posted.
>>1053116
You should take a look into the old programmers that did machine code. Got laid off when all those years into producing the likes of calculators came out.
As much as "capitalists" moan and groan about minimum wage, they cannot outrun the truth.
If your profit margin is based upon primarily selling to a lot more people than going hunting for whales, you'd be better to pay them well. The reason being is if you drive down the wage far enough, and then become reliant on the cheapest of cheap labor, people no longer have the money to buy whatever goods you're selling.
If 1 company relied on offshored labor, it's one thing. But when nearly every large company relies on it, and have now set up their entire systems around it, there' little that can be done to reverse it.
You should be able to completely support yourself without government assistance on minimum wage
How are we related to the state of the economies of China and USA?
How do you intend to profit of them?
What can we do to profit?
Do we invest in pic related and pray to the market gods?
Are we going to be experiencing said recession ourselves?
>>1051799
uhh countries gdp has growth in oil or something, so you cant profit then KABOOM ron paul
>>1051812
is it just me or can I not understand that sentence
bump
Active Bitcoin dev loses faith in Bitcoin:
https://medium.com/@octskyward/the-resolution-of-the-bitcoin-experiment-dabb30201f7#.zdyvaqrlj
>>1043080
Noooooooooo
BUY ETHERRRRRRRRRRRRRR
>I refuse to spend money to make money
>I think that my situation is outside of my control
>I don't read books
>I try to daytrade
>I go on /pol/ and/or /r9k/
>I post images of frogs on 4chan and get mad when my stocks are down
>I think that long term investing means my stocks should be increasing in value every single day without fail
>I get made when my stocks are down by a few percent for a couple of days
>The stockmarket is for smart people!
>I do the bare minimum at my job
>I am planning on buying an iPhone
>I'm going to major in English
>pays for digital media instead of pirating
>collects anime figures/video games/anything that depreciates in value
>Tells the truth in job interviews
>I don't research the jobmarket or the prospect careers of my major
>I look for excuses instead of solutions
>I try to find what's *wrong* with me rather than how I can overcome difficulties
>I think other people are simply more gifted than me and self-defecate
>Plays computer games
>they're never going to pay me more because they are evil so I have to accept this
>I'm over 23, I don't have to learn anymore!
>i'm poor because of the jews/west/communist
>i'm going to buy the most expensive car/house possible, I will manage the debt somehow
>thinking that buying real estate and renting it is the only viable option when it comes to personal investing
>not even trying to understand stock market and labeling it as gambling
>labeling loans as evil and always paying up front with all your saved cash
>keeping huge sums of money on checking account for years while saving for something
>an entrepreneur is he who lives like no one else will for 10 years so he can live like no one else can for the rest of his life
>I'm following the tai lopez mba tutorial to set up my first business selling vemma sodas
>I use drugs recreationally outside of very rare social occasions
>"/pol/ is right"
>I don't read books
>I buy Ethereum
>I buy Ethereum
Yeah, this is how I know you don't know shit.
These threads are gay, stop making them.
>>1051804
19 yo
I'm guilty of
>I use drugs recreationally outside of very rare social occasions
>Labelling loans as evil ans always paying up front with saved cash
>keeping huge sums of money on checking account for years while saving for something
OP, explain to me why these are antithetical to success. I'm not asking in an adversarial way, I'm just trying to put myself in the best position possible while I still have time.
I agree with most of this. Our CEO is notorious for hating hearing the same idea twice. If it's a good idea, it should be action.
Actions speak louder than words.
>> I'll do XYZ next year
>> I'll start saving next year
ugh, shut up already.
why would anyone want to program for money?
you spend all that time learning only to realize what you learned is outdated because everything in the industry keeps changing.
Everything is getting open sourced, people only want free software nowadays, even if you try the sell the software it gets pirated.
It's also back breaking work, its stressful and requires constant thinking, but you never get awarded for your efforts.
How is someone in their 40's or 50's supposed to keep their programming career? I highy doubt people at that age can catch up with the latest tech and programming tools. Its a dead end job that needs to be avoided at all costs, yet you have all these shills saying that programming gets you payed well, and that everyone should be programmers. Its fucking ludricous and out of touch with reality.
It is pretty highly paid and in demand, especially if you get into specialty and niche fields such as Datamining/statistics, reverse engineering, etc.
>Everything in the industry keeps changing
As much as you may think the industry is changing, it's really not. Of course there are companies in silicon valley filled to the brim with young minds, but the majority of companies have experienced, proven programmers.
C, C++, Assembly, Java, Python, Matlab, PHP, and Ruby have all been around for more than 20 years. Programming really isn't that hard. I got hired as a software intern last summer after taking a single PHP code academy class for free. I learned more on the job than I did in 10 years of school.
It's ok to not like programming, but it's invaluable on a resume because it shows that you understand process, and that you have patience, creativity, logic, and wits.
>>1053731
>everything in the industry keeps changing
>It's also back breaking work
>Its fucking ludricous and out of touch with reality
bait is too obvious, here's a sage
Biz. I feel like complete shit if I'm not giving my fullest effort at work and staying completely on task. Even thinkin about non work related stuff when driving errands for my business makes me feel shitty. The problem is I simply do not have the energy to do this -it's like working out and not getting that nice burn feeling but being completely filled with lead and sluggish. So my question is, how does one gain the energy to maximize their working potential and efficiency? I'm starting to doubt if I will ever move up in this world if I don't figure this out.
Take it easy man. You work hard. Take some time to chill out. You'll be ok. Safe
>>1053464
Eat more pasta, for the carbs. Your brain uses about 30% of the energy your body requires or something, check /fit/ maybe.
>>1053471
safe senpai
I'm 19 years old and live in Illinois. I have a FICO credit score of 728. Should I be able to secure a car loan for a ~$5,000 car without a cosigner?
If you got paystubs, yeah
>>1054144
$500 monthly income from state - only monthly bill is phone. That enough?
>>1054147
yeah you're good senpai
Just looked at my intro to accounting course, looks boring as shit but I have no idea what else to major in because im going to a tier 2 school.
What would be a better double major
Accounting and computer information systems
Or accounting and finance
Im thinking the first one
Here is just some simple retail math showing how this could be a disaster....
Lets use Wal-Mart, mark up is 30% average.
Doubling the minimum wage isn't just giving someone an extra $7 an hour, it's giving someone $7 gross profit.
So $7 / 0.30 = $23.33 / 0.7 (restocking item) = $33.33.
Double that to $14/hour and it's $67 of sales PER associate PER hour just to pay for employees.
Times that by the 1.3 million workers effected, say they average 30 hours a week that's $2.6 Billion a week JUST for employees JUST to break even.
Never mind the $100,000 electric bill each store has, or the vendors, water, sewer, garbage, trucks, damage, returns, warehouses that generate no money, callcenters that generate no money.
I'm not against raising a minimum wage, I'm not against leaving it where it is, but the average person doesn't realize the MASSIVE expense that creates, and with stores operating on razor thin margins, it could be disaster to shock the system.
>>1054191
Thanks for the math, I was wondering how feasible that really was. CEO pay is still fucking crazy mind you, although it's probably a result of being tied into stock performance.
>>1054191
Looking at your example, Walmart has 1.4 million employees in the US. Based on their average of 34 hours a week, and that all of them will get a $5 an hour raise (they pay $10 currently), that would cost them $12.4 billion or so. They have profits of about $27 billion, so that would be just under half of them. In the scheme of their overall expenditure of more than $450 billion, of which wages account for barely more than 5%, it's a drop in the ocean. They could eat the expense without needing to raise prices at all, though an increase in turnover of just 2.5% would be enough to cover it.