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Archived threads in /biz/ - Business & Finance - 7589. page

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>>26125592
>get idea for amazing subscription e-commerce company
>want to make it affordable, no more than $30 a year per customer
>secure loan from 'rents
>find cheap asf manufacturer
>develope nice little app and website
>"fuck, I need a way for my customers to pay"
>look around for a couple of payment API's
>"2.9% + 0.30¢ a purchase?! Wtf, that's going to destroy my margins"
>ehfuckit.jpg
>search up ways to meet fulfillment
>"UPS, $5.00 a package + surcharges; FedEX, $5.00 a package + surcharges; Everywhere, $5.00 a package + surcharges"
>KillMe.jpg
>still need cool packaging
>1.00 per cool box
> terrible margins by this point, infact I'd be losing money
>if I raise the price no one is going to want the product I'm offering
>if I raise the amount of products + price still no one is going to want it and it'll seem excessive
>fulfillment logistics + paypal fucked my shit up f a m
>idk if I need a server
>would get crushed if I took my product to retail
>still haven't paid for copyrighted logo + name + design
>even if I did the shipping costs would still murder me

TELEPORTATION BEAMS WHEN!!!!

AMAZON DRONES WHEN!!!!
8 posts and 1 images submitted.
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>>1068844

Well, you learned a lesson.

You drill for oil before you build an oil well.

You should have calculated all this stuff, cost of goods, overheard, cost of customer acquisition THEN you make an app and a website.

Before you spend money, DRILL!

Example: Costs $X to drill for oil. Costs 10000X to build oil well.

So we DRILL THEN WE BUILD
>>
>>1068844

Nobody cares. Post the idea here so we can analyze it. You clearly don't have the stuff to market it.
>>
>>1068864
I just need a way to shipping costs down.

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I know this is a decent primer on investing in general, but what about stocks? Is there a more appropriate read?
6 posts and 2 images submitted.
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>>1068831
inb4
>tumblr
I just grabbed it off google.
>>
>>1068832
I finished this a while ago too, grab 'security analysis' like the title, its about security analysis
>>
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Can anyone here recommend me a good book about financial statements?

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>have two credit cards
>mobile apps for both offer free credit scores from TransUnion
>both give me two different fucking scores

why

Discover It tells my score is 775 while Crapital One tells me its 730 even though they both report TransUnion scores.
7 posts and 1 images submitted.
>>
They might both use a different scoring system. If you're talking about Credit Tracker with Cap One - I don't think TransUnion provides the score. They just pull it off of that report. Cap One uses their own scoring system to come up with the score but I know for sure it's not FICO. Read the fine print it tells you. Been a while since I've logged in and looked.
>>
>>1068719
derp just clicked the 'i' and it basically said what you just said. Thanks
>>
>>1068713
The credit reporting companies sell scores based on different metrics. They've got many, many scores they sell. There are like 15 FICO models, and milliions of Plus Scores, vantage scores, and other Supah uselss Scores.

Plus and Vantage are consumer facing upsells,
Some CC's are offering monthy FICO Scores, and myFico are the places to get them.

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>be looking for jobs
>after each interview, I send email thanking the hiring manager for the interview
>after two weeks of no response/rejection, I call to follow up and ask for feedback
>never get it

Is everything that my parents and university's career services told me wrong? Also, what's helped /biz/ get through the interview process? I'm looking for a human services job, if it helps.
19 posts and 2 images submitted.
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>>1068360
>Also, what's helped /biz/ get through the interview process?
Connections.

>I'm looking for a human services job, if it helps.
Even more connections.
>>
>>1068360
After college I applied for 32 jobs before landing the one I got. It was an entry level software programmer job making 50K. gambare senpai

Also, consider meeting a recruiter. (they will lie in your behalf)
>>
>>1068431

Thanks. I thought that recruiters were mainly used in the tech and engineering fields, but I'll give it a shot!

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>mfw i'm the poor people Jack Ma is talking about
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damn son thats a motivational poster you got right there

any reason why you're still wasting your life on a medieval cross-dressing enthusiast forum?
>>
It's true.
I'm not too dumb, I can finish tasks.
I learn quickly when given new information.
I'm lazy. I don't start difficult things, or long projects.
Small rewards do not attract me enough, even if they will add up to enough to stop working and be free.
I am the 99%
This is 4chan, we all fucked up in some way
>>
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I would fucking pay for someone to get this onto Bernie Sanders' twitter page

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I have 4k to waste.

What stocks should throw money into RIGHT NOW?
13 posts and 2 images submitted.
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>>1067919

Sprint is pretty good.

They are gonna be double digits by 3rd quarter this year
>>
>>1067938

>Spirt new meme stock

Spirt is kill anon.
>>
>>1067919
Literally nothing. Market shot the fuck up today because the economy did shit, and that made everyone think "the fed will stop raising rates!" The stock market is in such absurd volatility right now, everything went up because of bad news.

I'm not saying you should wait for the volatility to end, I'm saying wait until Monday/Tuesday/Wednesday when the crash kicks back in.

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So we have Dodd–Frank Wall Street Reform and Consumer Protection Act.

>We are safe.
2 posts and 1 images submitted.
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>>1067690
Making it harder for smaller independent community banks doesn't make the banking sector safer.

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I've now reached /biz/illionaire status. I make far, far more at my job than I spend. I live like a monk and don't want much beyond a video game now and then.

What can I spend all this money on /biz/?

Its not private island and yacht level, but its enough that I could stop working for years and be fine. In fact I tried to do just that but I made it less than a month before I'd gotten another job.
15 posts and 3 images submitted.
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Start a business and become your own boss you faggot.
>>
>>1067533
Philanthropy.

The people who think about philanthropy don't get to do it, the people who don't think about philanthropy get put in the position to do it. Funny how that works.
>>
>>1067533
Buy a geisha's contract and live out your days with a woman who can do all kinds of crazy shit.

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/biz/ what would you do with $25k for short-medium term growth?

can you start an online business or something that generates some passive income with that amount of money?

no bully plz.
11 posts and 2 images submitted.
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>>1066268
You can't start a business with a passive income. An established business will have management candidate lined up out the door to do your shit for you but no one is going to care about your shitty little start up if you don't. The best you would get is a 9-5 cunt who blows your money shrugs and walks off.

But if you want to work yourself then $25k is plenty
>>
>>1066268
Do youre homework and you could buy a turnkey from flippa (most are scams)
>>
Depends what kind of time commitment you want to put in.

You have to remember that one person can add a lot of value with their time to a sum like $25K.

If you plan to start a business, I would only use a portion of the money, just in case things go south.

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Hey guys, because there isn't a sticky, I thought I'd ask you guys myself.

Could you recommend books/websites to someone who knows jack shit about economics? I want to learn, and maybe get involved in buying stocks. I think it'd be neat to make a little extra money.
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>economics
>stocks
generally, economics =/= stocks except for the most simple concepts. For example, in economics you'll learn a lot about monetary and fiscal policy, aggregate demand and supply, inflation, unemployment, etc. These concepts are tied to the economy as a whole and not so much to valuing individual firms and what firms are good/bad investments.

If you have money, throw it into an index fund and forget about it. Picking individual stocks is almost always worse than just being exposed to the entire market.
>>
>>1069301
>index fund
What's that? Keep in mind I know absolutely nothing about money.
>>
>>1069301
When I say index fund I mean one of the Vanguard ones or similar for whatever firm you choose to go with. That will set you up for the long term if you have some disposable income to save every month. (Index funds broadly exposed to the S&P fairly consistently beat stock-picking).

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>19
>14392
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20

~70855.71₪(Israeli New Sheqel)
>>
>>1068473
>18
>0$
>>
>>1068473
>18
>1800 shekels
I have nothing to hide, and I don't need to lie and brag on this board

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Is it ogre?
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Good time to buy?
>>
>>1066880
great time to buy

this is the first time amazon has actually missed earnings so investors are spooked. It's not a big miss though, and most of their numbers are still phenomenal. Prime memberships continue to sell like crazy, and AWS is operating with insanely good margins

it's only going to go up
>>
>>1066877

BAHAHAHHAHAHAHA!

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nadex thread go
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300 total down im too greedy for this i think

Anonymous’ Targets Wall Street with ‘Operation Icarus’
http://www.dailymotion.com/video/x2vopsf
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>>1069141
Get a job.
>>
These fuccbois are still doing shit?
>>
>>1069141
>not using based yyyy-mm-dd
I have no idea if this is happening in a week or Anonymous has decided to plan shit in advance

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Who worked in a broker ?
People have they really been ruined in this day of January 15, 2015 ?
Negative balance have been refunded by brokers?
Or The customers repay their negative blance ?
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>>1068149

I don't understand your English bub- but I'll try to work with you.

Here's how it works-

If customer A Invests $1, and his ballance goes up to $2, the broker takes a % of the gains as his fee.

Now, if it goes down, from $1 to $.5, the broker takes no fee.

The broker ONLY takes a fee on profits- the broker will offer services for free until the customer's account is worth over $1.

If that customers account never hits the 'High Water Mark' then the customer is never charged a fee
>>
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I'll never forget that one. Lost my ass being long on a forex broker profiting from NEET's thinking they can win with forex. It's so insanely leveraged it even took out the broker dealing in it. Pic related. Still pisses me off.

Forex. Never. Again.

Oh.. and also a perfect example of why technical analysis of any sort of complete BS. No chart called that one.
>>
>>1068769

how many money you have loss ?

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