Archived threads in /biz/ - Business & Finance - 6962. page

>mfw 21 making 110k and fiance making 65k

Try working smarter, not harder

>>1384622
Oh, forgot to mention I put 40k a year into savings and investments.

>>1384622

>its a faggot whos been handed everything with zero effort lectures people episode

>>1384566
i heard that europe is fucked. dow jones up! up! up!

>>1384566
KNPD is a sure thing

yeah i heard KNPD is merging with SUCC.

$$$

>>1384528
Paying off loans is for suckers. Get a short term loan with a small interest rate, only pay the interest. Then after 10 years or do take out another loan and pay off the old loan. Repeat forever

>>1384528

if you plan to move 3 times within the 30 years you will be better off to have just rented and invested in indexes (by historical returns)

you're a smart guy, but when I buy my house I'm going to attempt to pay my house off within 10 years. Not sure if I'm doing 15 or 30 year though.

just know if you do a 30 year mortgage and keep moving you're fucking yourself of gainz

>>1384528

Open up an excel spreadsheet, and put in your mortgage payments/balance.

Now, calculate your net worth after 15 years if you took the 15-year mortgage.

Then, assume some interest rate for investments (say, 5-6% in some index fund), and assume you pay the 30-year rate, and dump the $600 difference into investments every month.

Compare your net worth under each plan after fifteen years. Pick the plan with the higher net worth (hint: it's the 30-year mortgage.)

who else has invested in bombardier?

>even a broken clock is right twice a day

>>1384449
Bombardier going up?

... b-better buy buttcoins!

only two memes you should go all in on are MNKD and NXTD.

everything else is, and will remain, a meme.

>>1384423
Why are they called meme? I never really understood that

File: pepesmug.jpg (100KB, 473x500px) Image search: [Google]

100KB, 473x500px

>>1384423
I'm never trusting you faggots again.

I'm sticking with safer bets like AMD and Sprint which have done me solid the past couple months unlike meme stock SAEX.

I even remember the smug Pepe that /biz/fag shilled the stock with. Pic related.

The only thing that matters is that you graduate with as little debt as possible

Don't fall for the top school meme. It's just a way to get people to over pay

>>1384393
College advice belongs in >>>/adv/

Also, congrats on getting into a shitty school

>>1384397
I have a good merit scholarship and my parents are paying the difference

Nothing is totally "safe". Right now govt bonds pay very low interest rates. If it's really a lot of money I'd break it into pieces:

40% Income Property (Commercial, Residential, etc)
40% Vanguard Low Cost Total Market Index Fund VTSMX
15% CDs and Bonds
5% Liquid Cash

This mix protects you in many ways. No need to trade or gamble or time the markets if you don't want to. Just buy, hold, live off the rental income. You can get a property manager if you don't want to handle the day to day. That's what I do. :) Good luck!

>I mean real secure, like government bonds.

hm i wonder

>>1384337
tbills maniga. not greece tbills though.

>>1384310
believe it or not the ceo of goldman sachs worked at one of the early payday loan places as a teenager.................nah

try /r9k/

pleb

>>1384329
What a constructive post, hows first year business school going?

>>1384333
have you tried /r9k/ yet? i think you'd love it there!

>>1384215
time decay

Unlimited risk.
Margin expense.

>>1384224
unlimited risk is only if you're writing a call

i guess technically you could write a put at any price you wanted and thus have essentially unlimited risk that way too

if you're buying a call or a put, the worst that can happen is the option expires worthless

>>1384165
should've bought nintendo a week ago and sold it off today, then bought usd/try or eur/try or some shit

>>1384314
>selling nintendo
>before the asia launch

>>1384318
he's asking how to short try against nintendo, i am telling him how to do it

>>1384151

>shit doesnt work
>im going on vacation
>feel sorry for me

i hope you end up homeless faggot. its a fucking vending machine plz tell me more how you havent dicked off for the last 6 moths.

>>1384158
We got the finished sequences last day, without testing it likely won't work. We have tomorrow, if I'd be there I couldn't do more, why would I cancel a 2000€ vacation if it doesn't help? If the deadline would be e.g. 24th of July I would've cancelled it, but right now we'd just lose more money as we can't make it tomorrow (not in the office either)

>>1384158
Guess you missed the part where somebody else dicked around for 2 years before OP got involved.

I've been on a project that was years late before I came on board and the employer, after tying my hands for 6 months, had a shit fit over the lack of progress. It's not a fun place to be, especially when you need the paychecks to keep coming in.

I also see OP was held up waiting for others and encountered "unexpected modifications" which is often code for "the business area is fickle and lied on the spec."

If OP really tried, how can we blame him? Missing his vacation is not going to do a damned thing to help the situation. He needs to detach from the situation and realize there's plenty of blame to go around at the company.

>>1384081
Financial Aid is a mixture of loans and grants. Mostly loans though

You fill out a free form called FAFSA. If you are under 24, you are a dependent, and so you need to fill out your parent's income information. Once you are done, you get a number called the Expected Family Contribution(EFC). This goes to your school. The school uses this information to give you financial aid.

Financial aid comes in several forms. Financial aid from the government comes in both grants and loans. The name of the grants are the PELL grant and SEOG. There are several loans from the government. Each college can also offer their own grants and loans. For the matter, there's no reason not to apply for financial aid. You can also turn down your grants and loans, or even selectively. I accepted my student grants, but I turned down my student loans.

>>1384153
I am 22 and my mom makes to much money so I shouldn't even bother right because she makes too much? And isn't it tons of paperwork that will poss her off?

funny how the TRY has had the adverse reaction..It soared shortly before market closing. hmm

5% down already.

>>1384067
i think this is most likely turkies only chance to become a civilize place... maybe the army can teach these roaches some manners.

>>1384065
>only way
Kek. To be young and naive again....

there's no way someone as dumb as op has money to invest - meaning he's taken up the cause of bitcoin shitposting on 4chang without a stake in the game

mental illness truly is a terrifying thing

go fuck yourself - mr mental illness. I'll have you know my trust fund is substantial. I do not work but I def have skin in the game. BTC is one of my many investments but I confess I spend more on coke and bitches.

>>1384061
bump, since I am completely out of ideas

>>1384061
My idea was to do tests for free, and companies would pay me only if I would be able to breach them. But that doesn't resolves my problem - lack of contact in such companies.

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