Can we talk about investment discipline for a minute? I'm tired of talking about memecoins or memeguard. I'm talking personal discipline not to cash out and buy a new car, how does /biz/ do it?
>>1445381
>Oh, my funds are up, I should cash out
>But if I stay in and continue to invest then my money will grow at a higher rate than before
Literally that easy. You can't beat the market. Do not try. You will lose.
Very simple. My rule of thumb is this: if you want to buy something, but dont have the money, you cant have it. If you want to buy something, and DO have the money, you still shouldn't have it.
Dont spend your money on superficial shit. Because the second you make a purchase, something better will come along.
Why do you want another car if you have one
How do you get the most bang for your buck, /biz/? Here are my tips
>Piss in bottles and dump them out your window to save on water and sewage bills.
>Leave used shower water in the tub during winter to help heat your bathroom
>Use Bounty kitchen roll instead of loo roll. Clean it off in your saved shower water and hang it out to try to use as a towel/loo roll later... rinse and repeat
>pay $0 on sewerage bills
>>1445220
>Apply to lots of different jobs in different areas and be willing to move in order to be able to relocate closer to the highest paying positions
>Shop at the dollar store.
> While working for the company that you moved closer to, apply for different positions that pay higher and use offers you get for them to ask for a raise or you're leaving.
>Work hard and ask for as many hours as you can handle.
>Invest wisely and read hundreds of financial articles and learn to play a virtual stock market game that you revisit every couple of weeks
>Try hundreds of different investing strategies and theories and see how they play out in real life.
>Eventually quit your job to start a hedge fund after years of studying and obtaining success in financial markets.
>Start hiring your own employees that you give a fair cut, but not the lions portion which you keep to yourself.
>Adapt, expand, overcome and endure for years and years, pushing yourself to the limit and learning as much as you can.
>Oh and throw your shit onto your neighbors lawn and blame his dog so you lower your water bills.
>>1445220
>Run hose from neighbors house at night into water tank
>no water bill
>>1445220
>Always hang out with friends to use their toilet and get nutrition from their groceries.
>Safe energy by unplugging you empty refrigerator
>Cut down energy bill further by using battery powered light and power banks for all your devices which you recharge at your friends houses.
>Improve liquidity by pretending not to have enough money with you when shopping with friends. Do this every few weeks.
>Have $10,000 dollers
>$6,298 in credit card debt
how much of the $10,00 should I use on credit card debt and how should invest?
thnx
All of it. Unless you think your investments will grant you more than 19.99% ROI, in this case, none of it, except minimum payment of course.
Pay debnts
>>1445203
Why even have a credit card just use debit if you are a MORON
those with graduate schemes
how often do they check what grade you got?
say if i say i got a 2.1 but got a 2.2 actually
>>1445152
Depends on the job
But they'll see that you were lying when they look at your transcript
>>1445201
what do you mean by transcript?
>>1445612
A transcript is an academic record. It features all of your overall grades (subjects and courses) plus your final degree classification.
>>1445152
Also, my job basically entails managing recruitment and admissions to a highly competitive software programming course run by a private sector organisation. In the fifteen months which I have done this job, we have checked a grand total of FIVE transcripts, and we only did those checks because the candidate seemed suspicious.
So all the Robin Hood traders and other stock traders, what yall tryna make money for? what are your goals? My goal at the moment is to make enough to get an E46 m3.
>Original Investment
$500
>Profit
$200
>Loss
$100
>Total
700
Pic related.
no I am not planning to turning that 500 into 15k, I already have 11k saved up, just need couple more grand.
>>1444959
I plan on dieing incredibly wealthy and having all of my money transfer to my close by family. My goal is to give my families descendants a better future.
>>1445051
k there nigerian prince, back to nigger land you go.
>>1445051
what a shitty life goal
>
>Guy buys hundreds of my knee pads
>Orders them one at a time
>Pays 3/5 of order
>Tells me to wait & ship all together
>End up with late shipment defects from eBay
>eBay won't remove said defects though buyer requested I hold the order
T-thanks
>sell item
>seller send buyer item
>buyer claims not as described
>seller forced to pay return shipping, lose original shipping cost, and hope buyer sends back original item, undestroyed
>buyer sends back box of rocks or nothing at all
>buyer keeps item + gets his money back
>buyer writes negative feedback
>you pay ebay fees
> wonders why ebay stock flat asf :)
Why is the Midwest/Great Lakes region such a shit hole? I have heard economic obsolence, government pensions/government retardation, and of course 4chans favorite too many black people.
Why has the south east kicked so much ass, while midwest is dieing? There are more black people in the south east, government pensions are huge, and they barely have had any companies except Coca Cola, FedEx, and TWA...
Why can the a place like midwest be such a retarded toxic waste dump, but the south east be a booming economic area?
Nobody wants to fucking live in the mid west. It's that simple
Why?
People live in Southern Canada.
Do you think it has to deal with jobs, weather, too many poor people?
>>1444496
Southeast sucks too. Besides florida? Shitshow. All those aouthern states suck ass util ypu go as far west at texas
What industries, commodities, areas, or investments are at the bottom?
I know buying 50% bonds, 50% SP500 ETF, will kick my ass, but what is something interesting like real estate in 2007 that bottoming out?
>>1444422
Ethereum
Something that has intrinsic value...
>>1444427
Ethereum
Give me a reason not to buy one share on BRK-A?
Buttcoin is not a reason.
>>1444153
No dividends
>>1444161
Dividends are not tax efficient especially here in Europe.
>>1444153
Warren Buffet will croak at any minute and so with Berkshires' stock price.
What does /biz/ think of Dave Ramsey
He helps people that are retards with money.
His advice doesn't always give you the best return on your money, however, it does help people and gives them focus they'd otherwise not have.
He's also worth 50+ million, so he knows how to sell that's for sure.
I think it's just awful how he killed Jon Benet
His advice is way too conservative and I don't like his demonization of debt.
Earn your post edition.
You've to make at least one post on another media before using this thread.
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>>1443400
How do we remove this from the first page?
>>1443410
kill velastocretin
I want to be able to sell a piece of human shit to someone else.
I'm dead serious.
I want to be able to take a fresh shit then hand it off to someone else for a profit.
This has been on my bucket list for years now.
The idea is to test how good of a salesman I really am.
I want to be able to say that I sold something that most everyone else in the world thinks is unsalable.
What would be the best way of doing this?
Would bit be at all feasible to take a direct approach?
Would I have to disguise what I'm selling as something else?
Has anyone else attempted to achieve selling the unsalable? (Shit or something else?)
Any tips/tricks/advice any of my anons in sales could give me?
Selling human shit general /shsg/?
faeces can be used in medicine to restore gut flora to patients, if you follow a certain diet or you have particularly benefical valuable gut flora you might be able to sell some
I'll buy the human shit for $100 if you promise to eat it afterwards
>>1442874
Sell it to criminals so they can leave it at crime scenes and deflect suspicion.
Or just set up a site selling it to sex perverts.
Why is it taboo to talk about wages with co-employees?
It's only that way at shitty companies.
>>1442767
Because people tend to get uppity when they realise how badly they're being fucked.
>>1442767
docs google com/spreadsheets/d/1l3bXAv8JE5RB9siMq36-Ogngks2MT6yQ5gt8YXhUyAg/edit#gid=1533208969&vpid=G2
Will the price of a bitcoin reach $1,000,000 eventually?
imo.. i dont think it will ever reach that price.. too many shitcoins stealing its market cap and one day, there will be a shitcoin to supplant even BTC.. screencap this.. in a few years, it is inevitable
>>1442765
The shitcoins aren't stealing the market cap though,it's only ethereum that's made a dent and ethereums a mess now
>>1442771
That's what ETC, NXT, BTS and FCT are for
Anyone else here wake up every day and fucking hate their job, but you gotta do it?
>work at rite aid
>cashier but sometimes have to do other shit too
>manager tells me that im going to have to clean the bathroom
>walk in
>looks like someone didn't even attempt to aim their asshole at the toilet seat, shit is EVERYWHERE. all over the toilet seat, the back of the toilet (it's one of those handicapped ones), the floor, and the walls.
>at this point i get the fuck out of the bathroom
>tell my manager we are going to need a professional cleaning company
>the stupid bitch gets all hissy with me and tells me to do it or im fired
>end up spending my Saturday night cleaning up shit on a rite aid bathroom floor
>contemplate life goals
Inb4 wageie, wageslave, wagecuck, wagekek, wagecook, wedgie
>>1442709
I think the toilet got visited by r9k
OP if your contract says cashier do only that
What life goals did you contemplate?
>>1442709
Minimum effort gets you minimum wage, cucklord. Lord knows i hope you dont have kids. Are you going to expect to get 15 dollars an hour to change your wife's son's diaper? Anyways if youre so disappointed with you job then either find another one or go learn a profitable skill instead of bitching about it on 4chan.
>>1442709
Rite Aid? I feel sorry for you.
>Be Eckerd store manager, Y2K+1
>Be hearing stories about buyout by some French-Canadian chain
>Decide noep, I'm done, this job already sucks enough as it is
>Quit, take self, become officer in USAF right before 9/11
>FML
>Keep up with friends who still work for Eckerd
>Frenchie company running company into ground
>Can't keep stores stocked, pay sucks worse than JCP era Eckerd, benefits suck worse than JCP era Eckerd
>Gets bought out by Rite Aid
>Somehow sucks even harder
>Now don't feel so bad about spending 3 out of 7 years in Afghanistan
>MFW come back to "my" old store and get shown what it's like now by my old AM (now a DM.)