So /biz/ what are some private banks hopefully around NJ, that have some high interest rates. I was looking at some banks like in australia that have interest rates up to $1.50 and I was surprised. I wanna know how I can find some banks like these. I know big banks won't give me any to little interest on my savings so im looking for private banks.
try new zealand 3.5% interest rates
why invest in term deposits tho? abysmal returns
>>1472722
I know its shit returns but if I keep my savings with an interest rate of below 1% im losing a lot of money if I know I could get a better interest rate.
>>1472730
all banks just keep up with inflation, while investing and loaning your money and taking commissions from interests. leaving you with a small pittance of a "profit". there is no point to them.. the only way to make mad returns is to invest. Your money will die slowly in banks
take my word for it. I used to think Term Deposits were the best "investments" ever when i was 20
>be me
>got $100 for my birthday
>put it in meme stocks on robinhood
>got fucked
I'm not sure that there is any reason why I shouldn't just end
>>1472530
Do you still have the stocks or did you go ahead and collect what you could, also tell me more about this process. I just got approved on Robinhood and was about to dump $100 into my funds so let me learn from your experience.
>>1472530
>Turned 18 June
>Put 200 into robin hood
>Up to 250 already
How does it feel to be sub 120 IQ?
>>1472554
How long did it take to go from $200 to $250?
Where the hell was I even suppose to buy bitcoin from in 2009?
>>1472497
You mined it yourself.
you mined it or if you knew someone who mined it.. you can ask them for some... they were literally given away like it was nothing.
A pizza was bought for 10,000 BTC back in 2010
I was going to mine it myself because I thought it was an interesting concept but never got around to it because I didn't understand it,to think that I was that close to hitting the jackpot and I chose to play fucking Xbox instead.
Everyone I know has either cashed out or entered shorts in order to ride the inevitable market correction.
Last time I checked most people don't even save anymore so fewer people are even investing.
So who the fuck is still bidding up prices?
>>1472490
Mutual funds with everyone's retirement accounts in them.
>>1472490
That short you have is going to hang you.
You'll have to close it long before the correction.
>>1472490
Who is that?
Look /biz/
we've all got mountains to climb, amirite?
This behemoth of an obstacle called getting rich is something we all face and I'd like to find myself financially free by guiding people up mountains and on hikes as I am an avid hiker, expert outdoorsman and novice mountaineer.
Who here has experience making money by being some sort of guide, or owning some sort of guide service? What was it? Where was it? My ultimate goal is to become a mountain guide on big mountains but I will start by guiding people on hikes of small mountains, 5,000' and below. I live in Washington, USA.
What are some things I will need to get started? A standard business license of course, perhaps some sort of first aid or CPR training beyond the typical card?
Could I just post an ad on CL and take one person at a time up small mountains?
Also, weigh in here on all things tourism/ guide service.
>>1472377
Insurance so you don't go bankrupt when you kill someone.
>>1472377
P.S. Thanks in advance for any answer to my questions or advice (:
>>1472381
^^ This
How can a poor fag get started investing?
I have like $5,000 .
>>1472332
>download robinhood
>$2500 in AMD
>$2500 in MSTX
>100000% return in 25 minutes
>Wagecuck for 10 years
>Invest smart
>Don't ever have a family
Should have enough by then
Or just buy knee pads and breath mints and do a little bit of freelancing
>>1472332
Use the RobinHood app, rather than a broker.
That way you don't pay anything, and still get access to the market.
They don't have real price quotes, only averages, and you can't get any leverage, but that's about it.
The only real problem I have with them is that sometimes they crash and you can't buy or sell shit, which sucks if you're trying to get out.
Who here /never worked a job for more than a few months/?
Anyone else always get fired or quit?
>>1472326
Everyone. That's why we're all trying to get rich off SPU.
working is for cucks. Shilling and PnD is the real mans game
>>1472358
I want to get in the shill game but i hear its hard. You gotta know the right people.
Hey /biz/, how do you spread social media pages? Want to spread a satirical FB and Twitter page, any strategies?
If it's worth something pay for it? If your not making money why do it. This is biz faggot
This is relevant to my interests.
Have a client I'm meant to be building a online marketing plan for, and also promoting a, let's call it "piece of longform content".
FUCK FACEBOOK AND THEIR "PAID BOOST".
>>1472281
You think I'm gonna pay kikebook? they can suck my nuts
Why did early humans such as Adam & Methuselah live so long, according to the Bible? Some suggest it may have been a mistranslation, but there are too many inconsistencies for that to be true either (i.e., Enosh fathering a child at 9). Was the water more pure? The air? The food? Did God, the angels, maybe even aliens sustain them? Moses went forty days without sustenance just by being in the presence of God.
Certain patriarchs and matriarchs may have been chosen and biologically altered to carry the purest seed throughout the lands. Perhaps there was just a naturally occurring trait in their genealogy that granted such health, one that has slowly been dilution over generations of breeding. Maybe this is why God smote Onan for pulling out, for not creating another patriarch.
The implication is that average human lifespan will steadily decrease with each new generation. The only reason we live longer now than in the 1700s is because of the advent of modern medicine. We are not the archetype, we are a husk of what true humanity once was. Technological and biological evolution / diversity has been our downfall, we have burned twice as bright but only an eighth as long.
What is your take on this phenomenon?
>>1472219
>What is your take on this phenomenon?
That it's a fucking myth and not a scientific fact with any evidence to support it.
>>1472221
like most things purported to be and generally accepted as fact
I'm not familiar with that particular fairy tale, but I can answer your question about longevity.
Life expectancy is typically represented by the mean. Once you remove deaths at birth, plagues, etc. you will see that those who did survive lived about as long as we do today.
I have $8,000 and don't plan on going back to college. What is the best way to turn this into a form of passive income (fulfilled by Amazon business, affiliate marketing, etc), or at least a money-making business with low startup costs?
I'm 21 by the way, if that matters
prostitution
>>1472127
passive income doesn't exist, and if you're getting money passively, then someone is likely ripping you off at some point between you and where the money is coming from
>>1472127
You seedy fucking jew-rat.
Bumping also because 21 jew-rat in the same boat as OP
Hello biz
What should I do with my extra money at the end of the month?
Put it toward retirement or toward paying off my mortgage?
>in before only fools have mortgages
live in spain and fuck a girl like that for 150 euro
im a neet that gets money from crypto and youtube and i do that monthly while u cucks commute lol
>>1471975
Depends on your portfolio's forecasted return vs. your mortgage's interest rate (+ eliminating PMI, if applicable).
You have both those numbers, don't you?
>>1472120
this... put it towards whatever will return more.
AND THE SELL SECTION OF THE WEBSITE
IS STILL FUCKING DOWN
12 HOURS LATER
HOW AM I SUPPOSED TO FEED MY WIFE AND MY KIDS?
BUT YEAH, PLEASE, CHARGE ME FOR THE EBAY STORE SUBSCRIPTION FOR TODAY, WHEN THE SITE IS FUCKING DOWN.
FUCK. HOW DO THEY GET AWAY WITH THIS SHIT? HUGE COMPANY, CANT KEEP THEIR FUCKING SERVERS ONLINE
FUCKING REEEEEEEEEEEE
EBAY SELLERS COME VENT.
I"M FUCKING PISSED. LOST 1/7th OF MY FUCKING WORK WEEK.
>>1471915
>HOW AM I SUPPOSED TO FEED MY WIFE AND MY KIDS?
lying is bad
>>1471917
>'No one uses ebay as their primary source of income'
OK wagecuck
>>1471927
Maybe learn to read dumb nigger.
I never said you didn't use it as your primary source of income.
Why do people buy shitty government bonds when they could be buying superior AAA corporate bonds?
Risk free
>>1471902
People would have to be insane or stupid to buy govt bonds.
Banks have to hold them, I can't imagine anyone else would even consider them these days.
>>1471902
institutional investors
>Read "The Richest Man In Babylon"
Okay I just gotta save a 10th of what I earn and invest.
>Currently reading "The Millionare Fastlane"
Okay, I just gotta disregard earning slow, since that is unreliable and I will only end up having the money when I'm dead.
So slowlane apparently dosen't work and I'm too retarded to do fastlane.
I WILL NEVER BE RICH /BIZ/ OH GOD WHAT DO I DO
>>1471876
Why not do both?
Get poor quickly.
>>1471879
One step ahead of you
Saving is a meme in the modern low interest rate environment
You get NOTHING
FUCKING NOTHING
ITT people with a > $0 net worth, tell us the most important life lesson they've learned
Sell drugs and don't get caught
Don't go into debt
> implying anyone here has a positive net worth