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Archived threads in /biz/ - Business & Finance - 6669. page

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So, people here talk a lot about being a 'consumerist monkey' and how it keeps one poor. I personally fucking hate the drone mentality, too.

How far do you guys take this idea? What was the last nice thing you bought for yourself and why?
69 posts and 9 images submitted.
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>>1490537
I hate this too. The last thing or things, I should say I bought for myself were absolute essentials I needed for my new apartment. I already had everything I could possibly fit in my car when moving back from a different city, so I really only needed a couch, dining set, microwave, TV, and I wanted a new laptop. Everything was carefully researched and priced, I got really great deals on some really nice stuff, the furniture were floor models, plus on sale, microwave was refurb, TV was brand new in box (40" Samsung LED) but seller was extremely motivated to sell and laptop was used but again extremely motivated to sell, and didn't know what they had and I got a $4000 upgraded Dell Precision m4800 for less than $100. So all in all I got all new stuff for under $1000 and my apartment is complete and looks great! Anytime I need or want to buy something I can spend weeks on researching for the best possible deal, I find it more satisfying to get really great deals on all my stuff than to get the "latest and greatest" most expensive stuff.
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>>1490537
I buy clothes sparingly, car repairs, some nice dinners out every now and then... I don't buy dumb shit like the latest iPhone as soon as it comes out.
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>>1490537
Just about everything I buy is used like my TV, vehicle, iphone etc... Really only things it seems I purchase lately are for productivity. New desk, tools, etc.

Have so many people I know that always have the latest and greatest. Frustrates me sometimes wondering why I still feel broke when I work my ass off and make decent bank.

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I'm so hype for this update. MAGA
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>>1487884
When's the update coming?

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I've decided I want to find a way to be location independent so that I can travel while working from my laptop.
What kind of success/income would I need to be able to justify traveling?
I most commonly hear that its easy to do on 50k USD per year but is it viable for anything less than that?

What methods could I look into for online income generation?
So far I know of freelancing, affiliate marketing, e-commerce, drop shipping,
publishing e-books, ads on blogs, ads on YouTube, online arbitrage, and making udemy-type courses.
Any other ideas you guys could help pitch in?

I plan on starting with affiliate marketing from Papa Anon's Money4Anon guide and then branching out into other ventures once I've got it down.

Which online model would be best suited to build up to 50k annually?
>inb4 get rich quick schemes
I'm cool with working for it, I just want it to be a reliable model.
I have about 1.5 years before graduating from uni and would like to build up to that point by graduation.
I've already started selling a lot of my stuff on Craigslist to come up with starting cash.
Currently have 1.5k and still have enough stuff to net me at least 1k more once it sells.
Also currently am a wage-slave so I will have periodic funds to add into it.

Anyone have experience with being a digital nomad?
Any cool /biz/ travel stories?
223 posts and 22 images submitted.
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>>1487604
>Anyone have experience with being a digital nomad?
Not yet (:

I think you've covered the basics of online income generation, saying them is pretty easy, actually putting them into practice is another thing entirely.

50k is a pretty lofty goal from purely online (passive?) income generation.
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>>1487604
>I plan on starting with affiliate marketing
kill yourself
>>
>>1487614
>50k is a pretty lofty goal from purely online (passive?) income generation.
I'd ideally like to build up a combination of the two.
I'm just starting with affiliate marketing since I liked the guide and to get my foot in door.
I don't see it as an end-all be-all solution for infinite passive NEET bux.

Pretty sure that e-commerce or freelancing are going to be the big dogs in active income generation.

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What should I do with my 225 bitcoins?
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>>1485807
Give me one.
>>
Give some to me so I can buy steroids
>>
But it isn't August.

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Can we please have a motivational thread?

Cause I need one.
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Educate yourself!
Internalize what you learn..

Then go out and DO IT.
>>
Alex Baldwin parody has some advice for you >>73998985

I'm gonna word vomit a few things here:
>"A man who procrastinates in his choosing will inevitably have his choice made for him by circumstance." - Hunter S Thompson

>Small progress towards a goal is better than no-progress. Never give up. And if you have lost momentum, you're still closer than you were if you never tried at all.

>"...every day do as many things as you possibly can to reach that goal. But make sure that goal is set so high, that if you reach one-tenth of the goal, you've gone a long ways. Fantasize and believe that you could star in a 100 Oscar-winning movies, and just work for that every day" - Vincent Gallo

Visualize what you most desire in life, if it's a yacht, don't just picture the yacht, imagine your hands on the helm, looking over a perfectly azure day on the Med, imagine the feeling of that hand crafted helm between your palms, the feeling of the salty air on your face.

If it's an Oscar, imagine the Oscar, feel it in your hands, imagine it's weight, then imagine as you look over the lectern at all your favorite Hollywood heroes, the glitterati standing applauding you, their faces filled with joy and relief because they all know you earned it.

Picture it so vividly, and in a way you can recall instantly, because that's the image you're going to go to when you CBF or you feel like giving up -- and that's gonna give you the gusto to keep moving.

Oh and HOW TERRIBLE WILL YOUR LIFE BE IF YOU DON'T SUCCEED. AWFUL AWFUL AWFUL!
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>>1483689
https://www.youtube.com/watch?v=doFnCzUxLU8

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I know absolutely nothing about the stock market other than buy low sell high. I just downloaded the Robinhood App and I have around $500 disposable dollars to play with. Would the be any negative to me buying random stocks and selling them in 1 or 2 days? Losing the money isnt a huge deal, I just dont know if there is some weird rule about buying shit and selling it soon.

>also tips for becoming rich off the stock market.
9 posts and 1 images submitted.
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>>1499021
when you sell something your $$ from the sale is tied up for 3 days while it 'settles'
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>>1499023
But if I dont really have a need for the money, how is that a huge negative? Other than the fact that I cant buy more shit. I am not questioning what you are saying just trying to understand it all.
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>>1499028
Rule #1 when trading is to preserve capital. Why would you willingly throw away $500? Why not just look at the stocks, write them down, paper trade, etc? That's free to do.

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Lets hear some good ideas on how to supplement your monthly income. The goal is to maximize earnings with minimal effort.

You have $10k start-up capital
Aim for at least $1k a month ROI
Can't be anything illegal.
Challenge mode: only $5k to start

Can't be anything you have to devote more than 7-12 hours a week on a average to, since you already own another small business or worse you are a wage-slave, so time is precious for now.

What do you do?
13 posts and 1 images submitted.
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>>1498883
>You have $10k start-up capital
>Aim for at least $1k a month ROI

Well first I would suspend reality...
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>>1498896
This

You expect a 10% MONTHLY return with JUST 10 grand? That's highly unlikely unless you're a mind reader and can predict the future. Your best bet is buying bluechip stocks, or use this as a down payment for real estate and rent it out.
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>>1498883
Spend a thousand dollars on Truvada and kneepads. Sock the rest away into an index fund. Suck one dick every day for $35.

How do you increase you credit score? I shouldnt be on fair i should be in excellent ive never missed a days payment what the fuck is going on? On top of that I have 3 positives and 0 negatives! I should be at LEAST in the good. Can anyone explain please
26 posts and 2 images submitted.
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>september 2016
>still falling for the credit score meme
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>>1498488
its not a meme i just got declined and somehow im in fair and shouldnt be
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>>1498450
>being a jew enabler

kys

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What personal finance tools does biz use, if any?

I've been trying out both Mint and Personal Capital, both have their pros and cons. Quicken is also popular, as well as gnuCash. Or there's always one and paper/custom excel sheets.

What do you use?
8 posts and 1 images submitted.
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>>1498287
I just check my balances every couple of days and record a kind of personal balance sheet in excel. I've tried Mint and some others but it's way more complicated than it needs to be.
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>>1498292
What have you tried?
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>>1498287
Excel

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So I have a interview with a mid-size firm for a intern position for next summer.

Anyone know what kind of questions they're going to ask? I know a lot of firms ask "what does being a CPA mean to you", but asides from that I have no idea what to expect
6 posts and 1 images submitted.
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>>1498281
Check out Glassdoor and see if there are any interview questions posted.
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>>1498281
what a stupid fucking interview question lmao. too bad we can't say "because I read online that they make a lot of money"
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>>1498281
>CPA
>working this hard for shit tier back office pay
If you can pass CPA you can pass Lvl 2 and 3 CFA. Get a real job ffs, Pajeet.

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AYO DAWG
Do you know what's the problem of doing an arrangement of some song that isn't mine?

Do you NIGGAZ have any experience?

Shakkin muh hed to bee houness famelams
7 posts and 1 images submitted.
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>>1498272
Remix copyright law is incredibly complicated. Suffice to say, should you use parts of a composition, samples from a song, etc., you should get permission from the copyright owner.

Assuming you're just gonna remix some shit and throw it on YouTube for free, I wouldn't really worry too much, as many companies turn a blind eye to that.
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>>1498276
No. I'm trying to make an exact piano arrangement of this piece.
https://www.youtube.com/watch?v=00o92Qe1SL4
How the hell am I supposed to comunicate with them if I live in Spain?
What do I write o n the email?
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>>1498276
Will they fuck me up if I publish this shit on musescore for some coins or something?

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Why would a stock crash the day of it's ex-dividend date?
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>>1498212
The stock price is always adjusted for the dividend on the ex dividend date.
>>
If I sell that stock will it crash?
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>>1498231
It will be extremely cheap

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Any recruiters/managers on /biz/?

I know there are hundreds of templates/guides with a 5 second Google search, but I want to know what people genuinely look for when skimming a resume/CV.

I want to make a completely new profile of myself, without making it too convoluted that it wont even be read.
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>>1497972
What fucking job are you going to apply to? There's not just one perfect resume for the entire world you moron.
>>
i word search kneepads and if it isn't there, i throw it in the trash (doesn't need to be visible - put in white font somewhere on the page)
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>>1497979
If a candidate doesn't send me a physical pair of kneepads in the mail, their resume goes straight to the shredder.

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ITT: We post our life goals/dreams

>The balding guy in pic related
>Making at least more than 200k a year
>A side business selling meme shirts or something
>Big house
>A lot of young rich entrepreneur friends
>A lot of old,rich and experienced entreprenuer friends
>1800's Muttonchops
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>Free college education
>Graduate early or on time with honors
>Get job with a reputable company that I'm qualified for, happy at, and somewhere I'm taken care of
>Hopefully be noticed for working well and working hard
>Be given a chance to grow within the company
>Eventually be in a position of high management
>~$180-220k/year
>Happy wife happy life
>Live in nice, roomy home (still undecided on children or not)
>Lots of friends, and hopefully still my childhood best friend that I've knows my whole life
>Still physically in pretty good shape
>Work for as long as I can
>start buying stupid shit like a fishing boat for my friends and I, a nice car, etc.
>Travel all over the world
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>>1497826
>Live off a nice chunk of dividend cash
>Own a huge plot of land with enough room to farm and family to build on
>Give my children an excellent education
>Run a nonprofit, charity or run for political office
>Positively affect the lives of those around me
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>>1497826
>Incredibly wealthy, but from hustle, not from luck - don't have to work unless I want to
>Well-respected in the business and political world
>Live extremely well, likely in an upscale home right outside the city
>Married, maybe kids, definitely pets
>Involved in a lot of charity and philanthropic things

Basically: get rich, get power, use power to help others.

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I fail to grasp how "regular people" aren't completely in debt, or on the streets. Such as people that work at mcdonalds, and have children to feed. How do they manage to feed their children, pay for housing, all while buying the newest memephone 7 for chad and the kids?

It just doesn't make sense to me.. I have over $25,000 in the bank and I feel like I could be homeless at any second, having a little more then 2 years worth of rent money isn't good enough. It's scary as fuck knowing that if my job ever went bust, that's all I would have to fall back on..
6 posts and 1 images submitted.
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>>1497813
Obamabux, section 8, food stamps, crazybux, so on and so forth.
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>>1497813
>Make 10k a year
>Get 50k in benefits
>>
>>1497813
But they are completely in debt anon.

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