Teacher here...
Make 70k. (It's true, look at the progressive districts like Pittsburgh, DC, Baltimore and others) Have school debt, but it's being forgiven.
I want to out perform my index funds, to create a nest egg for my incoming child. I would like to invest in high dividend stocks and in water.
Where can I start my research?
Thanks!
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This money is for this child's education when they turn 18?
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>where can I start my research?
Right here, you just did.
Why high dividend?
Nothing wrong with speculating in something (you mentioned water), but please understand that it's a speculation not necessarily an investment.
Personally I would consider a target date fund from vanguard, maybe in a 529 account.
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you're better off getting a job at auntie anne's over the weekend
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Oi ye fockers. Budding entrepreneur here. I got an idea I want to bounce off you all.
I just started my second year of uni. My university has a bookstore that runs a promotion every year where if you find a book you want to buy that's cheaper on Amazon, Barnes and Noble, or Chegg and is NOT sold by a private seller, they'll pricematch and then take an extra 10% off. You just have to show the cashier a screenshot with matching book conditions and ISBN numbers. I saved $175ish this semester because of the promotion. Keep in mind that the bookstore doesn't openly advertise their pricematching promotion and I've seen many lose money due to their ignorance.
Anyways, I wish to create a little campus-based business where I research the book prices online for customers and then send them a screenshot of results via email to their mobile device. I would charge a small flat fee ($1.00 per book or some shit) so they don't have to do their own research and ultimately save them potentially hundreds of dollars.
I know what you're thinking. Why the fuck couldn't I just search for the books myself and not have to pay this cunt my hard earned dosh?
My thoughts are that most people are lazy as fuck (especially students bogged down with other work) and would rather pay a few dollars than suffer 20 minutes of online browsing. Also and again, the bookstore doesn't publicly advertise their promotion so people might be more willing to pay someone else to do the work for them than have to deal with the unknown.
My idea for advertising is to leave some eye-catching flyers by the computers in my uni's library. (Also, word of mouth once I'm seen as legit.) The flyers would have the standard "save as much as $XXX!!!" bullshit. But they will also show a simple website URL that normies just could not resist visiting. They're already at a computer anyways so what's stopping them. Ya feel me?
Also, social media and spamming the URL ftw.
Cont.
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The website would be run of the mill but still nice and neat with a section for reviews. The website would also house the method of payment: Plastic or Paypal.
In the grand scheme of things, I believe I could make some lods of emone. For example, if I was charging $1.00 per book and if a customer has 4 classes and wishes to find out if they could save potentially hundreds, that's 4 dollars in my pocket. My uni has over 4000 students enrolled and I could imagine having 500 customers at most. That's 2 grand for about a week's worth of work in best scenario imo.
Some questions I have are:
1. How do you think my uni would retaliate if/when they found out?
2. What would you set the price as per book researched?
3. Why would you not use my service?
I believe this idea has potential and I would very much appreciate your thoughts so thank you in advance.
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>>1500930
>How do you think my uni would retaliate if/when they found out?
they WILL find out. And most likely they'd just stop the price matching deal.
>Why would you not use my service?
I might if you're actually searching all kinds of sites and finding the best price. That would save me some time and if it just costs a buck or two it'll save me money too.
big problem I see is I can't know how much I'll save until I purchase. So it might look like a scam. I mean if you show proof that retailer X is selling your book for less money then there's no reason to buy because that's all they need to know. But if you say "I can save you $17 on your text" there's no particular reason to believe you.
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>>1500947
>they WILL find out. And most likely they'd just stop the price matching deal.
I agree they will eventually find out. I don't care as long as I can still do business. But the idea of the promotion on their end is to stop people from buying cheaper books online and ignore the store completely. In a way, my service would help out the bookstore.
In regards to your other point, I see your point. I just fear that if I was to inform a customer how much they could save before they paid me, then they might be tempted to go a search for it online themselves and I lost them as a customer. What if I was to come up with a statistic like "90% of all books in the bookstore can be pricematched" and then tout it on the website and flyer? In regards to concerns of trsutworthiness you hinted at, I would be sure to promote my business at a personal level with friends at uni and then have them share their trust with the business.
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Does anyone here mine cryptocurrencies? I'm thinking of getting into it but I have a few questions.
There is hardware that is able to calculate 14TH/s, it costs roughly between 2 - 3 thousand dollars. When you apply this to, let's say Monero. You apply the calculations and consider the cost of electricity in a calculator, it says the yearly profit is something impossible ($29 million)
I am an absolute noob at this, so what is going wrong in my calculation? I know that the block reward is likely to reduce in future as more miners pop up, but in that case one could always move to another Coin.
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>>1500894
Who's to say Monero will be worth anything within the next year. You might spend x on electricity and your initial investment and come out negative
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>>1500958
This is what people told me on /g/ when I was 17 mining bitcoin before it was even tradeable for fiat.
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Hey biz. What are some cool names for a consulting team?
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>>1500888
ANALyzerz
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The Coolsultants
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Nice Advice at a Spicy Price
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Questions that dont deserve their own thread
What do you guys do with your stock market gains, if you're gaming it regularly, not cruising as some bluechipfag?
Do you save a portion regularly, or try and keep it in the market?
Is 10% of your monthly net a reasonable amount to try and save?
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>>1500863
>what are hookers and blow
it's like you enjoy being poor
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>>1500863
What movie is that from? I keep seeing that asian man pop up
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>>1500878
empire of dust
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Is economics a meme science?
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>>1500850
More like a Jew science, used to control foreign policy & monetary policy.
There's no absolutes, only (((theories))).
As much of a science as gender today.
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It's a great degree but a shitty science.
Having an understanding of economics has been great for almost every aspect of my life. But, if anybody actually asks me to predict anything give a meme answer and walk off like I'm hot shit.
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>>1500908
Exactly how I pictured myself in your situation anahananaha
Hello fellow biz enthusiasts, I currently have a business in the works but, after speaking to a friend I had been told it may be a conflict of interest because of the company that I am currently part time employed with. My question is how should I go about this? I mean, I am currently studying to get a bachelors but, I don't want to get sued by my company. My company doesn't even off the service I will provide, but I guess they could view it as a financial loss to them. Any suggestions?
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>>1500842
Read your employment contract.
"Conflict of interest" is a meme.
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>>1500845
>employment contract.
are those a thing where you live?
where I live if you have a contract you're not an employee. You'd be a contractor.
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>>1500845
That's what I was planning on, anyone else experience this before?
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I'm fucked. Give me one reason why I shouldn't just exit the building.
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Give us some deets so we can try to help about your moves.
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What stocks
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>>1500834
LMAO!
HAHAHAHAHAHAHAHAHAHA
SUCKS TO BE YOU
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If you miss your interview time after you've already established a date then do you still have a chance at retaking that interview?
It happened to me when I was booked full of interviews and one of them collided with the other.
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Well, did you excuse yourself with agood reason or did you just not come?
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>>1500788
>Can't even show up to the interview
Yeah, I would definitely hire you, anon. Great first impression!
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>>1500788
Maybe if you called to reschedule. Otherwise, nah m8
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>Want to be successful salesman.
>Live in Greece.
I am thinking of getting a green visa card. Would paying a ghetto woman 2000$ for a political marriage be a terrible idea?
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>>1500767
If you truly have what it takes to be a successful salesman, you'll get her to do it for $1,000.
But seriously, stay in Greece and help the GD.
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>>1500778
Fuck Greeks man. I fucking hate them. Whenever something helpful and hopeful tries to happen they ruin it. I am tired of seen those wannabe commies ruin the future. Conspiracy theorists and misery lovers all of them. I couldn't care less for what happens to them, they deserve all of it. Don't feel bad for us.
My question is, if I pull this of, would anyone hire a salesman with an accent? I have an uncle there in car sales that could hook me up, but I want to work in B2B sales.
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>>1500795
You got to start somewhere
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/TCG/ O MOON, MOON, WHEREFORE ART THOU MOON? EDITION!
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HYPE VIDEO, SPREAD THIS SHIT!
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TrumpCoin tipbot! /u/mags tip
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ABOUT TRUMPCOIN LLC:
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>SCC filling
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When TrumpCoin was established, a substantial fund was set aside to support the election of DJT for President of the United States. By using TC, you're helping support the value of the Trump Fund so we can make a Trump sized impact this November and beyond.
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Spread the word and MCGA!
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this meme sucks
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Ok in all honesty I've been supporting this coin since about april but I'm really having my doubts. Is it worth hanging on to? It has literally gone nowhere in weeks.
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JUST
fuck my shit up
This is turning into cringe city
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ALL YOU NEED BOYOS
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>>1500736
drugs tend to have a negative impact on the stock market. Just look at chemical and insurance sectors.
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Not true. I know plenty of stim junkies that havnt done anything meaningful with their lives.
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I'm getting a prescription.
Finally, I'll be able to put my slightly above-average intelligence to use.
> be rich ass dad
> cancer
> ????
> profit for me, his son
How does it feel not inheriting a shit ton of cash and chill with millions upon millions without even working?
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>>1500575
sounds boring as fuck actually.
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not bad
"Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver"
Ayn Rand
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>>1500580
I am having the time of my life; it's so fucking chill living in a house all of my own at the age of eighteen without any fucking debts or whatever you wagecucks meme around with.
I need some more activity here,before I go to sleep, my wagecucks, give me some good ass quints and provide paypal, then I'll send you a million bucks.
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How many of you are actually elite? You have a minute to sell me on yourself over the internet with nothing but an image and text response, starting...now
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>>1500520
I try and impress strangers on a mongolian underwater basket weaving forum.
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I am a trust fund babby.
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>>1500520
Got 2 houses
Got 50+ hour a week job
Got part time job
Had a small business that broke even
Starting a small business
Always looking for mentors.
Pic related. I aint fucking around.
Tired of the wagecuck life OP.
I'll ficking kill myself trying to dig my way out.
Debt free this comming april.
This comming may borrowing for house number 3.
>your turn.
>what u got op?
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So the elections are coming, the two fucking shitshows are going to be saying a lot of stupid shit causing a lot of volatility in the market. I think of two ways a lot of money could be made in the market off this. One being investing in a lot of major firearms manufacturers such as Ruger, Smith and Wesson, Colt, etc. because retards love to buy shit out of fear for it being unavailable.
Two, investing in volatility index funds like TVIX as the market gets continually more volatile as uncertainty is more prominent. And if there is any other volatilty index funds that would be more profitable recommendations are welcome.
Is there any issues with my investment strategy /biz/? By all means critique me and tell me if i'm being a autist, I can take it.
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>>1500515
>investing in volatility
Hah, thanks for the laugh OP, I really needed that. Oh man that's priceless...
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>>1500515
>uncertainty
This is where you went wrong. The big money knows who will be elected and there is no uncertainty.
Probably can still make money on TVIX in the coming months but for reasons other than the election.
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>>1500535
Like what? You act like everyone on the market is a insider except for me, there's money to be made off the election still.