Archived threads in /biz/ - Business & Finance - 6525. page

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So, this is entirely a vidya related biz question.

I currently have my own company, which is only composed of me and my friend. We make video games. Just small ones for mobile and console. We just released our second title. And I started to think about how we can grow ourselves from just a little garage group. We're making okay profits, but nothing to write home about.

My question is, is anyone who has been in the vidya/ or tech app industry can give me some advice on what kind of apps or development strategies will help grow our capital a little faster? I feel like we work hard, but not smart. Our second project only took four months this time instead of a year due to focusing more on a project within our capable hands, but I feel like we can do better. Should I wait to see the results of our second game to see what our capital ended up being for the time invested or use this time to try to rethink our company strategy?

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I just started my first job out of college and got my first CC to build credit, a Sapphire Preferred card.

I though about applying for a Sapphire Reserve card but assumed my credit of 675 would be too low. I make $96,000/year though. Would my salary have been enough to get me approved?

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Why aren't you investing in him, /biz/?

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Any suggestions how to deal with an eBay scammer and their shitty seller support? Nothing adds up, there's tons of evidence on my end, but I've spoken with several eBay reps who have literally told me there is nothing I can do.

I have an eBay storefront that is several years old with around 2000 feedback, 100% positive. The suspected scammer is less than a month old with only 1 feedback. They are domestic, so no int'l b/s here.

A couple weeks ago, I sold a Macbook Pro and a Macbook Air on the same day. Shipped them both on the same day. The MBP buyer (suspected scammer) claims to have received the MBA instead. I've messaged the MBA buyer to see if they were mixed up also, but its been over a week without a response. These are the first and only Macbooks I have ever sold.

A MBP weighs a couple pounds more than the MBA. I've checked my shipping receipts from the post office, and going by the weight alone, they do match with the correct shipping addresses.

The MBA I sold was a 2013 model with a blue protective cover installed. The scammer has provided pictures that show a 2014 model, different serial numbers than mine, and they did not receive a protective cover.

I've called eBay support no less than 4 times in the past week, and every person tells me I have to offer a refund. The last rep I spoke to literally told me that there is no way I could win this case unless the buyer admitted to lying about the item. No amount of documentation or evidence would help decide in my favor. Any of my inquires about the absurdity of the situation were dismissed and I was told "this is just the risk you take selling on eBay"

What the hell can I do? None of this makes any sense.

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Was going to ask /o/ but this is probably a /biz/ type of question.
I was talking to someone and they were surprised I have a license, can drive but have no car while in my mid 20s...
Is that bad? Am I missing out or something?
Everything is close by, so I didn't find any need in getting a car.
Should I? Am I "ostracizing" myself by not owning one?

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Why the fuck are Canadian stock brokerages so fucking insecure?

>Most don't have 2FA
>Very vague/loose fraud protection statements
>At most they got security questions - highly vulnerable and insecure really - security questions can be easily stolen
>Weak callcenter security
>Etc

Seriously wtf?

Is it really THAT hard to adapt something like two-phone verification? God dang man. I don't feel safe trading my $150k account, let alone have any clue how people with multimillion dollar accounts do it.

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What are things you should never say to your boss?

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We have webdevs on biz don't we?

Why aren't we doing something like this to get rich?

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Dear Anon,

I am more and more inclined to figure out a way to live off dividends on investments. What would be a good way to establish such a setup?

I am looking at mutual funds mainly. They seem to be offering the highest yield and ROI that I can see.

So for instance, on average yearly dividend of 10% (is that not realistic?) on 1,000,000 investment with half reinvested into the fund and half taken out as living expenses would result in continuous growth adjusted for inflation and modest but comfortable 50k a year to live off of.

Is this a solid setup?
What funds do you recommend?
Do you recommend other types of investments?

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anyone else concerned that hundreds of billions are being made by hackers every year and virtually none of them are ever being prosecuted.

Case:
Account fraud
>Fraud costs the UK up to £193bn per year, reports says - Financial Times

>literally 0 people jailed in the UK for account fraud over 100k GBP

>99-95% no charge or conviction for under 10k GBP

The cost is just passed onto the average person, micro charging each citizen...

The USA is into the trillions and again has less that 50 people convicted, and nothing like the amount needed to pay the bill these guys racked up.

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What books does /biz/ recommend? What should I start with?

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I want to learn about economics and how things work, not because its my field, but because I would like to be knowledgeable enough to hold my ground in conversations.

What books / sources have you studied anons?

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Is it a good idea to sell all your stocks before Nov 8?

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I have about 50 grand CAD saved up and don't know what to do with it.
I work at a bar flunking some college courses and depressed. What do biz? throw it all at meme coins and weed stocks?

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This stock is going down to 0.40