No matter the hours I work and slave away, I can't seem to keep my funds/savings to escalate the way I would want.
Would a chart, journal, an app, or just lock everything into savings and starve be the best???
Automate transfers into a savings account. Whether it's $25 or $100 a paycheck, it will start to add up. Learn to live without that extra $50 and stop being poor.
>>1609567
Figure out your needs. Put 10% on top of that into a "lux spendings" account that you get to treat yourself with. Put the rest into bond funds (that way they are locked for a couple of days if you need them). Then shuffle into stocks when it's enough to overcome the commission on trade. Diversify, keep a log. Don't get shilled
>>1609567
How the fuck do you have time to spend if you're too busy working?
Let's say I have just 5k dollars to invest in. I can either invest in 1 large project or 10 mini projects.
What should I do, /biz/? Should I invest on a video game or a hipster tech toy on Kickstarter?(or something else)
I was thinking of paying for 10 puzzle games, each one with their own theme, feel, mechanic that should land me big on the app store.
>>1609556
i'm almost in the same situation as you, and i was thinking about investing in 5 o 6 different projects, atleast 2 or 3 must work and pay themselves
>>1609556
buy waves
>>1609629
What's the best place where to find decent work for cheap without getting ripped off at ownership? Are you from USA or Europe?
Say i barley even know the definition of business. Where do i start learning? How do i logic my way into fortune? or even basic understanding of how people do
>>1609489
I recommend "The Personal MBA"
>>1609770
Good lookin out homie
> Say i barley
Start by learning English
>gf told family i was rich
>they all think i'm a liar
>i have to prove it because or my gf will leave because she thinks i lied to her and if i prove it my family will ask for gibs
what do
>>1609478
first of all that reeks of new money and you should grow up and act like you've been there before kid.
let your gf leave, let everyone think you're lying. if your gf is gonna leave because she thinks you made up how much money you have, what else is she gonna leave for? you need a loyal gf.
>>1609478
Prove it and dump her
Drunk dial her later to fuck she'll come running cause she's a whore
>>1609478
Just show them all your cryptocoin wallet and tell them that waves will soon be $20000 each
Are they born or made?
>>1609401
born to be made
>>1609401
both, some are naturally inclined to it some learn from experience
>>1609401
Made. You could be predisposed towards it from birth, but if you don't develop the right way, for example if you have an easy life and never need to make money to survive, or if you never have that first formative brush with making bank and that good feeling inside then you'll be nonpreneur forever.
>awaiting a phone interview for a position in a warehouse
will i break my back? What is it like?
>>1609325
it sucks. at the very least it'll make you realize the value of your time and will make you get your ass up and become self employed.
>tfw currently working for a supermarket warehouse making $37.50/hour
Yes, it's boring as fuck. Yes, it can be pretty tiring.
24 hours a week and I make $900. Not bad while you study.
>>1609325
fellow Zonian?
just got this two min ago
>>1609345
>$37.50/hour
>$7.5/hr
you added a three by mistake
I'm a Chinese international student with a H1B visa. Just graduated from uni. What are my chances of getting a green card under the Trump administration?
You have to go back
>>1609285
Not significantly more difficult. You aren't from Mexico or a country with heavy muslim population, which were his 2 main talking points.
This is worst case scenario. What will likely happen is a much lesser form of what he chanted, and it won't affect you.
>>1609285
>H1B
The chances of your company actually assisting the legal process of immigration are slim. H1B's are for hiring cheap and captive labor.
Has anyone had experience of buying iPhones from China? A seller just contacted me on Alibaba saying he can offer them at $200-$300 which is a good deal on the surface but not if he's a scammer.
Has anyone bought these before? And if so did they actually turn up? And when you sold them on did you have any problems once sold?
You'll get a picture of a phone you retard
you ever heard of getting C H I N K E D OP?
WHAT THE FUCK /BIZ/ I BOUGHT $4000 WORTH OF THIS SHIT 3 MONTHS AGO
WHEN IS IT GOING BACK UP?!
>>1609126
>he fell for the ethereum meme
sell it and buy waves. You'll literally recover the money you lost on that shitcoin in 2 days
>>1609128
How do I buy waves? I'm pretty new to cryptotrading (to get ETH I just made a wallet and converted bitcoin into it)
>>1609126
Is eth dead?
JUST
I sold at 6.81 because I thought there was no way this meme company could go further and FUDers on this board were urging me...
Reeeee
>>1609100
I'm at about +110% on CGC right now. Feels good, man.
>>1609191
feels not good, my man.
>>1609100
I was going to buy CGC during that dip, but bought THC instead.
Someone end my suffering
>get a loan for a nice suburb house
>20% up front payment
>rent it and pay the mortgage for the remaining 80% with its own rent
>meanwhile live in a small apartment and save
>in 5 year I'll have enough to pay the rest of the house loan upfront
Anyone else doing this?
Yes however,
>get military VA loan,
>no down payment
>live in small bed room
>rent out master
>>1608929
Now repeat this 100x
Why don't people do this?
yep
also another option is get roommates/borders
but best option is buy a place with a granny flat or bungalows and live out of that rent free.
/biz/ I'm asking to be spoon fed information because I am overwhelmed and do not know where to start, I would sincerely appreciate a book recommendation. I have literally nothing to offer in return except to re-tell my personal failures in running a tobacco accessory business and answering questions related to that (ran it out of NJ).
Does someone have the chart that shows all the /biz/ books?
Is it worth going to school for business administration if I want to learn about investing and creating passive income systems to not have to work full time for the rest of my life?
I'm 20 years old and $25,000 in debt from University with nothing so far to show for it. I'm sure 20 threads a day are made about this and I apologize for it, the only thing I can do to up the quality of this is, as I said before, offer to retell my personal experience dealing with degenerates. Thank you in advance.
Pic semi-related, except this is for /lit/ and philosophy.
If you're the one paying it probably isn't worth going back to school for business administration. You should probably work on getting some money before you even think about investing. Figure out how to make money by selling your time for money (raking leaves or check craigslist) and start paying off your debt. You could also consider joining the military. As for a book to read maybe The Art of Money Getting Or Golden Rules for Making Money by P. T. Barnum. Pretty much all get rich books are based off this one which was written 100 years earlier and is only ~30 pages and free. Good luck.
and why did your cig selling business fail, who were u selling to?
Atlas Shrugged
>>1608937
If you're 16 and illiterate.
Max Stirner is a good author if you want to become good at business. Look, I understand that he's quite memey but thinking of everybody and everything else as your property that you can abuse is THE mindset you need to create a great business.
Wtf is going on? California legalized the recreational use of marijuana on Tuesday. Where is the pump?
>>1608831
Everybody's too focused on Trump winning the election and how he's now president elect. I'm guessing it'll go up after the commotion settles down.
trump is going to make a republican supreme court which will enforce weed being illegal nation wide
Why would pot coin pump because weed was legalised?
It's not like it's actually used to buy weed...
I know nothing about trading crypto currencies, I hope someone can answer these questions:
Are there trading platforms, and brokers just like trading stocks?
Can you short sell?
Are cryptocurrencies liquid and volatile enough to day trade them?
How long does it take to execute a trade?
>>1608449
- Yes
- Yes
- 1000x times yes
- In a platform: Seconds/Instantly
Withdrawing depends on the speed of the network but usually only minutes.
The only disadvantage comes from their advantage: they are not centralized so not regulated. There can be a hack any day on any platform and your money is gone. If you try this never keep too much money online.
I have 3k, is there potential for me to make some dough with a bit of know how?
My two career choices as of right now (i'm already on plan F or G) are a PE teacher, of a dietitian. I know I want to do something in the health field, and I am really good with nutrition stuff, but I do also like kids so I was going to do something like this.
PE teachers in my state start at 32k a year with a bachelors degree
Dietitians in my state start at about 48k a year with a bachelors degree, but the courses are more difficult I imagine.
I am trying to find out the best decision financially and emotionally/physically for me and my family in the future. it will be hard to put my children through school as a PE teacher, but it would probably be more fun or easier. I am unsure what to do with my future. I am at the part where I need to decide since I am done with gen ed's soon. What would /biz/ do in my situation? I am trying to figure out the best path considering where the country is going (U.S).
>>1608441
bump
>>1608441
be dietitian. it is better trust.
It's hard to get a pe position there's only 1-2 per school and only so many schools