Is it what you learn or is your degree status which makes you valuable ?
>>1617442
Both.
>>1617447
If you learn a lot but don't finish your degree it's hard to get employment since you seem riskier for HR.
>>1617450
And some positions are almost impossible to get. This gets worse the more regulated and formalized your employment is.
>nocoiners didn't buy the dip for the infiniteth time
fags
>g-guys where i can invest my money? n-no cryptocurrency s-shit
How can i start from the bottom and work my way up when this world is illed part time garbage. I cant afford to live near a city for an office job, some i stuck between mcdonalds and walmart. Ideas?
1. Create something of value. Or affiliate with someone who has something of value
2. Sell it
Sales is the one thing everyone at the top has in common. Sales is the only way you can make more money than a standard hourly wage. Start selling.
>>1617128
Currently i do work sales woth credit card processing, but my community is so restrictive they dont even want to try to buy if its not local
1: get a job in manufacturing.
2: use excess money to invest in stocks/mutual funds
3: once you have a nest egg quit your manufacturing job and trade stocks over the internet for a living
No really, what went wrong?
What?
>>1617086
You were conceived
>>1617086
People use it to trade and not to buy stuff. If peeps would buy a coffee once a week the price would stabilize and would be a viable option.
Anther problem is government regulating the crap out of it in states like New York and Commiefornia.
Redpill me on shitcoin/ethereum mining /biz/
what exactly do you want to know?
>>1617077
is it worth it if im doing it on my one shitty computer?
depends
depends how you define worth
depends how you define shitty
my i5-3570k made 90$ a month i mining an altcoin, and i was running it at half capacity. i hear people make more with gpu mining but i dont have a gpu.
there are calculators online that will probably give you an estimate as to what you will earn. setting up a miner is easy, i got it done in 10 minutes. you can do the same and see if it's worth it for you.
What's the best way to shill my product? Posting about it all over the internet, like here or on Twitter would quickly give me away. Is it even possible to shill without paying and not get called out on it?
If I really, really have to pay for advertising then what's the best bang for the buck?
Don't most people use adblockers nowadays anyway?
>If I really, really have to pay for advertising then what's the best bang for the buck?
There is no best way. What works for him may not work for you. You have to test everything (pick 5 or so different mediums to market on), track everything, then you can come up with the conclusion of what works best for you.
There's FB/IG ads, Google Adwords, Bing/Yahoo Adcenter to name a few of the 'big' ones. In reality there are hundreds of ad networks.
> Twitter would quickly give me away.
Create a new account, buy followers so it adds social proof, and start shilling.
>. Is it even possible to shill without paying
Yes. Do it yourself. You can shill more by outsourcing it. It's like cloning yourself.
> not get called out on it?
Depends where you shill. Even if you are called out, who cares. Leads can still come from the same channel where people are calling you out. The secret is to ignore trolls.
>Don't most people use adblockers nowadays anyway?
A lot of people use it but it doesn't stop ads industry from still growing. Fraud is a bigger deal than adblockers I think.
Sounds like you're too scared to start. So don't. Leave it to the big boys.
>>1617063
100% this lol.
If your product is actually useful, the people will come at it.
If it is a ripoff of a ripoff don't even bother
How do I stop feeling guilty about not working non stop? Apart from things all humans do plus going to the gym, I feel guilty about any of my habits. And I have no goals.
I want to read books but I feel guilty about reading a set number of pages a day. I am worried about being called a pleb for not reading ten trillion boring Western canon novels. I feel like an ADD pleb for rarely reading more than 60 pages at a time. I hate that I'm more likely to put a book down at the end of a chapter.
Similarly for working. I know I could always be working to become better off. I know that people who talk about taking breaks are just lying to themselves. I feel bad for not having the willpower necessary to work non stop on one thing for 10 hours.
And the funny thing is that I'm a Stirnerite. When you stay unspooked then everyone else's belief system feels like a personal attack. Fuck these people who say that X is so important. X is always working hard / enjoying yourself / focusing on one thing / focusing on many things / reading history / classics / philosophy / other shit.
The awful thing is that I know everyone else is a fraud. That NFL player who everyone loves and says is hardworking has never read a book. That mathematics professor known as a genius is a disgusting dyel. That literary figure who goes on about Shakespeare being a god doesn't know any maths or science greater than an 18 year old yet claims to be worldly. That billionaire who goes on about humanity's big issues does nothing but write checks for people who make social media apps.
>>1617012
you think like that because you spend too much time on the internet. everyone is showing themselves in the best light - having the most willpower - working the most - no days off blabla. do whatever you want. this shit is brainwashing you.
>>1617040
Agreed. I know it sounds impossible but the mental field can be adjusted. In the novel and movie Fight Club the main character had to blow up his own home just to get his life moving
>>1617012
>I am worried about being called a pleb for not reading ten trillion boring Western canon novels.
I made this mistake, too. Read to learn things, not "classics", or novels.
There's an unpaid internship, 5 days a week and not paid 9-5. They won't budge on giving me transportation or food
Should I accept it or should I apply to seasonal work at retail stores for Christmas?
I live in NY btw. Graduated a year ago, struggled because no offers
>unpaid internship
>>1616982
So what's the answer here?
>>1617000
I think he's saying, "Stop supporting unpaid internships, you fucking cuck."
What company is it anyway? Are they making tons of profit? Have you asked them if any previous interns still work for them? What will they teach you and how are they going to do it without you interrupting their work? Are you just going to be the coffee boy?
>What would you say are your 5 best qualities?
(Best way to answer this?)
I'm CUTE!
I'm FRIENDLY!
I'm KIND!
I'm NICE!
I'm FUN!
>>1616957
That concludes our interview, thank you for your time
>>1616953
Let's talk about my previous successes within the industry.
I hope you're all investing in shipping. Some stocks are going through the roof DRYS with a 2000% increase
>>1616884
Why would Korea Line purchase of bankrupt Hanjin's assets cause this insane gain in ALL shipping companies?
>>1616889
Literally says it in the picture.
People are speculating that cheaper shipping cost for these companies to operate equal increase in profit.
DRYS is going up 2000% because it tripled its previous earning report when its stock price was 6 dollars a share, causing the initial rally to the 20 dps price range, the baltic dry index decreased significantly causing another rally to the 40 dollars per share.
Pre market hype got the stock to 50 dollars per share and this news got the stock to nearly 100 dollars share.
Pretty much the perfect storm of events happened, expect a very drastic pullback when it does fall and invest in DRYS, TOPS and other shipping companies as the long term prospects are high.
>>1616896
>People are speculating that cheaper shipping cost for these companies to operate equal increase in profit.
Why would shipping be cheaper overall? Your picture doesn't say.
Hello there /biz/ over the past few months, I have decided to stop being a pleb and have been saving money to start properly investing, trading. Though I am looking for a good, comprehensive, book or guideline to help further my understanding of the market, so I don't screw myself
Any recommendations?
>>1616866
https://mega.nz/#F!1R0QATqZ!Eb1_M5KC9gkxK6w32R2ETw
Enjoy.
>>1616866
Did you save 50k+ ? otherwise you don't even need to start.
>Pleb wants to start day trading with a few thou
>Against the big boys
You're going to get annihilated mate.
Am I retarded /biz/ ?
The Vanguard Total Stock Mkt Idx is currently sitting at a beta coefficient of 1.01. Wouldn't it make sense for it to be exactly 1.00 ?
Can I assume that this means there is something wrong with the Vanguard Total Stock Market Idx?
>>1616853
>Vanguard
>>1616861
The question would hold for any type of total market index not at β = 1.00, fucc boi
>>1616861
Is there a problem with Vanguard?
Hey /biz/, I wanted to ask your guys opinion on air duct cleaning. and if its even a slightly viable business? I've been getting a few job notifications from companies saying they're hiring workers. I doubt the ones I've seen in my job feeds are viable because they ask for $400 and claim they will reimburse you when you work for them.
Anyways, I was thinking of buying my own equipment and work for myself ,as I already have most of the tools such as ladders and powertool, all I need is the actual cleaning equipment and all I want to know is before I waste a few hundred (or even thousand) dollars if I can make even a decent amount off of it, even as a side job.
>>1616817
> they ask for $400
Yeah, don't do that. It's a scam.
As far as your business goes, I'd say go for it. From what you've told me you seem to have everything in order. Consider taking out a small loan to use what you can. It's better than working for someone else anyday.
>>1616817
it didn't work in my rural area.
It's one of those things nobody really NEEDS, so you wind up cold calling innocent strangers and lying to them about how useful your service is.
you'd do better with a carpet cleaning company, at least that's a useful service.
>>1616817
Do it.
Not many homeowners know you have to get the vents cleaned every once in a while. I had no idea until I saw an ad for a service in those annoying Valpak mailers.
Could someone here spoon feed me the process of acquiring a rental property? I have money to get started. just tell me where to find anything i can rent out at a decent rate, the capital i require to start with it and any laws i need to be mindful of.
>>1616788
You need to start an LLC with an S election, for tax purposes. You'll be able to write off losses on the house like a business expense.
I would suggest also outsourcing the property management to a professional company that will vet and collect the rent from the occupants. You don't want to waste your time doing that yourself.
Not sure how much money you have, so I can't really tell you what kind of property to buy. But something that would be smart to do, is get a bank owned property, or property that is damaged at a lower price and put in the time and effort to kind of "flip" the house, but rather than sell it off, just rent it out.
to find a property, you're going to want to look in areas of the country that don't have volitile markets, like california. If you buy a house in california, where it's volitile, you'll eventually lose when another crash happens.
If you buy a house in a place like san antonio or houston (good markets) the prices never fluctuate greatly, so you won't run the risk of a devalued property.
>>1617323
I would suggest looking in san antonio, it was never affected by the housing collapse, and the texas economy is strong. Houses are affordable and even young people can afford to buy them.
There are also 3 or 4 military bases in the city, where people from all over the country will be moving there, but not able to settle down, so they'll rent rather than buy. If you really want to get the best bang for your buck, mutli-unit is the way to go. If you can get a good deal on a property that has 4 units, you'll have pretty decent income from that.
If you're buying cash, there really isn't a lot to it because all you have to look at is the rental price in the areas youre looking to buy in, and see if the return on the rent will be outpacing other investments you can do with the money.
If you were smart, you'd pull out loans on the properties so you can stretch your money even further and purchase even more rental properties.
I work for a company that actually sells rental properties with renters already in them, so I'm sort of familiar with the processes
>>1617323
Wtf lmao.
Just go buy a house and start renting it out anon. Then do your taxes through TurboTax. It's not complicated unless you're a slumlord
Obligatory stock market questions:
I have $11,000 in savings, regular weekly income, interested in utilizing it instead of having it lay static.
I've tried to learn a little bit about the market, etfs, funds, etc.
If I want to invest $2,000 of it in index funds and etfs, where do I start? How do I identify a stock that could be worth it? Could anybody steer me into the right direction for learning more about how the market works and perhaps things to look for? Opinions on pennystocks?
Currently using Tradingview for charts and the Robinhood app to trade.
>>1616708
Bump for interest. I'm in a similar situation and I have $15K
Forget robinhood and stock picking,
Put it all in TIPS or money market while you research about tax differed accounts (401k, IRA, etc).
Figure out what type of accounts(s) you wanna use and what allocation, then put it in index funds and fixed income. I suggest betterment or vanguard.
>>1617853
Looks promising actually and when you say allocation, do you mean the funds I invest within a betterment or vanguard IRA itself?