Archived threads in /biz/ - Business & Finance - 6210. page

>>1717172
>what did I miss out on?
I don't know, debt?

>>1717190

Or an opportunity to build up a good credit history?
Can someone explain the financial implications of having a late start on this?

And how were some students (even teenagers) able to get credit cards while I couldn't?

>>1717172
>How is this possible and what did I miss out on?

Did you apply for a student card?

You don't.

A form of intelligence would get you money, but what you need to do is take action. The action is work, if you don't want to trade your hours for potential money, then you'll never be rich.

If you live in the midwest, start a lawn care business.

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If you're a social person
>Sell drugs
>Exit at 250k-500k
>Move to Costa Rica/Philippines
>Live on interest/Buy slums to rent

If not
Learn some profession no one likes to do, like plumber, when enough cash get a suction machine to clean shit boxes (aka septic tanks).

Also avoid commitments with bitches, bitches will suck you dry (not in the good way), a bitch always stands between a man and his riches.

>>1717051

fellate numerous genitals

>>1717011
Easy. Own a corrupt Indian business conglomerate that has been around for decades.

>>1717011
Bump

>>1717011
tax indians who poo outdoors

>Literally outing yourself for inside trading

You are quite the fucking idiot, unless you're LARPing like the giant faggot that you are.

>>1716948
Can't tell if jealous or mad that you were probably a victim in my car

>>1716952
>you were probably a victim in my car
This part will look bad for you even if they pinch someone else for all those sexual assaults.

trumpcoin rose 100% in value the last week

>>1716872
I thought this myself. Shorting companies you think he's likely to criticize, like ones that manufacture in the USA but also offshore to manufacture outside the USA.

>Stock down by not even 1%
>JESUS CHRIST TRUMP CONTROLS THE MARKET WITH HIS TWEETS

Toyota was already being corrected downward after spiking up twice that week. Trump had nothing to do with it. Investors are starting to wisen up that he's just a blowhard and won't do shit to big companies.

That's a nice pic Yo tell me she's not a pro

>>1716812
>buy house
>negotiate down
Real estate is bubbled everywhere. Houses currently (e.g. Canada, Australia, NZ, etc) sell for ABOVE asking in a BIDDING WAR

>>1716812
I've sold houses before.
I can't imagine lowering my price for cash. It's the exact same to me either way. If you get a mortgage that's still cash going into my account.

>>1716804
try going to r9k

>>1716804

You can apply to jobs and interview without actually accepting the jobs. You can use the capital gained from your accepted job to invest in a job you can be the boss of.

>>1716804
you learn how to run a business by working for others.

otherwise you're trying to reinvent the wheel and you're not going to live long enough to succeed at it.

I want to learn to code too but to get a job in IT most guys working in IT I know are so dumb I just want to learn to code fuck it

>>1716724
>java
pajeet please
C and Go are good, I use it.
Contribute code to
https://github.com/bitcoin/bitcoin

>>1716764
Wtf is C and Go faggot

>>1716684
Are you an ausfag? What suburb are you in? North-West Sydney?

>>1716697
nah, im an amerifat

>>1716714
Well I know in Australia our interest rates are at 1.5% and inflation is at like 1.2%. So it costs .3% to borrow in real terms. Banks lend from 3.5 to 4.2%. You can also negative gear here, meaning your mortgage payments reduce your tax by a 1:1 ratio. These incentives and interest rates mean that any family with two half-decent earning parents can basically afford a 3m+ house in Australia.

I'll give you an example, my father used to earn 400k+ here, and 150k+ would go to tax. So as our current asset value is at minimum 2.5 million, we can pay the mortgage repayments with our tax- a 3.75 million dollar loan is the maximum we can go with the 'negative gearing' incentives, aka, we have to spend our actual take home money on mortgage repayments after that. So, we can afford a 6M dollar house without denting our take home income,

The thing is, after the dotcom bubble, and the GFC, the Australian government basically subsidised housing; First home buyers grant, negative gearing applying to all housing basically, and allowing Chinese buyers in.

So, to recap, my dad's fairly big Aussie salary allows us a 6 million dollar house, with no change to our take-home income. On top of that, say, we could afford 7-7.5M with sacrificing some of our own money that would normally not be spent and go to savings.

My mum doesn't even work, and we can afford an 8 million dollar house. Does that sound a bit retarted to you? It should.

No one can afford the houses, rather, the houses are expensive due to the effect of government policy and intervention, and one day, I know in Australia we are literally a year or two away from it, panic sellings begin and the bull market reverses.

In USD, my dad's 290k salary would make us afford a 5.5M+ house. In no sense is that rational, nor sustainable.

Welcome to the redpill of finance; Every cunt's fucked.

>>1716677
*hate not have

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>>1716677
you could try not applying for jobs you don't want.

or maybe applying only for jobs you do want.

god i want to shoot a load down eugina's throat, she would gain 5 lbs on the spot

>>1716637
Nope; I pay off everything every month, and the last time I checked, my score was 916.

What else did you do that you aren't mentioning?

>>1716637
Also, inb4 r9k

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>>1716655
Granted, my credit history is only about 6/mo long, but I've been paying everything early. This is the first time this has happened. Using credit karma, btw.

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>>1716624
not too late to get in sub-1000

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>>1716624
BUY THE DIP
>BUY THE DIP
BUY THE DIP
>BUY THE DIP
BUY THE DIP
>BUY THE DIP

So. What are your unrealized losses, memecoiner?

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bigbuttcoin blockers are ruining bitcoin with memeing against segwit while altcoins have taken the open sourced code and implemented it

>>1716476
hope his not connected to the mob

>>1716476
Write a nasty Yelp review or something then move on with your life. If you're being paid illegally you don't don't have much legal recourse.

>>1716476
osha and irs should be sufficient.

you'll get screwed too, you owe more taxes on your income than he does.

>>1716456
Could try putting it up on Freelancer or some other coder-for-hire site. The off-shore ones that get coders from India and Eastern Europe are pretty inexpensive.

>>1716456
1. Outsourcing is always cheaper
2. Get some investors together
3. Marketing through already existing social media platforms is good, but try to sell yourself partially as a solution to the problems people already face with Facebook, Instagram, Twitter, etc.
4. Focus your pitch
5. Get a graphic designer for the logo
6. Use the app or website or whatever.

Lean how to program
I learned how to /3/ on pluralsight. They can teach you any software for 30 a month...but it has a 2 day free trial if you want to try and jew your way through it in that time.

>>1716452
the wolves snapping at my heels.

don't hear the wolves? stop paying your bills and see them.

>>1716452
A desire to eradicate the Negroid race.

motivation is a meme

decide what you want, figure out what you need to do to get there, and develop a system that makes consistent progress on that path.