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Archived threads in /biz/ - Business & Finance - 6029. page

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>tfw graduated 2 months ago and got a job in my field making 65k salary (but closer to 94k with my bonuses), no internship experience at all, 3.1 GPA, car and 0 debt, and I realistically work about 2 hours a day (our office has 2 rules: there are no "set" hours and nobody is a "boss"

Describe a time when feel you got extremely lucky /biz/
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>>1800982
What's the field?
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>>1800982
What do you do, my dude?

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Is joining the military (the Canadian one in particularly) a good idea financially?
21 posts and 3 images submitted.
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>>1800605
any military is a good idea financially
the only military that is of any importance whatsoever is american though
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>>1800608
I want the $225k signing bonus
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>>1800614
>up to
thats most desired conditions possible
what they probably mean is if you have a bachelors already and going in as officer, and only then theyll give you half of like 50k first, second half after your 4 years or 6 years or whatever
dont believe websites

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or time to abandon ship?
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its a rocket
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>>1799813
Look at the evolution anon.

Do you really think this 16 months of uptrend is simply going to stop where the 2013 two-month bubble stopped?
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>>1799813
it's an inverted turtle on it's back on the sunny beach obviously.

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why is this allowed? i only made 70k last year
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>>1799653
I still cant believe plebians don't know how tax refunds work, the bigger your refund, that means the more you fucked up when filing your taxes. Refund money is simply the extra money you gave to the government that you didn't owe them, then they give it back to you.

If you filed your taxes completely perfectly like some kind of autistic savant you would have a $0 refund every year
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>>1799653

Just blame Obama

/thread
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>>1799664
I owe $1200, I'm not getting $1200 back.

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(P1/2)

>go in for interview
>she seems to want to hire me
>says I will be payed 7.25 per hour, I have to learn the entire menu before I start, and I have to work at the speed of light
>tell her I have an offer from Arby's for 9.75 per hour and that I can't accept Jimmy John's over it, but if the schedules don't conflict I might be willing to work a 2nd job
>she says to go figure out what my schedule is and come back to her
>also while we were interviewing she didn't act very professional
>talked about things like how if I ever get pulled over while delivering for them to take all company stuff off my car and pretend that I don't work for them "you don't know us"
>ok.png
>begin work at Arby's
>pay is good
>people are decent to cool to be around
>cut me slack for being new and slow, but also tell me I'm doing fine, and even compliment me on taking the initiative
>get a motherfucking 50% discount on all food and stuff
>go back to Jimmy John's right after shift ends today still dressed in my Arby's uniform
>all of the employees are in some kind of meeting
>just walk up and say hi and that I'm here because I have the schedule the interviewer requested
>some woman stands up and walks up to me
>says she is the (whatever kind of manager is in charge of all the local stores and the individual managers answer to)
>say's they've decided to pass
>ok
>"thank you" and sits back down
>leave
>come back later hoping to talk to actual interview person
>cunt is still there and walk up to her and start conversation because didn't know it was her
>fuck
>we end up talking
>ask her what gives
>get vague answer
>ask if its because I asked for more money in the interview, because I prioritized Arby's over them, and because I walked in with my uniform on in the middle of their meeting and said I had my schedule
>she says she doesn't feel comfortable hiring me because she feels like I look like I'm on drugs and she doesn't want her customers seeing it
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>wtf.png
>tell her that Arby's literally had me do a same day as interview drug test that I passed, and if Arby's doesn't think I'm on drugs then she shouldn't either
>she goes bitch mode and says its her store and she can make her own decisions and that the interviewer girl apparently said she felt like I was on drugs too (I got 0 impression she felt like that and infact she seems to completely want to give me the job)
>she says she never offered it to me
>I question her why they demand such god tier level performance from their employees (stuff I mentioned earlier) yet pay only 7.25 per hour
>she says something about Jimmy John's (the guy, founder I'm guessing)'s way of running things and that the law says they are only legally required to pay that much
>I just give her a deadpan look pic rel
>she just says something I can't remember and walks away
>I look at her again and just say "your pay is garbage"
>She just says something stupid and cop-outy again like "ok goodbye" or something and goes around a corner
>Walk out
What happened?
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>>1798984

Who cares bro?

Trust your instincts. JJ is a shit place to work and you have a better job anyway. They need slaves and you weren't slave tier. So they made some shit up about drugs, etc...

The truth is they needed a dirt slave and you weren't it, so they made some shit up.

Also JJ is in a little bit of trouble, there's a lot more competition in the sandwich thing and their delivery service is a challenge.
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It must be hard to be a poor.

Redpill me on credit cards /biz/.

I've always just used the debit card supplied by my bank (UK), but I've been told that using a credit card when I know I can pay the debt is a good way to build credit.

Should I get one?
54 posts and 4 images submitted.
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Yep. Use a credit card just like you use your debit card, and COMPLETELY PAY IT OFF EVERY MONTH

If you do this you build credit, plus any of the credit card rewards are free money.

Look for one that gets you 2-5% cash back on various things. Redeem it monthly and put it in savings to earn interest. Free money
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>>1798955
Yes. Get a credit card. Just make sure there are absolutely no recurring fees. Don't just trust the person at the bank either. Read the paperwork. Make sure there are no recurring fees. Also, never close the account. If you close your account you will basically lose the credit you built. I had above average credit, but cancelled my credit card because I found a better one with no recurring fees. The end result was that my credit dropped by almost 200 points! I did finally recover, but it negatively impacted my life because I was unable to move out of my shithole apartment into something nicer because of my bad credit.
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Never ever use credit cards. They force you into debt. The banks charge you ridiculous overdraft fees on them even if you don't use them. Only buy things with cash and if you can't pay cash don't buy it. Fees will only go up under Drumpf. For more advice check us out on /r/personalfinance.

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I'm thinking of getting into buying and selling stocks because I'm 24 with a kid on the way. I need the cash bad and could use some tips on getting into the stocks game. How do I get set up buying and selling them, what are some things to look for in a company to buy and sell them, etc. Any tips would be appreciated
22 posts and 4 images submitted.
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>>1798598
Invest in yourself and get a better job.Trading isnt a poormans game.
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you can only make big money with stocks if you have a lot of money to invest...
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>>1798678
>big money
define big money

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Can someone give me a quick rundown on this guy?
35 posts and 7 images submitted.
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he will become one of the greatest names in history
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his telekinetic powers are strong and growing with each day
>>
why is his face so tiny?

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http://www.investopedia.com/articles/taxes/021117/hr-block-gets-ibms-watson-your-taxes-hrb-ibm.asp

THIS IS JUST THE FUCKING BEGINNING

YOU KEKOLDS BETTER GET READY FOR THE AUTOMATION REVOLUTION

BECAUSE IF YOU AREN'T A CAPITAL OWNER

YOU ARE LITERALLY FUCKED
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t. NEET
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>>1797145
>"Watch out guys, this Agricultural Revolution is gonna put everyone but the feudal lords out of business, you'll see."

>"Okay, I was wrong before, but this Industrial Revolution is the real deal, you'll see. Just wait until all the guilds and craftsman are out of business and we'll see how much you like your "capitalism" then."

Stop with this shortsighted idiocy.
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>>1797372
Agricultural workers were helped by the plague causing a scarcity of labour and the industrial Revolution did put vast numbers of people involved in cottage industries out of work, what's your point senpai?

Is it even possible for gold to see significant gains without some kind of apocalypse situation? Or some threat of the world ending.

Maybe $2,000 or $2,500 /oz
39 posts and 6 images submitted.
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The rest of the world would have to get its shit together.
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>>1796483
gold can increase in value tenfold if it becomes reserve currency again.

probably won't happen for this very reason.
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Gold will see big increases over the next few years when the next global recession hits - this time debt levels far exceed anything we've seen before, there will be currency crises worldwide (arguably there already are) and thus a rush to actual physical, tangible assets.

Gold has been seen as money for over 5000 years, so it's only natural that people will rush to this (as well as Silver) first as fiat currencies start to really lose value quickly.

Also if the rumours of the Chinese buying up vast quantities of Gold to eventually back their currency with it are true (it's not such a far-fetched idea), then Gold will go through the roof.

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What's your credit score?

How do I break 800?
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>>1792134
Dipping below 740 was your first mistake.
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>>1792135
The $1500 sign up bonus was too temping.
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About 580.

I had a bunch of medical bills when I was a teenager I couldn't pay.

I am denied every credit card and loan application I put in, even the ones meant for repairing your score, I actually can't figure out how to improve my score.

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I have a group interview tomorrow, it is an opportunity that I cannot let down. How do I remain calm and not shake? Last interview I got was at 15 and I got the job now I am 20 and fear of being a dumbass.
Any tips and tricks?
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I take a half pill of Ativan and a lil Adderall and I feel like a god
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>>1801540
I don't have access to those
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>>1801535
https://youtu.be/VVaSjYUNgwo?t=969

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I don't actually trade and probably wont anytime soon. But what's the catch with Robinhood? Commission free trades sounds pretty good, but what's the downside?
9 posts and 1 images submitted.
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>>1801481
Read the fucking FAQ
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>>1801481
the catch is you suck ass at trading and lose all your money haahahahahahah
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ok

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>get paid a pretty good salary
>enjoy 6 weeks vacation and full benefits
>force myself to do about 10 hours of work a week
I'm worried that my gravy train might dry up or my employer might expect me to take on more responsibilities in the future, but it's hard to bring myself to wagecuck more than the bare minimum. Anyone else in or been in this situation?
11 posts and 1 images submitted.
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>>1801305
what do you do? and what's a pretty good salary?

If you do something specialized sometimes you just get paid to be there if things go wrong
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>>1801305
Government worker
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>>1801305
I'm in the same boat, except I make $37.65/hr and don't really care about my job. I work 15 hours a week, tops, but clock in for 45-48 to get some of that OT.

And they said a Psychology degree was a waste of time

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Hi /biz/, I posted this on /adv/ too, but I also want to hear your opinion from the cold and cruel /biz/nesman point of view

I'm an attractive and very fit guy on my early 20s. I got no problem pulling club sluts for sex. I'm also an underpaid wagecuck and I hate every minute of work (I live in an economically fucked up country and even getting a job here its considered good luck). I've been banging this woman in her late 40s (looks younger tho). She owns few appartments that rents for good money and a small comfy business, and she asked me to marry her so one day everything she owns will be mine. I know she really loves me, and she got nothing to gain from me, but still she wants to marry me. I do love her also, but I'm also aware of the big age gap, and Its probably going to fail. I also feel like getting married at that young age is a big mistake.

Wat do? Get married and rich, or stay a depressed wagecuck but still single free to do bang whoever I want?
9 posts and 3 images submitted.
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>>1800960
-You basicaly are asking for money advice on biz

-Free money

-

-

-profit?, Om already on 2.
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>>1800960
itsfreerealestate.gif
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>>1800960
buy knee pads.

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