What's up guys? So I have a small shop on Depop where I sell vintage clothes and video games. I recently added some cheap China shit from Aliexpress, and wondering how do I go about getting the item shipped to the customer. Do I just use my credit card and change the address to the customer's address? Will my bank see this as suspicious? I would really appreciate some feedback, thx.
>>1821695
Why does the bank know or care about what address you are getting things shipped to?
>>1821697
Wont they see it as fraud?
>>1821701
If you’re marketing yourself as selling vintage video games, then customers will catch up to you. I did this on eBay and got banned, for example. The margins look good and everything, but it’s just not sustainable for the long term. Also the profits aren’t even worth the time and aggravation factor of having to deal with customers who know they’re fake (which are more than you’d think), and potentially getting reported.
But anyway if you want to test the waters, just order them in bulk.
>>get enough money for a down payment on a house, has to be 20% in most states, maybe even from robin hooding well if you are good enough to get $60,000
>>get a house in a city with 2+ bedrooms or more
>>Aquire nice WHITE/ASIAN tenants who are decent people and you won't mind seeing every day, won't deliver rent late, best case scenario: college students with STEM majors that won't be partying anytime soon because they are beta neck beards.
>>learn plumbing and electrical basics in case shit hits the fan, toilet/ sink flooding window breaking etc
>>have good insurance for these situations, make sure your tenants get the renters insurance also
>>sit back and have your mortgage paid off, best case scenario, 15 years, use income to improve property
Is there anything wrong with my logic? Almost done with my engineering degree, I plan to get married soon and make a down payment after a few years. I want to get gud at landlording.
>>1821669
Yea its a good idea but dont stop at just one property. Real estate is a great idea for getting rich by sitting on your ass. Heres a perfect scenario
>Find a bunch of houses in the projects for dirt cheap
>Buy them
>Rent out to nig nogs for just under the average welfare income
>Profit
That one is a bit hopeful but heres one thats surefire
>Find houses/condos near a college
>rent to cute college girls
>get college pussy
I am doing the above right now and just leased a place to 2 college girls. LETS HOPE THEY CANT AFFORD RENT ONE MONTH AND THEY GOTTA PAY ME IN OTHER WAYS
>>1821669
My parents did this. It worked out great for them.
>>1821716
Never rent to minorities. It is not worth the trouble plus I would rather not acknowledge their existence. Did rent to students though. They fucked up occasionally i.e. flushed cooking oil in the drain, broke my fucking sliding door handle (how even?). But otherwise pretty nice.
>>1821669
Rent to hookers. Get paid in dollars and roots
>Trump being very blunt economically
>calls for deregulation
>anons propose regulations that are limiting markets
>???
>profit
Tell me why deregulation is bad Mr. Soros
>>1821764
regulations usually responsible from keeping neurotoxins off your fruits and vegetables and stuff. but of course aside from safety and reasonable restrictions on harming people and nature they can also be used to suffocate an economy needlessly and create a shitty protectionist market that is awfully inefficient and noncompetitive.
>>1822580
>decreasing bureaucracy means it's legal to poison people
My gas has been off of my building for the last month now, they've been "Fixing it" entering my apartment every now and then. Can I withhold my rent until they give me back my gas?
>>1821427
Which state do you live in?
>>1821427
>Can I withhold my rent until they give me back my gas?
no, but you can talk to them about it about forfeiting it, and if you can't come to an agreement you can talk to a lawyer. in that case though, be prepared to vacate the premises in any case.
>>1821430
Massachusetts
I was traveling in Central America last year. I paired up wit a woman travelling from Czech Republic (I'm a man, she's a woman) for a few days (just a travel partner).
So, as you can expect, the topic of work came up. I was pretty straight with what I did (write). She...she told me 3 stories about what she did.
1. Se said she worked in the oil/natural resource industry as an employee.
2. She said she was self-employed.
3. She was semi-retired and living with her parents (she was like 41).
I felt she wasn't telling me the whole story, especially after she tricked me into going on a jungle trail I thought was free. We ended up running out of the entrance past the toll booth cause we should have paid initially.
So, I had no idea what the hell she did, but she was totally at ease when she was telling me about herself.
I'm just wondering if this is normal conversation in Eastern Europe to bullshit to others what you do for a living?
Not sure if this matters but I am North American. Also, in my neck of the woods, asking someone directly what they do for a living is like the first question you ask someone new. You're expected to be lol honest.
>>1821260
>41
>living with her parents
anon. I hope you aren't fucking her...
>>1821260
she probably has a pretty colorful work history and doesn't wanna get into it, is feeding it to you piece by piece
When people ask me where I'm from because I've got a subtle accent no one can quite put their finger on I make shit up because it's too complicated/ tiring to explain that to every person I meet.
Well /biz/ I just bought a 135k house located near a major commuting method to get to NYC.
It will work out to be slightly more than my current rent for a studio in Brooklyn. I feel like it is better to own my own place though.
Any tips for being a first time homeowner? And remember /biz/ you too can make it out of your parent's house.
>>1821122
And the reason it is slightly more is because of commuting costs.
>>1821122
Pay your taxes, keep your shit up, mow the lawn.
>>1821588
>lawn
>nyc
Op probably lives in some 60 square meters apartment
I'm Canadian. After taxes, my take home income is $48k a year. I have about $25k in savings. The $25k is rotting in a savings account and I'm losing money because inflation is probably outpacing what little my bank gives me in interest.
I currently live with room mates. I would really like to get my own place. Where I live, rent for a single bedroom apartment with utilities and parking is about $1000-1200 a month. Spending more than a quarter of my income on rent is pretty painful, so I want some means of supplementing my income.
Is it feasible to earn roughly $10k a year purely through weekend work? I'm a full time wageslave so my only free time is on the weekends. Currently I do virtually nothing on weekends.
Its not likely I will be able to get a 10k increase by trying to move jobs since this is my first job and I only have a few months of experience so far.
I'm willing to make sacrifices and take risks to try and get my own place.
If you work 50 weekends a year, that's only $200, pretty doable
good skill to learn is refereeing, weekends are full of games and most sports are pretty easy to learn the rules for, I used to get up to $25/game and could do 2 in three hours, but never did 8 games a weekend
there's a couple of niche construction jobs that can pay a lot, traffic flagging can be up to $20/hour if you do it on call on weekends and is just a weekend course
if you're making 4k a month at your first job you probably have a degree or trade, if you have a degree tutor asians and if you have a trade you're probably big enough to do some private security
If you had invested that 25k in weed stocks at the beginning of the year you could have made a solid 25-30% already tax free in a tfsa
>>1821178
>weed stocks
Can you clarify?
>>1821213
can't go wrong long on the big 4
canopy growth corp
aurora cannabis
aphria
cronos
I'm extremely interested in graphene. Right now the process to manufacture it is in its infancy, but as the technology develops the applications will be practically endless.
I see this as a massive opportunity to get involved (and make some good money).
How can I invest in this or find a business job related to it?
https://www.youtube.com/watch?v=J0ZMi83oUjk
>>1821067
I had a graphene startup back in 2015
we manufactured capacitors out of a catalyzed sugar condensation but we couldn't get appreciably superior results compared to existing electrolytic technology
like my five other startups it failed after 3 months.
>>1821072
What's your general perception of the stuff? Do you think we'll overcome these challenges in the next decade or so?
All graphene manufacturers on the London AIM are pretty fucking sad stories when it comes to their share price. Seems like it was over-hyped and until someone can make square metre sheets of flawless graphene I don't see much of a change.
The only company I know of that has built an actually useful product is a lightbulb which is more energy efficient: http://www.manchester.ac.uk/discover/news/graphenes-lightbulb-moment
I'd say don't bother as there are better things to invest in.
What are some good /biz/ reading materials to learn the art of obtaining, maintaining, and gaining wealth?
bump
enough with these book threads
>>1821045
oldfags = Napoleon HIll
Newfags = Steve Pavlina
or you could be a cuck and get tai lopez's stuff.
What ways are there to make money online? Doesn't have to be much, just some.
>>1820876
Arbitrage between ad networks; find a way to buy ads that send people to a landing page full of ads, where for each person who clicks the link, you make more than the cost to attract them.
Why online? You're making things harder when you stipulate that
Just get an easy part time job.
I'm a bit interested in economics, and I also happen to enjoy playing some Star Wars the Old Republic on the weekends. (WoW with a star wars skin, basically.). My pals and I earn money in the game by farming bulk amounts of resources and selling them in stacks of a hundred in the auction house. Our biggest problem was the annoyance of people undercutting us by small margins to get the top market listing. I thought about this and decided that we should make a guild based around the concept of creating a virtual materials monopoly. The plan is to have everyone in the guild sell their respective materials at a uniform price established by whoever sells the first stack. If anyone tries to undercut our price, we buy them out. If the competitor is selling too much to buy out realistically, we PM them and tell them about our plan and from what I've experienced they almost always join up with us to keep our plan going. I got my friends plus a few recruits to do this and together we successfully raised the unit price of a material by a good amount. My question is: Has this ever been done on a larger scale in real life? If so, has it ever worked?
Pic unrelated
It's called a cartel.
>>1820808
This
The Seven Sisters oil cartel would be a good example.
>>1820802
>we successfully raised the unit price of a material by a good amount
if you have managed to raise a price of a good by good amount, they major problem is going to become selling all the excess reserves because the price will probably fall, if it doesnt, GJ
How is dogecoin looking these days? Think I might sink some funds into it
>>1820786
it's like dead-ded
gl tho maybe will reach $3 in 2020
>>1820786
When bitcoin is the world reserve currency doge will be the coin of the peasantry. Buy now to be the king of peasants
>>1820786
I just lost my last five grand to my name online gamblng. help me make these suicidal feelings go. that was the last of my money. all i wanted was to double :(
>>1820672
1. What did you bet on?
2. Why did you bet everything you own on it? That's just retarded
>>1820672
r9k can help you
Is now the time to buy Monero /biz/? Seems like it should be good to hit at least $20 this year.
What does Monegro offer that bitcoin doesn't?
>>1820562
Privacy.
>>1820553
yes
Is it worth fighting debt collectors?
>Cancelled a gym membership in Dec 2016
>Gym's billing company bills me for Jan 2017 (nothing in the contract I signed said I would need to pay next months fees if I cancelled)
>Disputed transaction with my bank and got it reversed
>2 months later I'm getting called by debt collectors telling me I owe the gym fee plus a shit load of late fees
Should I just pay them to get them to leave me alone? If not how would I go about fighting this?
I paid off old fees from Comcast and had it turned back on for Xfinity Internet, yet I still had debt collectors calling about the old fees I've already paid for. It was the same fat nigger sounding woman. I just starting asking for her number and to drop some nudes in my DM. She hung up and hasn't called since.
>>1819355
That's funny but you ended up paying the fees.
The billing company had no contractual right to bill me for January which is why I disputed the transaction. My question it if it's worth just paying the fees or fighting it in some way.
>>1819360
Just ignore it. It's a gym membership. It's not like it's a defaulted credit card or apartment eviction. Nobody that looks at your credit report is going to give a shit about it.