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Archived threads in /biz/ - Business & Finance - 5897. page

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What's stopping someone from getting a degree in the US and taking on massive student debt, then fleeing to Europe or Canada or some other country, getting a job with your degree, and never paying your debt off? Would there be any consequences at all if you never intend to go back to the US?
8 posts and 1 images submitted.
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>>1846440
Well if you are not a US citizen then you do not qualify for the financial aid (fed backed). If you are a citizen and just plan to flee there may not be consequences but you'll have to build your credit from scratch. Feels easier to just ignore your loans and resolve to never own a home. They stop calling for payment in 10 years or so but may garnish all future tax returns.
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>>1846513
>just flee
I should have thought about this before I wasted all my money on college
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>>1846440
I got one for you anon
>put all living expenses on credit card debt
>use all salary to pay off interest and student loans.
>At the end declare chapter 7
>Shitty credit like most millennials except debt free

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> applied for job
> get email last night from recruiter if he can call me the next morning for more info. Give him my landline so my cell phone doesn't drop call
> next morning he calls me. Really likes me, talk salary, said he'll forward my portfolio to the one who would interview me and try to set up an interview either tomorrow, Monday or Tuesday. Said he'll contact me later the best time.
> email him an hour later that it was a pleasure speaking to him. Tell him I will be in and out throughout the day and to call my cell phone should he need to get back to me for the interview time
> it's now almost 9pm and haven't gotten any response back about when the interview is.

....what now? He said he wanted to get me in asap and said he would contact me later about the best time to come in and said it could even be tomorrow around 5pm.
What should I do? Should I try to contact him again or wait it out until he contacts me again?
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Bumpin
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>>1846208
wait it then call dont email
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>>1846242
How long should I wait?

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What books do you guys recommend I read to learn to be able to trade effectively in the stock market?
3 posts and 1 images submitted.
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>>1846115
read the price charts for ETH and BTC then u wouldnt have missed the dip yesterday retard baka
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>>1846116
I bought 100 ethereum during the dip cuz of you shillz lmao

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How do I get into stocks and trading? I don't know anything, have nobody in my family or circle of friends that knows anything about it, etc. I know there are books and """classes""" but don't know where to start.

Is investing in penny stocks a good intro to trading? Is it profitable for people on the low end who don't have a ton of money to play around with?
4 posts and 1 images submitted.
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>>1846113
no its not profitable
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>>1846113
Make an account on etrade.com/scotttrade.com
Invest any amount of money in Berkshire Hathaway. BRK.B/BRK.A depending on which you can afford, set it and forget it. Write your password down somewhere, check on it a year from now, run on sentence, profit?
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Invest all of your life savings in Ethereum, but first make sure to cut me 10% for this incredible advice.

t. investment pro

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>Whats the easiest way to make 6 figures?
>EASY
>Break it down like this: 8 people paying you $1k a month each, or 4 people paying you $2k a month each

Why didnt we think of this /biz/?
17 posts and 1 images submitted.
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>>1846015
or 16 people paying you $500 a month
32 people paying you $250 a month
64 people paying you $125 a month

EASIER MODE
8000 people giving me a DOLLAR A MONTH!!

wow!!
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>>1846061
>>1846015
this is blowing my mind right now
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>>1846015
>>1846061
or just buy eth

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I wanna get into some programming languages, but I have little time on my hands.
How long and what should I study to ensure that things go smoothly?
16 posts and 2 images submitted.
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>>1845973
Study penises and how to make them ejaculate smoothly.

Also invest in some kneepads
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>>1845974
>shit posting on /biz/
wew fucking lad mate
>>
Python:
Easy language to learn.
Good back end language.
Start of the art language for data analytics.

Java / C# (these two are mostly the same):
Mastering Java / C# gives you solid OOP concepts. People are hiring.

Mastery of these two languages alone will get you far.

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> ETH pumps
> /biz/ freaks out and shills like never before
> everyone gets excited and hops on the ETH train during ATH pump
> ETH starts to correct
> "you guys lied to me"
> "why did I fall for this again"
> "I'm down 10% in one day, never again"

Jesus christ you lame fucks are retarded. You're like a bunch of trendy hipsters. What do you expect when you buy ETH at $19-$21 when it hasn't been there for almost a year? Did you just dream that it would magically keep rising? Did you think there wouldn't be a downturn? Get some sense, /biz/, I like to believe you're better than this.
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>>1845927
>tfw bought at 20
>tfw panic sold at 17

WHY GOD WHY DO YOU HATE ME
>>
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>>1845927
>I like to believe you're better than this.
>half chan

LOL
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>>1845938
you hate yourself.

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Need a bit of advice. I have the opportunity to get a master's in engineering at a pretty decent American college, which would cost me about $100k. My undergrad is in a shit-tier meme science field, so if I go for this I can expect a starting salary of about $80-90k versus $20-30k if I stick with what I have now. Also I think I'd personally enjoy engineering more than science. I also currently have no debt, with savings of about $30-35k. So, I basically have two options:
1) Go for the degree and take the debt.
2) Try to get into a cheaper school, which would take me a year during which I'd save roughly $15-20k from working.
What would be the best option for me, financially-speaking? Can you think of anything else I can try doing?
10 posts and 1 images submitted.
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>>1845895
Do a what if analysis:
possibility N°1: keep current job and invest 100k in some instrument
possibility N°2: get 100k worth education, account wages lost, account future wages at 80k

possibility worth more in present value is the one you should go for
>>
>>1845895

Why would it take you a year for a cheaper college? Unless graduate studies admissions is different, I think you should be able to get in by fall semester if you bust your ass. $100k sounds expensive so unless you're an international student, I would look for a cheaper (quality) school. I was able to save about half of my salary per year after graduating making $80k, so it's certainly possible to recoup your losses quickly from paying for tuition and all of that.

A degree from an American university will drastically improve your earning capabilities for life.
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>>1845895
Masters in engineering doesn't help you. A company will think that you could invent the same devices with a Bs as an Ms but now have to pay you more for it.

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How do you get hired for contract work in this field.
3 posts and 1 images submitted.
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private consultancy
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>>1845877
Talk to a recruiting/placement firm

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what are the pros and cons of a wage cap in america? if the highest earning employee can only earn as much as 20 times as their lowest earning employee, what would come out of this? is this socialism?
17 posts and 1 images submitted.
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>>1845874
maximum wage is a CSR issue. govt should not get involved because govt intervention is a slippery slope

>today minimum wage
>tomorrow maximum wage
>the day after tomorrow all wages capped in brackets by the govt
>the day after, commie wage regardless of social role
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>>1845874
The idea itself is not socialism because socialism is simply an economic control by government, not implied by the simple idea. In effect, it would require a socialist government to uphold such a system. That said, I cannot think of any long-term benefits to such a system.
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>>1845874
I think its a good idea but 20X seems kind of arbitrary.

I dont a problem with CEOs per say. I'm with Thom Hartmann and think that don't think billionaires should exist. 999 million is more than enough for anyone to live on. Anything over that should be circulating back into the economy or be put to communally beneficial use.

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How do I become a history professor?
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Any kind of tenured position is highly coveted and the selection process is probably more political than merit-based.

Unless you want to be a TA, post-doc or other position that is essentially academic slavery, especially in the humanities. You honestly may do better financially just working at McDicks
>>
you don't want to be a useless history teacher,
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>>1845833
You don't unless you were born into a prep high school that got you into a Ivy League, other than that there are so many post grads around it's like a lottery.

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https://poloniex.com/exchange#btc_dash
3 posts and 1 images submitted.
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>>1845826
Now the 3rd biggest crypto currency,kinda mad i let that one slip by
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>>1845826
>posted 1 hour ago
>it's already up 450% in 3months

OP bought at 0.04567889 satoshi 2 days and he is now trying to unload his bags for a loss. nothing to see here goyim.

dash is a pump and dump for amanda b johnson's nudes

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Is "scope" just a nice business way to say "fuck off, we're not doing that"

Part of me is dying inside now that i have to do project management but I have to figure out what these words mean
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>what we'll do
>what we won't do

Pretty much. You'll be surprised the amount of shit people will expect you to do without any time or resources
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>>1846045
Yeah, i just made a list of the 1 thing in scope, and the (currently 27) things not in scope.

I explicitly state that this (not comprehensive) list is for items which forseeably could be added by others in the future, entirely separate from the scope of this project

basically a nice list saying "if you want to do any of these, you have to do the work"

i have to say autism really comes in handy for this kind of pedantic regulatory work

these fuckers won't know what hit them

i've got 20 years of internet nerd pedantic arguing over them

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Is it possible to meme a market crash?
6 posts and 1 images submitted.
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also check em almost dubs
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>>1845771
wow.. guess not many post here eh?
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>>1845770
Anything is possible with meme magic

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What's stopping me from taking out fat loans to invest with and putting it in blue chip dividend stocks? It'll basically pay for itself right?
13 posts and 1 images submitted.
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>>1845768
Barely, you'd need to invest thousands just to earn 100 bucks a month from blue chip dividends, how much you do you think the bank would give you?
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>>1845796
>bank
There are other sources of capital
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>>1845768
wont work because the interest rate will be higher than your returns

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