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My first car accident

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Hello anons. Tonight someone swiped my car while it was parked. I've never had anything happen to my car and I'm not really sure what to do. Do I take it straight to the dealer/autobody shop or do I tell my insurance first? Would this be a reason for them to increase my premium even if I have a flawless driving record?
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Call the cops, wait about a million years for them to come out so you can file a report, then call your insurance. Coverage varies, so who knows, if you have liability only, you'll have to pay for it, but your rates won't climb. If you have liability only then probably pointless to call the cops.

Actually. Call your insurance first, tell them cops are on the way, and see what they say. If you're on the hook for repairs anyway, forget the cops.

There are too many variables for insurance.
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>>18146354
The thing is this happened at night while I was in a different town, say town Y. I should call the police even if I live in town X? It was night time and I didn't notice until I was at the gas station where there was enough light to actually see something
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>>18146318
What kind of car was it? Post pics
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>>18146318
CONGRATULATIONS!!!

you just had your FIRST car accident

CONGRATULATIONS!!!
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>>18146370
It's a BRZ but mine's white. The damage is pretty minor fortunately. It's hard to tell but some paint has chipped off
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>>18146370
And here's a pic I took when I first got is
Thread posts: 7
Thread images: 3


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