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Hey /adv/. Got kicked out, staying at a friends place. I have about $10k USD in my bank account and I only have a semester of college under my belt. Should I work part time and continue college? If I do, that means I'll have to take out loans; Or should I just work in some retail job for a few years and save up my money and decide what I'm going to do from there? (I'm in computer science at the moment) What's the best option for me? Thanks.
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Oh and I also forgot to include that I'm doing two years at a community college + last two years at a four year university.
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>>18009108
Then you shouldn't need loans for cc. Just dip into your reserve for the schooling until you take out loans for the 4-year.
Do whatever you can to stay in your major cheaply. If you quit you might never feel the urge to go back and stagnate.
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>>18009110
So it would be a better financial decision for the long run to finish college and get my CS degree now rather then to just take time off right? I'll probably have around 10k-17k debt max after getting my degree. Considering that CS majors get paid quite well straight out of college, I think I can somehow manage this.
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>>18009118
By today's standard 15k student loan debt is actually on the low side.
I have ~30k from college and my payments are about 500 a month after refinancing one of them.
It's manageable.
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>>18009107
The one thing you have more of than anything else in your life right now is Time. So I'd go with the "drop out, work for a while and save up" option. If that means you'll be a few years behind in getting through college, that is absolutely no big deal.
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