I'm 22 and have come to realize that my mom will never kick me out of the house. How do I go about leaving? Give me a point-by-point plan.
It's getting so miserable. It was fun for maybe the first 2 years but around the time I turned 20 doing nothing all day, never leaving the house (no car for the NEET), just started getting to me, although I didn't quite realize that for a while. I'm at wit's end, want to get out of the house, preferably move from my state for a bit, maybe to a place like Colorado or Utah.
How do I get a job?
Why wouldn't it work?
It worked for me,inflation is pretty much always less than growth. Inflation is a very good thing and I love it.
Step 1: get job
step:2 save up around $10(brotip:automatic deposits in your investing or second bank account are you friend here, that way you pay yourself while still getting the paycheck o paycheck lifestyle most people want. $100 for 2 years will get you there)
Ste:p3 buy a car with half that money, $5k will get you a damn nice car. Ask /o/. Maybe you want to get a shitty car for $2k and a nice motorcycle for $3k, this is a solid plan and perfectly reasonable.
St:ep4 Continure saving and getting used to keeping up with maintenance, transportation is by far the hardest part of living alone. While doing this also think of your favorite foods. You can eat well on $200/month, but I'm all fancy and shit and am not happy with such exuberance, I budget $300.
5:::You have transportation and know what you eat, now you just find a nice studio apartment as close as possible to your work, or a cute house with some druggie potential friends looking to rent out a bedroom or basement
This is a stupid plan though. There is literally no good reason to move out. If work is too far I think it would pay off more to find closer work. If light is a problem as if you can hang blackout curtains, or just hang them up behind the current ones. Noise is harder to fix, but I don't even notice it anymore by running a box fan and white noise generator at all times.You have something good. Just stick around until they either kick you out or your financialy independent and you can travelt the world living off of interest from your investments. Look into betterment or vanguard. Thses are what the entire plan hignes on, mutual funds. Being poor is a choice. Like I said, you can live paycheck to paycheck to fit in with the normies, but for your sake please deposit at least $100/week into your vanguard or betterment fund.
>tfw make enough to live on my own but scared to leave mommy
I can't do it guys, if I go more than 2 days without talking to mommy I go crazy and start to get scared. I'm a total mommas boy at 25, she cooks, cleans and does my laundry for me. She makes all of my appointments. Plz help.
You must be retarded if you think capitalism is anything other than the best thing to ever happen to human society. Obviously you are a subhuman who isn't worth anything. Maybe if you tried being useful for once in your life you wouldn't struggle so much to find a place. Most likely you are just lazy though. How hard is it to go looking for apartments, or if you really are poor, then look for roommates.
maybe at first it was, now it just lives to out gouge other establishments.
i'm not struggling to find a place, i have no motivation to find a place. for somebody that calls me a subhuman you fail understand something so simple.
i asked -why- would i want to, and not if i could find my own place.
>admits to having no motivation
I'm living proof it worked though. I moved out of my parents house for 3 years before moving back in with my grandmother to 'help with the house'. It was nice and all but I was pissed off spending so much on my apartment and having no friends. At least granny has enjoyable company and doesn't charge ridiculous rent. It really doesn't take any motivation. Mostly I just did it autmoatically. What do you do when you get money? You save some and spend some. This is my entire life. Now that I'm adult it's time to consider doing something with saved money. Mutual funds makes the most sense, but also shit like car is a need. I mean besides transportation and housing you really don't need anything else. I buy clothes when it's marked down from 6pm or gilt because I'm a dandy fuck, but what else is there to buy besides food and drugs? I drink daily, a mix from bottom to top shelf live so n my bar, I guess I spend about $10 to $25 a week, depending on the quality of my thirst. I realy can't think of anything else. My chinkpad is old but works fine. My smartphone is old but works fine. I wouldn't say it's the best way to manage one's affairs, but I"m confident it's at least in the top ten.
Wait, so you can, but you don't want your own place? This is exactly why capitalism was invented.
Don't want something? You don't have to buy it. Are you really crying that you don't want something? Either start wanting it or find something else that actually matters to put your energy towards.
>"just get more motivation!"
typical capitalist apologizer.
>"just invest in mutual funds! $10 to $25 is all you need to enjoy yourself, young man."
ITT - people who lived their young adult lives in the 80's and 90's and maybe the 70's who don't realize that everything is at least 4 to 5x more expensive now than it was back then.
>"just invest in a mutual fund!"
top laff. so you can get gouged when you withdraw on your "gains" 10 ways to Sunday.
all these "retirement funds" and investment accounts are designed to keep a bloated capitalist system afloat while you never touch that money until you are ready to die.
and you dare to wonder why the younger generation can't afford to move out or barely even afford basic necessities like food and drink.
You must not understand my plan. It has nothing to with living with grandmother. What part of paying yourself first and then not wasting your money on shit you don't want do you not understand?
I am american, this is current days prices. I understand canaducks and yuros have high alcohol prices, just adjust accordingly. It's the same concept, you have an alcohol budget. Don't get hung up on the specifics. Some guys might want to drink nothing but glenlivet and have $200/wk for booze, others may be rare and cheap drunks, where an $11.99 handle of aristocrat lasts all month.
I don't think you understand what a mutual fund is though. You are charged as a percent of your entire egg, not based on principal or gains. It costs you nothing to withdraw them. Why would you withdraw them though? It's saving money for a purpose. I guess if you consider growth a charge, then ok. I am perfectly happy paying -$378.69 cents when I'm ready to withdraw and buy a new motorcycle or whatever though.
I guarantee you it still is. $15k is average salary on minimum wage. This can easily buy a modest home on 0.5 acres. Maybe you can't afford 0.5 acres in manhattan, but in other places in america absolutely. I'm guessing you make close to 25k though, since this is an 18+ website.
Quite surprisingly, when you try to leave, you will realize she's actually trying to stop you from ever leaving.
The plan is the following:
1. Gather a month's worth of rent and food.
This is the hard part. You'll probably need to get a job and work for a month or so.
2. Rent a place and move out.
Pretty much any mutual fund adherent will stress the importance of having individual acounts for retirement, tax advantaged retirement, emergency, and then any 'big' purchases, such as a house, business, boat, car, or whatever extravagant bullshit you want it.
You are within your rights to be poor though, that's what is so nice about our capitalist society. You have the option to be poor if that's what you really want.
If you struggle to pay your water bill and a bag of rice and beans though I think you should be more focused on day to day survival before you start thinking about where you want to go on vacation this year. Again, thanks to capitalism this is a choice though. We give out food stamps. It is enough to eat very well. You will actually have money left over each month after buying your rice and beans for the month. Enough to buy a lot of frozen vegetables, and you can probably even have meat once or twice a week if it's on sale, all on the free gubment gibsmedats.
I guess you could always try selling your home if you don't like owning. I wouldn't want to own a home, but it's not really that much of a problem if you do own one. Consider it as having your funds tied up in a bond. In an abstract sense it could be viewed as an investment.
I'm not living with my grandmother due to thrift. Like I said, I enjoy her company, I have 1 more friend now than I did when I was living alone downtown. The extra 200 something a week is nice, but mainly I was happy to get out of the city. I'm a country boy at heart and city life sucks, especially if you do nothing but work and drink.
I'm not sure what you mean by asking what my youth is worth. Are you asking me what my salary is as a young professional, or do you literally mean what I would sell my youth for? It is pretty depressing, but it is an improvement over what I had before. That is why all decisions are made, the deciding agent feels it is better than whatever was before the decision.
Since most people love dick measuring with their salary I must have overshot by putting you at 25k. So 20k then? That is still above $15k.
Why did you misquote me though? I never said >i guarantee you it still is
you have no idea what you are talking about, obviously you are out of touch with the younger adult generation but like to pretend like nothing is wrong.
find a rope and exit this planet pls.
If you aren't on food stamps then my advice really applies here. You said you can't afford rice and beans, so I'm sure you will qualify. I often eat rice and beans but not daily. Unless you just love rice and beans or don't care much about food I would suggest a little variety.
At the least you should eat a variety to ensure a balanced nutrition. Luckily they can simply be added to your staples. I usually have roasted vegetables as a side. You should include lots of fruits and vegetables in your diet. The frozen shit is almost always cheaper, fresher, and healthier than the shit found in the produce aisles.
Other staples besides rice and beans could be corn, potatoes, wheat... you get the idea. My diet is very heavy in wheat. It's actually better than the premade shit too. After you get used to making your own pasta and sauces you'll wonder how someone can suck so bad when you try theirs made with canned sauce and boxed noodles.
just shut up, why don't you go to the grocery store and buy fruit, rice, beans, frozen vegetables and see how much it actually costs you.
when was the last time you even went shopping for groceries?
i can afford to eat, but i can't afford to eat and move out and have my own place?
guess which i pick? this whole thread was started with the question as to why i won't move out, and i replied that i have no motivation in order to do so.
then you concluded that i must be a fat manchild living on government handouts.
10/10 skills of deduction, sir.
and you think 15 to 20k a year is a livable salary to have your own place?
something seems fishy here. you must be a girl, my sister can live off a tiny sum of money for food but i can't.
>something seems fishy here
>my sister can live off a tiny sum of money for food but i can't
I go shopping on monday, so that would be 6 days ago for my last shopping trip.
Frozen vegetables are about $1/bag. You get different amounts depending on the vegetable you chose, let's say aveage is 12oz. Frozen vegetables are more expensive as they're a treat, usually they're around $3 to $5 a bag and like 16oz/bag. I like rice so I spend a lot extra for the expensive shit, it's $16/20lbs. Beans are cheap but differ based on what they are. I like all kinds. They are around $1/lb, I can't remember any specific sizes or costs. They're so cheap it's like why bother?
This is staples I'm talking about though. A big ass bag of rice or beans has a long shelf life, so I buy in bulk for lower prices and less frequent trips. The vegetables, fruit, and whatever else I want are what I get on the weekly shopping trip. Does it really seem strange that a person can eat well on $5/day? I even have nice sweetened jew water. I buy crystal light powder for making drinks.
Is your mom hasseling you or otherwise making your existence living at home terrible? Do you have a girl or friends that you want to bring over but can't because you're embarrassed to be living at home?
If your answer to these are no, then there really isn't a point in moving out. I'm 25 now and I moved out in my early twenties due to muh independence. But I was a typical robot back then, so all I did in my new place was the same shit I'd do back at my parents: browse 4chan/internet, work out, go biking, shit like that. Literally nothing changed except now I had a huge expense each month.
I mean you might be at that stage where you just need to get it out of your system like I was, but be prepared for disappointment. It's not like living on your own will bring Stacy banging on your door begging for sex.
Not OP but in same boat.
I think getting a job and getting out of the place that has somehow turned into your prison without you noticing is what he's looking for.
Responsibility of rent and getting out of the house each day, plus returning to a new one, is exactly what NEET's like us need.
OP you need to apply to literally 40 different burger flipping jobs multiple times to get a job, practice your interview with mom if one calls you back, and then work there for a year and save 80-90% of your cash so you'll be able to make ends meet for when you move into your studio apartment.
I have another 6 months of living with mummy, but even just having the job and some cash to spend on occasion has really turned my life around. I wish I had gotten one before my house turned into a prison, then maybe I wouldn't have to move (plus I could spend even more money as I wouldn't have to save it for moving out).
>house has turned into prison
You could just go on vacation and have somebody redecorate/refurnish/rearrange. There are cheap ways to do that and it can change your house dramatically. Less drastic than moving and your mom would probably like a change too.