so its tax return time what will you get with yours im going to get a note 5 unlocked to replace my lg g stylo and a case because 700 dollars is too mich not to protect
No removable battery, no SD card slot, no IR blaster, not that much better performance from s6.
The lack of an IR blaster is the worst part.
>making so little money that you actually get a tax return
I had to pay extra because my employer didn't pay tax, got paid NET instead of BRUT so I got screwed over by my employer and the government asking me for tax. It's gonna take 6+ months for the government agency to look over my case.
I live the hardware, tired of the bullshit with updates. I've always had a phone that could run AOSP so I never really had to wait. I've been waiting for Marshmallow for nearly 4 months, and CM13 boots on it but nothing works because there's no drivers. So fuck Samsung, I'm done.
still running a note2 because it just werks
still using a t420 for work becuase it just works
no reason to spend money on tech for a negligible preform gain.
pic related is what i'm spending a 1/4th of my return on, finally got to shoot one at the range last weekend, tfw almost no recoil compared to an m14.
Another fouth on an aimpoint sight, and putting the rest back into my savings account.
you guys having savings accounts right?
I'm picking up a Glock 43 Full flat dark earth
cute, looks nice
but if you've never shot a steyrM9 go fucking fine one and shoot it
>dat low profile slide
>perfect center of gravity for muh follow ups
>super quick acquire trapezoid sights
>internal steel frame not rails glued to plastic
(not sure if they make fancy colors tho)
>>making so little money that you actually get a tax return
>I'm a fucking retard that doesn't know how tax returns work
You shouldn't be getting a return period after your first year or two at the job. If you do, you're shit at handling your taxes.
>I'm getting $5000 back thanks to having a child and having an unemployed wife.
>5 fucking thousand in a return
So have your company withhold less money for taxes out of your paycheck you dumb fuck. That's $400 into your pocket each month. If you know what you make and know what your deductions are, you can adjust your withholdings to come out within $20 or so of even. Getting a massive refund like that just shows you have no idea what's going on in your finances.
My child is 5 months old. I'm getting $4,000 in tax breaks from her being born, and I'll continue to get that until she's a teenager.
If I had asked for what you said, I would have risked needing to pay $4000 instead in the event that my wife didn't get pregnant.
>If I had asked for what you said, I would have risked needing to pay $4000 instead in the event that my wife didn't get pregnant.
In which you would have been excused. Like I said earlier, your first year or two on the job. It also depends if your deductions drastically change like buying a house or having a kid.
It can also be affected by business expenses, medical expenses, and education. There are plenty of reasons to get money back. I frequently get more back than I paid in.
Because that is money that could have been invested, when the government has it you gain 0 interest on that money. If you had that money instead invested throughout the year, you'd have made more money.
Why are you giving the government a personal interest free loan?
Already bought a Xiaomi Redmi Note 3. At least my phone has a proper battery and only costed 150€
Just invest it in your 401k or something if you aren't already maxing that out.
Safe investments will still return a couple % without much if any risk at all.
Either way, no excuse to be getting a huge refund if you have a steady income besides poor planning by you.
Note4 is confirmed getting marshmallow, so not sure why you think that's an issue.
It's within 15-20% performance of the Note5, it is still a pretty solid phone.
And this is coming from a note5 owner.
The Note 4 isn't THAT old, dam. It was released October 2014.
But if you want the most fancy specs just because then you should consider the Z5 premium. It has a 4K screen (2160p), a 23MP camera, and of course a mSD slot.
I think that anon misunderstood the other anon. The original anon was implying that he should save it and invest it. The second anon took him as saying that he should literally save it and put it in a bank.
No its a check from overpaying your taxes
Lots of people do their taxes smart and dont get one, but it helps children who cant save have some spending money the beginning of the year.