Hey guys, so today I was deleting everything on my paypal related to my bank that account got deleted. I called to the bank and they told me that they deleted my bank account due to inactivity for more than 6 months with a $0.00 balance. All my debit cards were seized and the bank account was trashed.
>This bank account was solely for buying online.
I had exactly 6.90 dollars left of PayPal balance. I wanted to take care of this balance to leave it at $0.
I went to eBay and ordered some shit worth exactly $6.90. Little did I know they taxed it so it raised to like $7.30. I confirmed the payment and it stated the usual:
>Instant bank transfer from XXXX-666 Bank Name.
I had only 6.90 and the account DOESN'T EXIST anymore. This is not a credit card, it is a debit card with no overdrafting capabilities.
I was 40 cents short and PayPal and eBay accepted the payment.
After noticing this I was curious on what would happen with a bigger amount.
>I proceeded to spend $3000 dlls.
At this point I was expecting the usual "No funds left... etc." message.
What did I get myself into? Should I cancel the order and tell the seller it was a mistake or something and confess everything to the bank?
Again I double and triple checked my bank dashboard and I have absolutely nothing charged (under the dashboard you get several account statements, on mine there are no accounts).
But can I get in trouble [legally?], I have not signed for another bank account, there are no bank accounts under my name. Is this PayPal's fault, the bank's fault? Where does this money come from?
>But can I get in trouble [legally?]
Well, at most they should be able to charge you for all your purchases. Can't be sure though.
I'd guess it's PayPal's fault and they'll soon figure out that they can't get the money from the bank.
Which is probably what happened here >>42293335
Do you really think Paypal is just going to bend over and let you spend $3000 and they'll just cover the costs?
No, they'll just find a way to cancel the order or they'll send you a bill for the $3000.
Either way, you're fucking stupid for thinking you'd get away with this.
Well, I do tax law, so I'm not exactly an expert, but these things are usually just a bit of a gamble.
If you bought it from an individual he might not have the knowledge on how to get you to pay. If you bought it from a store they will probably do the same thing as with every client who doesn't pay. They probably send you a letter first, then a collection agency They probably don't have a seperate procedure for people like you.
If it ends up in court you probably have nothing to stand on though. If it does lead to that I would just settle it up front and tell the person you bought it from you didn't realize the mistake and pay in a different method.
I don't think they would put any extra effort into researching your case. So chances are you won't get raped by criminal law.
That's my take on it.
It was from an Individual seller from eBay. I am doing this merely for scientific purposes, any smart person wouldnt get into this kind of raffle not having an escape plan, the worse that can happen is that they make me pay, or they cancel my PayPal account. Since -apparently- the bank isn't involved at all, I called customer support and they told me they cant give me the account's recent activity because it simply doesnt exist.
>What did I get myself into? Should I cancel the order and tell the seller it was a mistake or something and confess everything to the bank?
Bank fraud you dumbass. Enjoy getting your ass stretched open in a federal pound-me-in-the-ass prison.
>mfw this is you
I had the same thing happen to me when the payment I was sending was more than my bank account's spending limit. The initial fund recognition system is trash, and customer support when I asked about why it sent when it didn't withdraw from my bank was worthless, but it eventually flipped out a week later when it realized the second payment didn't go through and finally deducted it.
They'll probably find you and you'll have to pay, they have your address after all. They'll probably terminate that account too, but I don't think you're too worried about that.
You'll probably have to pay for what you bought unless you take it to court in which case you'll probably lose and will have to pay much more than that (so don't be a dumbass and pay for what you bought when the time comes)
holy shit op buy some macs and sell them for even more money oh god i wish i was in your position this is hilarious
Any case, If the mbp gets shipped and I get it i immediately call paypal and the seller telling them that i got in my mail a product I did not order and I am willing to return it.
>i got hacked
At the end of the day this is all out of curiosity.
I dont need a mac and I am not willing to spend 3k, but if that I what i must do, all I have to do is borrow 3k from my parents.
I actually managed to get a murcielago at $300,000
fuck paypal man DAMN
Apparently, after the refund was issued, the money went into my paypal balance.
I am officially getting scared.
I didnt even know paypal could transfer this amounts of money.
and, single handedly, OP wrecked everyone who believed in this thread with one post
>the worse that can happen is that they make me pay
They'll skip that and hand it right over to a debt collection agency. They'll then send bailiffs, because they typically make more money that way.
Just so people don't get any ideas, don't try this.
Claiming to own a bank account with sufficient funds which doesn't actually exist is digital check fraud, and PayPal would have plenty of legal options for recourse. For small amounts, they may just ask you to pay if it looks like an accident, but they could easily go much farther much faster if they think you are going to run.
True, but if OP was smart he'd move to a country that doesn't extradite and shit, settle down and buy millions upon millions of stuff, cancel most of it to get money "back", then throw all his funds into bitcoins or something and live happy and rich for the rest of his life.
>buy bitcoins until the price falls to like 1$
>buy bitcoins until the price falls
>until the price falls
>I don't fucking understand how people are supposedly trolled by this, did he delete some convincing pictures or something where he modified html on a page or some shit like that??
yep, looks like that
>not recognizing the #password trip instantly